Listed by John L. Scott Bellingham, Bought with Home Haven Real Estate LLC
$695,000
SOLD OCT 10, 2025

2120 Riverstone Loop Ferndale, WA 98248

4 Beds
3 Baths
2,259 Sq Ft
$22/mo HOA Fee

Recently Sold

$308 Per Sq Ft

1% Below List Price

Highlights

  • Deck
  • Walk-In Pantry
  • Storm Windows
  • Vaulted Ceiling
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

As of October 2025

This is a stunning, better than new home in Malloy Terrace - a beautiful modern design! Spacious & sprawling, this home will welcome you with luxury and high end finishes. Featuring vaulted ceilings, over-sized kitchen, large bedrooms, and spacious living area. Beautiful tile fireplace, quartz counter tops, soft close cabinets, custom blinds and LVP throughout make this home move in ready. Over 2,200 sqft to enjoy with a bedroom on the main, a large primary suite & deluxe en-suite bathroom with huge walk in and primary deck over looking the backyard. Covered patio & fully fenced yard with established garden area. New A/C will keep you cool for the end of summer. Just across the street from green space & protected area with lovely trails.

Last Agent to Sell the Property

Jennifer Sandoval

John L. Scott Bellingham License #84092 Listed on: 09/03/2025

John L. Scott Bellingham

Last Buyer's Agent

Charles Vogel

Home Haven Real Estate LLC License #17561

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2428510

Northwest Multiple Listing Service (NWMLS)

Property Details

Home Type

  • Co-Op

Est. Annual Taxes

  • $4,628

Year Built

  • Built in 2021

Lot Details

  • 5,227 Sq Ft Lot
  • South Facing Home
  • Property is Fully Fenced
  • Sloped Lot
  • Garden
  • Property is in very good condition

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Poured Concrete
  • Composition Roof
  • Cement Board or Planked
  • Wood Composite

Interior Spaces

  • 2,259 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • French Doors
  • Dining Room
  • Storm Windows

Kitchen

  • Walk-In Pantry
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Ceramic Tile
  • Vinyl Plank

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Skyline Elementary School
  • Vista Mid Middle School
  • Ferndale High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Heater
  • High Speed Internet
  • High Tech Cabling
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area maintenance
  • Kathryn Hodges Association
  • Malloy Terrace Phase II Condos
  • Ferndale Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Recreation

  • Trails

Property Details

Home Type

Co-Op

Est. Annual Taxes

$4,628

Year Built

Built in 2021

Lot Details

0

HOA Fees

$22 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 12 - 2 Story
  • Year Built: 2021
  • Inclusions: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Building Name: Malloy Terrace Phase II
  • Unit Levels: Two
  • New Construction: No
  • CalculatedSquareFootage: 2259
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2428510, https://www.workforce-resource.com/dpr/listing/NWMLS/2428510?w=Consumer&agent=122728
  • Special Features: None

Interior Features

  • Fireplaces: 1
  • Basement: None
  • Appliances: Dishwasher(s), Disposal, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 4
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Vinyl Plank
  • Interior Amenities: Bath Off Primary, Ceiling Fan(s), Double Pane/Storm Window, Dining Room, Fireplace, French Doors, High Tech Cabling, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Water Heater
  • Living Area: 2259
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • BathsFullMain: 0
  • SquareFootageFinished: 2259
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 1
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 1
  • BedroomsLower: 0
  • BedroomsUpper: 3
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • Lot Features: Curbs, Paved, Sidewalk
  • View: No
  • Waterfront: No
  • Construction Type: Cement Plank, Wood
  • Direction Faces: South
  • Exterior Features: Cement Planked, Wood Products
  • Foundation Details: Poured Concrete
  • Property Condition: Very Good
  • Structure Type: House

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Security: Fully Fenced
  • Cooling: Central A/C
  • Cooling Y N: Yes
  • Heating: Forced Air
  • Heating Yn: Yes
  • PowerCompany: Puget Sound Energy
  • SewerCompany: City of Ferndale
  • WaterCompany: City of Ferndale
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Gas OnDemand
  • CableConnected: xfinity
  • InternetConnected: xfinity

