$539,398 - $618,000
RENTED JAN 5, 2025
4 Beds
4 Baths
2,901 Sq Ft
$202 Price per Sq Ft

Last Sold May 21, 2021

Last sale price $457,000 $158 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $3,732/month

Highlights

  • Assigned Boat Slip
  • Deeded Boat Dock
  • River View
  • River Access
  • Gated Community
  • Open Floorplan

About This Home

As of January 2025

Beautiful 2-story waterfront home in the family-friendly private community of River Oaks. This unique, custom designed 4-bedroom, 3-bath open floor plan home provides ample space for living and entertaining. For those that want to spend time on Lake Monroe and St. John's River, the home comes with a deeded boat slip. The home offers first floor living with a large main suite and accompanying balcony with waterfront views. A large walk-in closet with custom shelving and a luxurious bathroom providing a spa experience with walk-in rain shower and tub complete the main suite. The kitchen offers beautiful custom quartzite countertops, a wide island, coffee bar, wine rack, and dinette that connects to the spacious main deck and patio overlooking the water. The living area has wall-to-wall windows and smart blinds affording spectacular views of the water, a bonus room in the form of a large home office with elegant french doors, a spacious formal dining room, and a powder room perfectly located for entertaining in the large open living area. Upstairs is a spacious loft connected to a balcony overlooking the water and three bedrooms including a large guest bedroom with additional walk-in storage space behind it. The upstairs is completed with a second custom bathroom with quartzite countertops and a rain shower. The community includes a waterfront resort style pool with hot tub, clubhouse, and playground. The location is conveniently located near I-4 and 17-92, the Sunrail, and St. John’s River-to-Sea Loop bike trail. Gemini Springs is also right down the road where you can check out the manatees or go hiking or picnicking.

Last Agent to Rent the Property

Mary Scaggs

J & M PROPERTIES LLC Brokerage Phone: 386-574-4469 License #3199329 Listed on: 09/13/2024

Last Renter's Agent

Mary Scaggs

J & M PROPERTIES LLC Brokerage Phone: 386-574-4469 License #3199329 Listed on: 09/13/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,527

Year Built

  • Built in 2001

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 85x210
  • River Front
  • Oversized Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Property Views

  • River
  • Canal

Interior Spaces

  • 2,901 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Window Treatments
  • Family Room Off Kitchen

Kitchen

  • Eat-In Kitchen
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • River Access
  • Assigned Boat Slip
  • Deeded Boat Dock
  • Balcony

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Electric Water Heater
  • Water Softener

Listing and Financial Details

  • Residential Lease
  • Security Deposit $3,000
  • Property Available on 9/11/24
  • The owner pays for grounds care
  • Available 1/5/25
  • $75 Application Fee
  • Assessor Parcel Number 90-02-04-00-01-1000

Community Details

Overview

  • Property has a Home Owners Association
  • Theresa Association, Phone Number (386) 603-2379
  • River Oaks 03 Subdivision

Recreation

  • Community Playground

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,527

Year Built

Built in 2001

Lot Details

0

Parking

2

Rental Info

  • Furnished: Unfurnished
  • Lease Amount Frequency: Monthly
  • Pets Allowed: Breed Restrictions, Cats OK, Dogs OK, Size Limit
  • Available Date: 2024-09-11
  • Terms Of Lease: Security Deposit Required
  • Long Term YN: 1
  • Security Deposit: 3000
  • Additional Applicant Fee: 75
  • Expected Lease Date: 2025-01-05T00:00:00.000

Listing Details

  • Property Type: Residential Lease
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Fireplace: No
  • Living Area: 2901
  • Lot Size Acres: 0.41
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 3677
  • Lot Size Sq Ft: 17850
  • Owner Pays: Grounds Care
  • Directions to Property: Exit I-4 DeBary Deltona Exit turn right River Oaks is short ride turn left into community call for gate code
  • Status: Leased
  • ResoBuildingAreaSource: PublicRecords
  • List Office Head Office Key Nume: 197519712
  • RATIO Current Price By Calculate: 1.03
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Slip Deeded On-Site
  • MFR_CommunityAssociationWaterFeatures: Boat Slip,Canal Front,River,Water Access,Waterfront
  • Attribution Contact: 386-574-4469
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Washer, Water Softener
  • Total Bedrooms: 4
  • Levels: Two
  • Stories: 2
  • Street Number Modifier: 211
  • Living Area Meters: 269.51
  • Room Count: 0

Exterior Features

  • Exterior Features: Balcony
  • Pool Private: No
  • View: Water
  • Water Body Name: ST JOHN’S
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: River
  • Water Extras: Assigned Boat Slip
  • Water Extras YN: 1
  • Water View: Canal,River
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Cooling: Central Air, Zoned
  • Heating: Central, Electric, Heat Pump, Zoned
  • Laundry Features: Inside, Laundry Room

