$239,900
$10K PRICE DROP

212 E Clay St Unit UB1 Richmond, VA 23219

Downtown Richmond Neighborhood

Estimated payment $1,772/month

Total Views 374,759
1 Bed
1 Bath
736 Sq Ft
$326 Price per Sq Ft

Highlights

  • Wood Flooring
  • High Ceiling
  • Eat-In Kitchen
  • Open High School Rated A+
  • Granite Countertops
  • Cooling Available

About This Home

Once home to Mechanics Savings Bank and later Southern Aid Insurance Company around the turn of the 20th century, 212 E Clay St is a special building filled with history and expert craftsmanship. And that craftsmanship and attention to detail spills over into unit B1! Stroll downstairs where you’ll find an exceptional renovation that’s unlike any condo you’ve likely seen in RVA. Completed just a few years ago, you’ll enjoy new hardwood floors throughout the living room, kitchen, and bedroom. Inside you’ll note the custom trim package including crown molding that runs the length of the main living area and into the kitchen. And there you’ll enjoy 42” upper cabinets, soft-close/dovetail features, a huge peninsula with pendant lights, granite counters, tile backsplash, and SS appliances! The bedroom sits just off the kitchen and offers picture and chair rail trim and more crown molding. Recessed lighting, a double closet and in-bedroom laundry closet complete the bedroom. A stunning bathroom sits just steps away with tile floors, a marble top vanity, on-trend lighting, and a tub/shower with tile surround and niche. There are two entrances - one from inside the building and one from the rear parking area. You’re across the street from the Greater Richmond Convention Center and steps from ML Steak Modern Chophouse, Lillie Pearl, Kogi, and numerous other restaurants and shops!

Listing Agent

Ernie Chamberlain

Hometown Realty License #0225218837 Listed on: 01/14/2026

Co-Listing Agent

Matt Jarreau

Hometown Realty License #0225175691

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,340

Year Built

  • Built in 1908

HOA Fees

  • $285 Monthly HOA Fees

Home Design

  • Flat Roof Shape
  • Brick Exterior Construction

Interior Spaces

  • 736 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Recessed Lighting

Kitchen

  • Eat-In Kitchen
  • Oven
  • Induction Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • Off-Street Parking
  • Assigned Parking

Outdoor Features

  • Outdoor Storage

Schools

  • Carver Elementary School
  • Albert Hill Middle School
  • Thomas Jefferson High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number N000-0039-053

Community Details

Overview

  • The community has rules related to allowing corporate owners

Security

  • Controlled Access
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,340

Year Built

Built in 1908

Lot Details

736 Sq Ft Lot

HOA Fees

$285 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1908
  • Property Attached Yn: Yes
  • Lot Size Acres: 0.0169
  • Co List Office Mls Id: HORI13
  • Co List Office Phone: (804) 249-2792
  • Ownership: Corporate
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 736.0
  • Architectural Style: Mid Rise
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Approximate
  • Property Sub Type Additional: Condominium
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Flooring: Ceramic Tile, Wood
  • Appliances: Dryer, Dishwasher, Electric Cooking, Disposal, Microwave, Oven, Refrigerator, Smooth Cooktop, Stove, Washer
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Interior Amenities: Bedroom on Main Level, Eat-in Kitchen, Granite Counters, High Ceilings, Recessed Lighting, Cable TV
  • Living Area: 736.0
  • Stories: 1

Exterior Features

  • Roof: Flat
  • Fencing: None
  • Pool Features: None
  • Waterfront: No
  • Construction Type: Brick
  • Exterior Features: Storage
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Assigned, Off Street

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Electric, Heat Pump
  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Controlled Access, Fire Sprinkler System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 285.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Insurance, Reserve Fund, Trash, Water

Schools

  • Middle Or Junior School: Albert Hill

Lot Info

  • Parcel Number: N000-0039-053
  • Zoning Description: B-2

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 2340.0

MLS Schools

  • Elementary School: Carver
  • High School: Thomas Jefferson

3D Interior and Exterior Tours

Floorplan

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/02/2026 04/02/26 Price Changed $239,900 -4.0% $326 / Sq Ft
01/14/2026 01/14/26 For Sale $249,950 -- $340 / Sq Ft
Source: Central Virginia Regional MLS

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $121,666 Chicago Title
Bargain Sale Deed $121,666 Chicago Title
Bargain Sale Deed $121,666 Chicago Title
Bargain Sale Deed $166,666 Chicago Title
Bargain Sale Deed $90,000 Chicago Title
Deed $105,746 --
Bargain Sale Deed $85,000 Old Republic National Title
Warranty Deed $106,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $358,000 No Value Available
Previous Owner $208,000 Credit Line Revolving
Previous Owner $358,000 Credit Line Revolving
Previous Owner $371,000 Credit Line Revolving
Previous Owner $145,000 Seller Take Back
Previous Owner $130,000 New Conventional
Source: Public Records

About the Listing Agent

Ernie Chamberlain
Ernie Chamberlain

Hometown Realty

(804) 792-3101

Section Image

I’m a licensed Realtor and co-leader of George: A Real Estate Group, helping buyers and sellers navigate the Richmond, Virginia market with clarity, confidence, and care.

After graduating from college in northwest Ohio, my wife and I moved to North Carolina, where I taught high school and middle school English. A few years later, her career brought us to Richmond—and it didn’t take long for the city to feel like home. New careers, new friendships, and a strong sense of community quickly

View Ernie's Profile

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Source: Central Virginia Regional MLS

MLS Number: 2600639

Central Virginia Regional MLS

APN: N000-0039-053

Virginia Richmond City County Richmond 23219 Downtown Richmond

212 E Clay St Unit UB1, Richmond, VA

For Sale

Condos

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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Ernie Chamberlain
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