Seller's Agent in 2025
Sarah Greenlee Morse
TTR Sotheby's International Realty
(410) 303-1522
5 in this area
82 Total Sales
2128 Bay Front Terrace Annapolis, MD 21409
Pendennis Mount Neighborhood
4
Beds
3.5
Baths
3,702
Sq Ft
0.6
Acres
Highlights
- 107 Feet of Waterfront
- Primary bedroom faces the bay
- Access to Tidal Water
- Cape St. Claire Elementary School Rated A-
- 1 Dock Slip
- Fishing Allowed
About This Home
As of April 2025Don't miss this beautifully designed, meticulously updated, turn-key home on the Chesapeake Bay. Hidden from street view at the end of a cul-de-sac, this private waterfront retreat was fully renovated in 2022 and features HardiePlank siding, IPE decking, main-level primary suite, lower-level guest suite, chefs kitchen, walls of windows, home gym, 2 wood-burning fireplaces, and bonus 5th bedroom / 4th full bath in a separate studio apartment over the garage. Enjoy lushly landscaped grounds designed by Homestead Gardens, extensive hardscaping, private pier with boat lift and electric / water hook-up, and waterside deck. Wake up to dramatic sunrises over the water; enjoy afternoon sun and garden views from the front porch. The home and grounds are beautifully maintained and include a two-car detached garage with an EV charger and extra storage space. The Safe Harbor Marina is just down the street where members enjoy the pool, club house, beach, boat storage, and boat slips. With over 3700 finished square feet plus the separate studio apartment, this home is ideal for entertaining friends and family. You just cannot beat the views!
Last Agent to Sell the Property
(410) 280-5600 sgmorse@ttrsir.com TTR Sotheby's International Realty License #657838 Listed on: 03/21/2025
Last Buyer's Agent
(410) 263-3400 brentjallen@gmail.com Long & Foster Real Estate, Inc. License #37300
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,795
Year Built
- Built in 1978 | Remodeled in 2022
Lot Details
- 0.6 Acre Lot
- 107 Feet of Waterfront
- Home fronts navigable water
- Property Fronts a Bay or Harbor
- Cul-De-Sac
- Southwest Facing Home
- Picket Fence
- Partially Fenced Property
- Landscaped
- Extensive Hardscape
- No Through Street
- Private Lot
- Secluded Lot
- Premium Lot
- Sprinkler System
- Cleared Lot
- Property is in excellent condition
- Property is zoned R2
Parking
- 2 Car Detached Garage
- 4 Driveway Spaces
- Oversized Parking
- Electric Vehicle Home Charger
- Parking Storage or Cabinetry
- Garage Door Opener
- Gravel Driveway
- Off-Street Parking
Property Views
- Bay
- Panoramic
Home Design
- Raised Ranch Architecture
- Slab Foundation
- Architectural Shingle Roof
- Metal Roof
- HardiePlank Type
Interior Spaces
- Property has 2 Levels
- Built-In Features
- Bar
- Chair Railings
- Ceiling Fan
- Recessed Lighting
- 2 Fireplaces
- Window Treatments
- Window Screens
- Mud Room
- Family Room Off Kitchen
- Sitting Room
- Living Room
- Formal Dining Room
- Storage Room
- Home Gym
- Finished Basement
- Laundry in Basement
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Room
- Built-In Double Oven
- Down Draft Cooktop
- Built-In Microwave
- Extra Refrigerator or Freezer
- Freezer
- Dishwasher
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Tile or Brick
- Slate Flooring
Bedrooms and Bathrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Personal Watercraft
- Sail
- Bulkhead
- Swimming Allowed
- Electric Hoist or Boat Lift
- 1 Dock Slip
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Powered Boats Permitted
- Deck
- Exterior Lighting
- Porch
Location
- Flood Risk
Schools
- Cape St. Claire Elementary School
- Magothy River Middle School
- Broadneck High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Water Treatment System
- Well
- Electric Water Heater
- Water Conditioner is Owned
- Septic Tank
Listing and Financial Details
- Tax Lot A
- Assessor Parcel Number 020386390007363
Community Details
Overview
- No Home Owners Association
- Tydings On The Bay Subdivision
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 21, 2025
Closed on
Apr 16, 2025
Sold by
Cudeiro And Nelsen Living Trust and Cudeiro Amalia
Bought by
Walters Family Revocable Trust and Walters
Seller's Agent
Sarah Greenlee Morse
TTR Sotheby's International Realty
Buyer's Agent
Brent Allen
Long & Foster Real Estate, Inc.
List Price
$2,400,000
Sold Price
$2,581,000
Premium/Discount to List
$181,000
7.54%
Views
128
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$131,249
Avg. Annual Appreciation
-6.47%
Purchase Details
Closed on
Dec 28, 2023
Sold by
Cudeiro Amalia
Bought by
Cudeiro And Nelsen Living Trust and Cudeiro
Purchase Details
Listed on
Apr 20, 2020
Closed on
Jul 1, 2020
Sold by
Bielak Janet C
Bought by
Nelsen Jeffrey and Cudeiro Amalia
Seller's Agent
Brad Kappel
TTR Sotheby's International Realty
Buyer's Agent
Sarah Greenlee Morse
TTR Sotheby's International Realty
List Price
$1,195,000
Sold Price
$1,150,000
Premium/Discount to List
-$45,000
-3.77%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.54%
Original Mortgage
$450,000
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 10, 1991
Sold by
Frankel Morris
Bought by
Bielak Janet C
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $2,581,000 | Eagle Title | |
| Deed | $2,581,000 | Eagle Title | |
| Deed | -- | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Deed | $1,150,000 | Mid Maryland Title Co Inc | |
| Deed | $495,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $450,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/16/2025 04/16/25 | Sold | $2,581,000 | +7.5% | $697 / Sq Ft | |
| 03/23/2025 03/23/25 | Pending | -- | -- | -- | |
| 03/21/2025 03/21/25 | For Sale | $2,400,000 | +108.7% | $648 / Sq Ft | |
| 07/01/2020 07/01/20 | Sold | $1,150,000 | -3.8% | $423 / Sq Ft | View Prior Sale |
| 05/08/2020 05/08/20 | Pending | -- | -- | -- | |
| 04/20/2020 04/20/20 | For Sale | $1,195,000 | -- | $440 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,724 | $1,520,033 | -- | -- |
| 2024 | $12,724 | $1,407,800 | $1,080,600 | $327,200 |
| 2023 | $11,783 | $1,278,567 | $0 | $0 |
| 2022 | $11,455 | $1,149,333 | $0 | $0 |
| 2020 | $8,861 | $1,020,100 | $689,100 | $331,000 |
| 2019 | $9,575 | $1,020,100 | $689,100 | $331,000 |
| 2018 | $11,430 | $1,127,200 | $848,000 | $279,200 |
| 2017 | $8,200 | $1,088,900 | $0 | $0 |
| 2016 | -- | $1,050,600 | $0 | $0 |
| 2015 | -- | $1,012,300 | $0 | $0 |
| 2014 | -- | $1,012,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sarah Greenlee Morse
-
Brent Allen
Buyer's Agent in 2025
Brent Allen
Long & Foster
(410) 349-7764
6 in this area
80 Total Sales
-
Brad Kappel
Seller's Agent in 2020
Brad Kappel
TTR Sotheby's International Realty
(410) 279-9476
22 in this area
416 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2102586
APN: 03-863-90007363
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