Condo/Co-op/Association

  • Community Features: Gated Community - No Guard, Playground
  • Association Name: Theresa
  • Phone: (386) 603-2379
  • Association: Yes
  • Senior Community: No
  • Pet Restrictions: no dogs on the dangerous dog list
  • Association Fee Requirement: None
  • Pet Size: Medium (36-60 Lbs.)
  • Development: River Edge

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00
  • Application Fee: 75

Lot Info

  • Parcel Number: 90-02-04-00-01-1000
  • Lot Features: Oversized Lot, Paved
  • Lot Dimensions: 85x210
  • Lot Size Square Meters: 1658

Green Features

  • Green Verification Count: 0

Multi Family

  • Waterfront Features: River Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2021
Closed on
May 21, 2021
Sold by
Villani Matthew Frank and Walton Laura Michelle
Bought by
Chiarenza Damon Anthony and Chiarenza Pedro Angelica
Seller's Agent
Matt Buttner
LIST NOW REALTY, LLC
Buyer's Agent
Warren & Prebble Bonett
KELLER WILLIAMS ADVANTAGE REALTY
List Price
$449,000
Sold Price
$457,000
Premium/Discount to List
$8,000
1.78%
Current Estimated Value
$585,100

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$128,100
Avg. Annual Appreciation
5.47%
Original Mortgage
$365,600
Outstanding Balance
$331,725
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$241,767

Purchase Details

Closed on
Jul 12, 2016
Sold by
Secretary Of Hud
Bought by
Villani Matthew Frank and Walton Laura Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
May 28, 2015
Sold by
Wells Fargo Bank National Association
Bought by
The Secretary Of Hud

Purchase Details

Closed on
Mar 10, 2014
Sold by
Duncan Jeffrey
Bought by
Wells Fargo Bank National Association

Purchase Details

Closed on
Oct 15, 2012
Sold by
Duncan Jeffrey
Bought by
River Oaks Community Services Associatio

Purchase Details

Closed on
Feb 12, 2010
Sold by
Cherkowski Jan and Cherkowski Jozica
Bought by
Duncan Jeffrey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,505
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 19, 2006
Sold by
Kilger Linda Jo and Kilger Paul Edward
Bought by
Cherkowski Jan and Cherkowski Jozica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,000
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 31, 2001
Sold by
Mercedes Homes Inc
Bought by
Kilger Linda Jo and Kilger Paul Edward

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,980
Interest Rate
7.02%

Purchase Details

Closed on
Aug 15, 2000
Sold by
Kilger Paul and Kilger Linda
Bought by
Mercedes Homes Inc

Purchase Details

Closed on
Dec 17, 1999
Sold by
Engle Homes Orlando Inc
Bought by
Kilger Paul and Kilger Linda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,610
Interest Rate
7.67%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chiarenza Damon Anthony $457,000 Innovative Title Svcs Llc
Villani Matthew Frank $240,000 First American Title Ins Co
The Secretary Of Hud -- None Available
Wells Fargo Bank National Association $153,900 None Available
River Oaks Community Services Associatio -- Attorney
Duncan Jeffrey $220,500 Fidelity Natl Title Ins Co
Cherkowski Jan $405,000 B D R Title Corporation
Kilger Linda Jo $262,200 --
Mercedes Homes Inc -- --
Kilger Paul $42,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chiarenza Damon Anthony $365,600
Previous Owner Walton Laura M $240,000
Previous Owner Duncan Jeffrey $219,038
Previous Owner Duncan Jeffrey $216,505
Previous Owner Cherkowski Jan $101,000
Previous Owner Cherkowski Jan $324,000
Previous Owner Kilger Linda Jo $250,000
Previous Owner Kilger Linda Jo $235,980
Previous Owner Kilger Paul $38,610
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/05/2025 01/05/25 Rented $3,000 0.0% --
12/04/2024 12/04/24 Under Contract -- -- --
11/05/2024 11/05/24 Price Changed $3,000 -6.3% $1 / Sq Ft
10/24/2024 10/24/24 Price Changed $3,200 -8.6% $1 / Sq Ft
09/13/2024 09/13/24 For Rent $3,500 0.0% --
05/21/2021 05/21/21 Sold $457,000 +1.8% $157 / Sq Ft
03/22/2021 03/22/21 Pending -- -- --
03/15/2021 03/15/21 For Sale $449,000 -- $155 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,527 $419,181 $113,369 $305,812
2024 $6,527 $418,615 $113,369 $305,246
2023 $6,527 $407,907 $107,865 $300,042
2022 $6,647 $410,322 $101,473 $308,849
2021 $5,394 $317,683 $89,888 $227,795
2020 $4,991 $293,801 $93,483 $200,318
2019 $4,904 $259,910 $68,850 $191,060
2018 $4,344 $224,092 $54,506 $169,586
2017 $4,745 $233,205 $72,787 $160,418
2016 $4,691 $235,706 $0 $0
2015 $4,698 $228,041 $0 $0
2014 $4,177 $209,492 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6240593

Stellar MLS

APN: 9002-04-00-0110