$385,000
SOLD OCT 7, 2024

2125 Water Oak Ln Gastonia, NC 28056

3 Beds
2 Baths
2,260 Sq Ft
0.27 Acres

Recently Sold

$170 Per Sq Ft

19% Below List Price

75 Days on Market

Highlights

  • Cottage
  • 2 Car Attached Garage
  • Laundry closet
  • Cramerton Middle School Rated A-
  • Patio
  • Tile Flooring

About This Home

As of October 2024

This lovely patio home features vaulted ceilings, plantation shutters, fire place, built-ins, formal dining. Modern white kitchen offers extensive pantry and counter space. Granite counter tops and stainless appliances. Large sunroom overlooks the beautifully landscaped back yard area.

Last Agent to Sell the Property

Debbie Scarborough

Keller Williams Ballantyne Area Brokerage Email: debbie@debbiecarpenter.com License #174174 Listed on: 06/12/2024

Keller Williams Ballantyne Area

Last Buyer's Agent

Brian Rogers

Redfin Corporation License #227518

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,433

Year Built

  • Built in 1997

Lot Details

  • Back Yard Fenced
  • Level Lot
  • Property is zoned R1

HOA Fees

  • $14 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Cottage
  • Patio Home
  • Slab Foundation
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2,260 Sq Ft Home
  • 1-Story Property
  • Insulated Windows
  • Living Room with Fireplace
  • Pull Down Stairs to Attic
  • Laundry closet

Kitchen

  • Electric Range
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Patio

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Property Matters Association
  • Waterford Place Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 150709

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,433

Year Built

Built in 1997

Lot Details

0

HOA Fees

$14 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cottage
  • Year Built: 1997
  • Restrictions: Architectural Review,Building,Deed
  • Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 170.35
  • Property Sub Type Additional: Patio Home
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: debbie@debbiecarpenter.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Laminate, Tile
  • Interior Amenities: Attic Stairs Pulldown
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2260
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Electric Range, Gas Water Heater
  • Above Grade Finished Sq Ft: 2260
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas, Living Room
  • Living Area: 2260
  • Window Features: Insulated Window(s)
  • Bedroom Main: 3
  • Room Count: 8
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • Construction Type: Brick Full
  • Patio And Porch Features: Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Central, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Closet
  • Cooling: Central Air, Electric
  • Utilities: Cable Available, Gas
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 165
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Property Matters
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 165.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Level
  • Lot Size Area: 0.27
  • Lot Size Units: Acres
  • Parcel Number: 150709
  • Plat Book Slide: 058/001
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R1

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2024
Closed on
Sep 24, 2024
Sold by
Smith Donald E and Smith Karen H
Bought by
Odom Charles Mills and Rudisill Clara J
Seller's Agent
Debbie Scarborough
Keller Williams Ballantyne Area
Buyer's Agent
Brian Rogers
Redfin Corporation
List Price
$475,000
Sold Price
$385,000
Premium/Discount to List
-$90,000
-18.95%
Views
41
Current Estimated Value
$401,985

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,985
Avg. Annual Appreciation
3.19%
Original Mortgage
$335,000
Outstanding Balance
$331,873
Interest Rate
6.46%
Mortgage Type
New Conventional
Estimated Equity
$64,645

Purchase Details

Closed on
May 13, 2016
Sold by
King Diane R and King Diane R
Bought by
Smith Donald E and Smith Karen H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.57%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 24, 2007
Sold by
Woody William L and Wade Norris R
Bought by
King Robert T and King Diane R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 21, 1999
Sold by
Blanton Robert A
Bought by
Woody William L and Woody Meriam H
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $385,000 None Listed On Document
Warranty Deed $260,000 None Available
Warranty Deed $237,000 None Available
Warranty Deed $190,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $335,000 New Conventional
Previous Owner $150,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $187,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/07/2024 10/07/24 Sold $385,000 -3.5% $170 / Sq Ft
08/23/2024 08/23/24 Price Changed $399,000 -8.3% $177 / Sq Ft
08/05/2024 08/05/24 Price Changed $435,000 -5.4% $192 / Sq Ft
07/09/2024 07/09/24 Price Changed $459,900 -3.2% $203 / Sq Ft
06/12/2024 06/12/24 For Sale $475,000 -- $210 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,433 $414,720 $34,000 $380,720
2024 $4,416 $413,060 $34,000 $379,060
2023 $3,446 $413,060 $34,000 $379,060
2022 $1,106 $263,590 $34,000 $229,590
2021 $2,358 $263,590 $34,000 $229,590
2019 $3,585 $263,590 $34,000 $229,590
2018 $3,214 $229,596 $36,000 $193,596
2017 $3,214 $229,596 $36,000 $193,596
2016 $3,214 $229,596 $0 $0
2014 $3,352 $239,437 $45,000 $194,437
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4146210

Canopy MLS (Canopy Realtor® Association)

APN: 150709