Condo/Co-op/Association

  • Community Features: CCRs, Trail(s)
  • Senior Community: No
  • Association Fee: 130
  • Association Fee Frequency: Semi-Annually
  • Association: Yes
  • AssociationContactName: Kathryn Hodges

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Junior High Dist: Ferndale
  • High School: Ferndale High
  • Middle Or Junior School: Vista Mid

Lot Info

  • Parcel Number: 3902184712030000
  • Topography: Partial Slope
  • Land Lease: No
  • Lot Size Acres: 0.12
  • Lot Size Sq Ft: 5227
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet
  • MLSLotSizeSource: Realist
  • LotNumber: 116

Green Features

  • Power Production Type: Electric, Natural Gas

Tax Info

  • Year: 2025
  • Tax Annual Amount: 4628.12

Multi Family

  • EnergySource: Electric,Natural Gas

MLS Schools

  • Elementary School: Skyline Elem

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 3, 2025
Closed on
Oct 8, 2025
Sold by
Mullins Carla Eliot and Mullins Cj Eli
Bought by
Nahan Lakhwinder and Nahan Anita
Seller's Agent
Jennifer Sandoval
John L. Scott Bellingham
Buyer's Agent
Charles Vogel
Home Haven Real Estate LLC
List Price
$699,000
Sold Price
$695,000
Premium/Discount to List
-$4,000
-0.57%
Views
27

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.55%
Original Mortgage
$300,000
Outstanding Balance
$300,000
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$399,033

Purchase Details

Closed on
Mar 8, 2024
Sold by
Blackwell Gregory and Blackwell Marissa Lee
Bought by
Mullins Carla Eliot and Mullins Cj Eli

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
6.69%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 2, 2020
Closed on
Jun 22, 2021
Sold by
Northwest Superior Homes Llc
Bought by
Blackwell Gregory and Blackwell Marissa Lee
Seller's Agent
Christine Johnson-Cicchitti
Windermere Real Estate Whatcom
Buyer's Agent
Crystal O'Neill
Windermere Real Estate Whatcom
List Price
$519,900
Sold Price
$533,100
Premium/Discount to List
$13,200
2.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.22%
Original Mortgage
$533,100
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Listed on
Jul 8, 2020
Closed on
Jul 18, 2020
Sold by
Malloy Heights I Llc
Bought by
Northwest Superior Homes Llc
Seller's Agent
Christine Johnson-Cicchitti
Windermere Real Estate Whatcom
Buyer's Agent
Christine Johnson-Cicchitti
Windermere Real Estate Whatcom
List Price
$110,000
Sold Price
$110,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
445.77%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $695,000 Chicago Title
Warranty Deed $690,000 Whatcom Land Title
Warranty Deed $533,100 Chicago Title Bellingham
Warranty Deed $110,000 Chicago Title Company Of Wa
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 New Conventional
Previous Owner $290,000 New Conventional
Previous Owner $533,100 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 Sold $695,000 -0.6% $308 / Sq Ft
09/09/2025 09/09/25 Pending -- -- --
09/03/2025 09/03/25 For Sale $699,000 +31.1% $309 / Sq Ft
07/07/2021 07/07/21 Sold $533,100 +2.5% $242 / Sq Ft View Prior Sale
10/09/2020 10/09/20 Pending -- -- --
10/02/2020 10/02/20 For Sale $519,900 +372.6% $236 / Sq Ft
07/31/2020 07/31/20 Sold $110,000 0.0% -- View Prior Sale
07/09/2020 07/09/20 Pending -- -- --
07/08/2020 07/08/20 For Sale $110,000 -- --
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,628 $619,419 $152,775 $466,644
2024 $3,983 $617,098 $152,775 $464,323
2023 $3,983 $572,464 $126,000 $446,464
2022 $4,575 $580,109 $140,445 $439,664
2021 $955 $511,024 $116,070 $394,954
2020 $955 $98,033 $98,033 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2428510

Northwest Multiple Listing Service (NWMLS)

APN: 390218-471203-0000