Nikki Robinson
Lake Norman Realty, Inc
(980) 890-7259
73 Total Sales
2 in Cornelius
$375K - $385K Price Range
21133 Rio Oro Dr Cornelius, NC 28031
Cornelius AreaEstimated Value: $608,353 - $635,000
3
Beds
2.5
Baths
2,046
Sq Ft
$304/Sq Ft
Est. Value
Highlights
- Water Views
- Access To Lake
- Deck
- Bailey Middle School Rated A-
- RV Access or Parking
- Private Lot
About This Home
As of April 2026OPEN HOUSE for Sunday is Cancelled!!Easy Lake Norman Living ! Welcome home to this inviting one-story cottage nestled on a private, large wooded lot across the street from the lake in the desirable Bahia Bay WATER community of Cornelius. A true lake neighborhood offering a community boat launch area with docks for fishing and water sports. Offering 2046 square feet of comfortable living space. This 3-bedroom, 2.5-bath home blends classic charm with serene lake-area living.
Step inside to a light-filled living room featuring a cozy fireplace, flanking mirrored bookcases, skylights. The thoughtfully designed floor plan offers spacious bedrooms on the main level and seamless indoor-outdoor flow through doors leading to a screened porch and deck—perfect for relaxing while enjoying backyard fun and games.
The kitchen is well-equipped with ample to the ceiling cabinetry, gas stove, stainless steel appliances. The home has privacy and zones. The Primary ensuite with updated primary bath, with dual sinks and walk in shower is located on one side of the home. Two bedrooms are located on the opposite side of the home. Spacious laundry room with washer dryer and built in ironing board. Expansive tiled Florida Room/Flex Room. Great potential for a 4th bedroom, game room,playroom, office. Outside, enjoy a level, private yard with mature trees, a circular driveway with RV or boat parking, and additional shed for storage.Adorable separate workshop/ art studio that is 216 square feet of personal space.Entire HOME has been painted in spectacular on trend neutral tones. Entire home has had a deep clean along with carpets.
Last Agent to Sell the Property
Lake Norman Realty, Inc. Brokerage Phone: 704-892-9673 License #284194 Listed on: 02/06/2026
Co-Listed By
Lake Norman Realty, Inc. Brokerage Phone: 704-892-9673 License #284429
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Home Details
Home Type
- Single Family
Year Built
- Built in 1991
Lot Details
- 19,602 Sq Ft Lot
- Back Yard Fenced
- Private Lot
- Level Lot
- Open Lot
- Wooded Lot
- Property is zoned GR
HOA Fees
- $6 Monthly HOA Fees
Home Design
- Cottage
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Ceiling Fan
- Skylights
- French Doors
- Living Room with Fireplace
- Screened Porch
- Water Views
- Crawl Space
- Pull Down Stairs to Attic
- Fire and Smoke Detector
Kitchen
- Self-Cleaning Convection Oven
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Washer and Dryer
Parking
- Circular Driveway
- 4 Open Parking Spaces
- RV Access or Parking
Outdoor Features
- Access To Lake
- Deck
- Separate Outdoor Workshop
- Shed
- Outbuilding
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Heating System Uses Natural Gas
- Community Well
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 001-294-06
Community Details
Overview
- Bahia Bay HOA
- Bahia Bay Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
Recreation
- Recreation Facilities
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 6, 2026
Closed on
Mar 24, 2026
Sold by
Bought by
Seller's Agent
Gary Myerscough
Lake Norman Realty, Inc.
Buyer's Agent
Brett Winter
Keller Williams South Park
List Price
$625,000
Sold Price
$630,000
Premium/Discount to List
$5,000
0.8%
Views
54
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,162
Avg. Annual Appreciation
-3.76%
Original Mortgage
$598,500
Outstanding Balance
$596,707
Interest Rate
6.01%
Mortgage Type
New Conventional
Estimated Equity
$25,131
Purchase Details
Closed on
May 24, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,600
Interest Rate
3.44%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 4, 1998
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,550
Interest Rate
6.96%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cornelius, NC
-
Nikki Robinson
-
Nancy Lewis
Nancy Lewis
EXP Realty LLC Mooresville
(980) 890-9321
71 Total Sales
3 in Cornelius
$328K - $2M Price Range
-
Molly Zahn Harrison
Molly Zahn Harrison
Select Realty
(980) 270-2464
132 Total Sales
2 in Cornelius
$415K - $547K Price Range
-
Don Anthony Gomez
Don Anthony Gomez
C-A-RE Realty
(980) 580-7563
646 Total Sales
4 in Cornelius
$265K - $620K Price Range
-
Sylvia S. Gause
Sylvia S. Gause
COMPASS
(980) 890-9187
86 Total Sales
1 in Cornelius
$530,000 Price
-
Rhonda Fisher
Rhonda Fisher
Keller Williams Unified
(844) 329-5632
67 Total Sales
1 in Cornelius
$320,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $630,000 | None Listed On Document | ||
| $237,000 | None Available | ||
| $141,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $598,500 | ||
| Previous Owner | $189,600 | ||
| Previous Owner | $50,000 | ||
| Previous Owner | $122,746 | ||
| Previous Owner | $122,220 | ||
| Previous Owner | $24,300 | ||
| Previous Owner | $112,550 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/01/2026 04/01/26 | Sold | $630,000 | +0.8% | $308 / Sq Ft |
| 02/21/2026 02/21/26 | Pending | -- | -- | -- |
| 02/06/2026 02/06/26 | For Sale | $625,000 | -- | $305 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,818 | $421,900 | $184,000 | $237,900 |
| 2024 | $2,818 | $421,900 | $184,000 | $237,900 |
| 2023 | $2,818 | $421,900 | $184,000 | $237,900 |
| 2022 | $2,450 | $292,100 | $112,500 | $179,600 |
| 2021 | $2,450 | $292,100 | $112,500 | $179,600 |
| 2020 | $2,490 | $292,100 | $112,500 | $179,600 |
| 2019 | $2,484 | $292,100 | $112,500 | $179,600 |
| 2018 | $2,056 | $188,100 | $60,000 | $128,100 |
| 2017 | $2,038 | $188,100 | $60,000 | $128,100 |
| 2016 | $2,001 | $185,000 | $60,000 | $125,000 |
| 2015 | $1,970 | $185,000 | $60,000 | $125,000 |
| 2014 | $1,968 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Gary Myerscough
Seller's Agent in 2026
Gary Myerscough
Lake Norman Realty, Inc.
(704) 526-8611
52 Total Sales
-
Kathleen McMahan
Seller Co-Listing Agent in 2026
Kathleen McMahan
Lake Norman Realty, Inc.
(704) 906-2882
36 Total Sales
-
Brett Winter
Buyer's Agent in 2026
Brett Winter
Keller Williams South Park
(704) 281-6644
162 Total Sales
Map
Source: Canopy MLS
MLS Number: 4340378
APN: 001-294-06
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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