$185,000
COMING SOON MAR 27, 2026

212 Terrace St Hancock, MD 21750

Estimated payment $1,242/month

5 Beds
3 Baths
2,016 Sq Ft
1.06 Acres

Highlights

  • River View
  • Traditional Floor Plan
  • Wood Flooring
  • Colonial Architecture
  • Backs to Trees or Woods
  • 1 Fireplace

About This Home

Introducing 212 Terrace Street in the heart of Hancock, an as-is investment opportunity brimming with potential and possibilities. This multi-unit property is being offered in its current condition, making it an ideal canvas for investors or buyers eager to renovate, customize, and add value. The first unit at 210 Terrace features three bedrooms and one full bath, while the second unit at 212 Terrace offers two bedrooms and two full baths. Each residence includes comfortable living and dining areas along with full kitchens, creating functional layouts suited for tenants or multi-generational living. Set within a charming small-town setting, the home enjoys close proximity to local parks, the scenic C&O Canal and Western Maryland Rail Trail, Potomac River access, and nearby shops and dining. Outdoor enthusiasts will appreciate the abundance of recreational options, while commuters benefit from easy access to I-70 and I-68, providing convenient routes to Hagerstown, Cumberland, and beyond. Whether you’re looking to expand your portfolio or reimagine a property with character, this Hancock gem offers endless opportunity in a peaceful, well-connected community.

Listing Agent

Jackie Ball Daley

(410) 465-1770 jackie@jackiedaley.com Northrop Realty Brokerage Phone: 4104651770 Listed on: 02/13/2026

Northrop Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,368

Year Built

  • Built in 1891

Lot Details

  • Backs to Trees or Woods

Parking

  • 2 Car Detached Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Property Views

  • River
  • Mountain

Home Design

  • Semi-Detached or Twin Home
  • Colonial Architecture

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Beamed Ceilings
  • 1 Fireplace
  • Wood Frame Window
  • Casement Windows
  • Atrium Doors
  • Living Room
  • Dining Room
  • Laundry on main level

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms

Home Security

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting

Schools

  • Hancock Elementary School
  • Hancock Middle Senior High School

Utilities

  • Window Unit Cooling System
  • Space Heater
  • Electric Water Heater

Listing and Financial Details

  • Coming Soon on 3/27/26
  • Assessor Parcel Number 2205014514

Community Details

Overview

  • No Home Owners Association
  • Hancock Subdivision

Security

  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,368

Year Built

Built in 1891

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 3/27/2026 12:00:00 AM
  • Year Built: 1891
  • Special Features: 4128
  • Property Sub Type: Townhouses

Interior Features

  • Flooring Type: Vinyl, Hardwood
  • Interior Amenities: Dining Area, Exposed Beams, Floor Plan - Traditional
  • Window Features: Casement, Wood Frame
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Atrium
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Bedroom 1
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2592
  • Living Area Sq Ft: 2016
  • Price Per Sq Ft: 91.77
  • Above Grade Finished Sq Ft: 2016
  • Below Grade Sq Ft: 576
  • Total Below Grade Sq Ft: 576
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Block
  • Exterior Features: Exterior Lighting
  • View: River, Mountain
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Window Unit(s)
  • Heating Type: Space Heater
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: HANCOCK
  • High School: HANCOCK MIDDLE SENIOR
  • Middle Or Junior School: HANCOCK MIDDLE SENIOR HIGH SCHOOL

Lot Info

  • Lot Features: Backs To Trees
  • Lot Size Acres: 1.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 46173.00
  • Outdoor Living Structures: Porch(es), Patio(s), Enclosed
  • Zoning: U
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3368.00
  • Assessor Parcel Number: 2205014514
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: WASHINGTON COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,874 $234,700 $0 $0
2024 $1,874 $205,700 $0 $0
2023 $1,610 $176,700 $57,900 $118,800
2022 $1,610 $176,700 $57,900 $118,800
2021 $1,722 $176,700 $57,900 $118,800
2020 $1,722 $185,000 $57,900 $127,100
2019 $1,730 $185,000 $57,900 $127,100
2018 $1,730 $185,000 $57,900 $127,100
2017 $1,751 $187,300 $0 $0
2016 -- $186,600 $0 $0
2015 $1,806 $185,900 $0 $0
2014 $1,806 $185,200 $0 $0
Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Source: Bright MLS

MLS Number: MDWA2033908

Bright MLS

APN: 05-014514