$950,000
SOLD MAR 4, 2026

2121 Olde Towne Ave Miramar Beach, FL 32550

3 Beds
3 Baths
2,442 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$389 Per Sq Ft

5% Below List Price

Highlights

  • Marina
  • Community Boat Dock
  • Fishing
  • Van R. Butler Elementary School Rated A-
  • Golf Course Community
  • Primary Bedroom Suite

About This Home

As of March 2026

UNDER CONTRACT BUT ACCEPTING BACKUP OFFERS Sandestin Living for Under a Million! If you've been watching the Emerald Coast market, you already know — prices keep climbing. That's exactly why this Crystal Lake home in Sandestin is such an exceptional find: a beautifully updated 3-bedroom, 3-bath residence offered for under $1 million. This isn't a condo. It isn't a project house. It's a renovated 2,442-square-foot home built by Huff Homes, set on nearly a quarter acre. That extra space gives you breathing room now — and future possibilities like a pool or carriage house down the road. Take a moment. Opportunities like this don't come around often. A standout feature of this home is its versatile floor plan with two separate living areas, giving you the freedom to create spaces for entertaining, working from home, hosting, or multigenerational living. The first floor has undergone numerous renovations including new luxury vinyl flooring throughout, built in entry way cabinets, a custom-built bar with cabinets, shelving, countertops and a beverage fridge, the laundry room has been redesigned with new cabinets, sink and a folding table. And finally, both first-floor full bathrooms have undergone complete transformations that showcase the perfect blend of modern aesthetics and practical functionality. Custom tilework creates visual interest and a spa-like atmosphere, while updated vanities provide ample storage for everyday essentials. These aren't simple cosmetic updates they're comprehensive renovations that reflect current design trends while utilizing quality materials built to last. Ascending to the second floor you'll be greeted by the addition of a show stopping custom electric fireplace surrounded by designer shiplap-a statement piece that transforms the upper level into a cozy retreat. Also, the kitchen/dining area has an added custom coffee bar with cabinets. The private screened in porch also on the second floor offers an enchanting space to enjoy morning coffee or evening sunsets, protected from the elements while still embracing the gentle Gulf breezes. Other notable renovation includes new designer lighting throughout, A new metal roof and hot water heater both installed in 2024, addition of a 220V outlet for electric car charging, Sentricon Termite System, Smart Thermostats, new dishwasher and updated backyard landscaping including tree removal. Perhaps most importantly, this home sits in a non-rental community. That means your neighbors are actual neighbors, people who live here, care about the area, and aren't constantly rotating in and out. There's something to be said for that sense of permanence and community, especially when you're looking for a place to call home. Finding a home under a million dollars in Sandestin with this level of updates, space and potential is increasingly rare. This property checks every box for buyers seeing coastal living without compromise. Call to schedule your private viewing.

Last Agent to Sell the Property

Jason Karraker

Christies International Real Estate Emerald Coast License #3404792 Listed on: 02/12/2026

Christies International Real Estate Emerald Coast

Co-Listed By

Beverly Karraker

Christies International Real Estate Emerald Coast License #3321858

Last Buyer's Agent

Adam Polimeni

The Agency Northwest Florida Beaches License #3565037

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,121

Year Built

  • Built in 2000

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 60x167x60x178
  • Sprinkler System

HOA Fees

  • $532 Monthly HOA Fees

Home Design

  • Florida Architecture
  • Off Grade Structure
  • Metal Roof
  • Masonite

Interior Spaces

  • 2,442 Sq Ft Home
  • 2-Story Property
  • Recessed Lighting
  • Fireplace
  • Living Room
  • Dining Area
  • Screened Porch
  • Vinyl Flooring
  • Fire and Smoke Detector

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Attached Carport Spaces
  • Electric Vehicle Home Charger

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 25-2S-21-42600-000-2121

Community Details

Overview

  • Association fees include accounting, ground keeping, legal, management, master, recreational faclty, security, cable TV, trash
  • Crystal Lake Subdivision

Recreation

  • Community Boat Dock
  • Marina
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,121

Year Built

Built in 2000

Lot Details

10,454 Sq Ft Lot

HOA Fees

$532 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: 60x167x60x178
  • Co List Office Mls Id: ENVB
  • Co List Office Phone: 850-213-2800
  • Subdivision Name: CRYSTAL LAKE
  • Directions: Enter Sandestin East gate and turn right onto Baytowne Avenue. Turn right onto Olde Towne Avenue and the home will be on your right.
  • Architectural Style: Florida Cottage
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2000
  • Remarks Misc:Remarks: UNDER CONTRACT BUT ACCEPTING BACKUP OFFERS Sandestin Living for Under a Million! If you've been watching the Emerald Coast market, you already know — prices keep climbing. That's exactly why this Crystal Lake home in Sandestin is such an exceptional find: a beautifully updated 3-bedroom, 3-bath residence offered for under $1 million. This isn't a condo. It isn't a project house. It's a renovated 2,442-square-foot home built by Huff Homes, set on nearly a quarter acre. That extra space gives you breathing room now — and future possibilities like a pool or carriage house down the road. Take a moment. Opportunities like this don't come around often. A standout feature of this home is its versatile floor plan with two separate living areas,
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Rooms:Screened Porch: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Flooring: Floor Vinyl
  • Interior Amenities: Fireplace, Lighting Recessed, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Sidewalk, Survey Available
  • Pool Features: Pool Type
  • Construction Type: Foundation Off Grade, Masonite
  • Exterior Features: Sprinkler System
  • Patio And Porch Features: Porch Screened
  • Property Condition: Renovated, Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Survey Available: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Porch Screened: Yes
  • Lot Features:Sidewalk: Yes
  • ConstructionSiding:Foundation Off Grade: Yes
  • ConstructionSiding:Masonite: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Parking Features: Carport Attached
  • General Property Info:Garage2: No
  • Parking Features:Carport Attached: Yes

Utilities

  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental - Allowed, Pickle Ball, Beach, Dock, Fishing, Gated Community, Golf, Marina, Pets Allowed, Playground, Pool, Tennis, TV Cable
  • Association #2 Fee: 532.33
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Legal, Management, Master Association, Recreational Faclty, Security, Cable TV, Trash

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 10454.4
  • Parcel #: 25-2S-21-42600-000-2121
  • Zoning: Resid Single Family
  • Lot Features Coastal Barrier Zone: No

Tax Info

  • Tax Annual Amount: 4121.09
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2026
Closed on
Mar 4, 2026
Sold by
Lane Ginn and Lane Nancy
Bought by
Phillips Zachary and Phillips Cali
Seller's Agent
Jason Karraker
Christies International Real Estate Emerald Coast
Buyer's Agent
Adam Polimeni
The Agency Northwest Florida Beaches
List Price
$999,500
Sold Price
$950,000
Premium/Discount to List
-$49,500
-4.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-78.70%

Purchase Details

Listed on
Nov 8, 2024
Closed on
Jun 9, 2025
Sold by
R Christopher & Nancy Tresslar Living Tr and Tresslar Christopher
Bought by
Ginn Jeffrey Lane and Ginn Nancy
Seller's Agent
Cheryl Bateman
Rock-It Real Estate
Buyer's Agent
Jason Karraker
Christies International Real Estate Emerald Coast
List Price
$998,000
Sold Price
$850,000
Premium/Discount to List
-$148,000
-14.83%
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.46%
Original Mortgage
$680,000
Interest Rate
6.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 10, 2015
Sold by
Tresslar Ralph Christopher and Tresslar Nancy E
Bought by
The R Christopher & Nancy Tresslar Livin and Tresslar Nancy E

Purchase Details

Closed on
Mar 1, 2015
Bought by
Tresslar Ralph Christopher
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $950,000 Customers First Title
Warranty Deed $850,000 30A Title Llc
Warranty Deed $850,000 30A Title Llc
Interfamily Deed Transfer -- None Available
Deed $100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $680,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/04/2026 03/04/26 Sold $950,000 -5.0% $389 / Sq Ft
02/12/2026 02/12/26 For Sale $999,500 +17.6% $409 / Sq Ft
02/07/2026 02/07/26 Pending -- -- --
06/09/2025 06/09/25 Sold $850,000 -5.0% $348 / Sq Ft View Prior Sale
04/25/2025 04/25/25 Pending -- -- --
04/24/2025 04/24/25 Price Changed $895,000 -10.3% $367 / Sq Ft
11/08/2024 11/08/24 For Sale $998,000 -- $409 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,121 $494,682 -- --
2024 $3,893 $480,741 -- --
2023 $3,893 $466,739 $0 $0
2022 $3,846 $453,145 $0 $0
2021 $3,894 $439,947 $0 $0
2020 $3,959 $463,590 $134,667 $328,923
2019 $3,841 $424,118 $0 $0
2018 $3,778 $416,210 $0 $0
2017 $3,672 $407,649 $0 $0
2016 $3,625 $399,264 $0 $0
2015 $3,656 $396,489 $0 $0
2014 $3,677 $393,342 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 994134

Emerald Coast Association of REALTORS®

APN: 25-2S-21-42600-000-2121

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