$415,000
SOLD JUN 24, 2025
5 Beds
4 Baths
4,796 Sq Ft
0.53 Acres

Recently Sold

$87 Per Sq Ft

3 Days on Market

Highlights

  • Gated Community
  • Deck
  • Whirlpool Bathtub
  • Durand Elementary School Rated A-
  • Ranch Style House
  • 3 Fireplaces

About This Home

As of June 2025

SPECTACULAR CUSTOM-BUILT HOME in Beautiful Lake Summerset! This stunning, custom-designed home offers the perfect blend of luxury, comfort, and functionality. Nestled in the desirable Lake Summerset community, this home boasts approximately 4,800 sq ft of open-concept living space and an array of high-end features. Enjoy your mornings on two charming covered porches, surrounded by lush landscaping designed for year-round beauty, and spend cozy evenings around the brick-paved fire pit. Inside, you're welcomed by 11' ceilings and an abundance of large windows, filling the space with natural light and offering a bright, airy atmosphere. The main living room features a stunning see-through stone fireplace that opens to the sunroom. The formal dining room, with elegant French doors, opens to the front porch, while the designer kitchen shines with granite countertops, a stylish tile backsplash, a central island, a pantry, and stainless steel appliances. A cozy eat-in area includes custom-built-ins for added storage and charm. The primary suite is a retreat of its own with a private fireplace, a jetted tub, a step-in tiled shower, and a spacious layout. You'll also find main floor laundry, three bedrooms on the main level, and a versatile bonus room—ideal for a home office. The finished lower level adds even more living space with two additional bedrooms, a large family room, and abundant storage. Other highlights include three total fireplaces, a NEW ROOF (2020), many newer windows, new chimney caps, newer water softener, and refined finishes throughout. Lake Summerset features a 285-acre, fully stocked lake with prize fishing! Owners and their guests enjoy a private community pool and splash pad, multiple parks, two marinas, two beaches, and a private campground. Lake Summerset has so much to offer- call for a tour to see for yourself! Just 90 minutes west of Chicago and 45 minutes from Madison, WI. HOA are a low $1,099 per year.

Last Agent to Sell the Property

Christine Wilke

Best Realty License #475.191424 Listed on: 05/09/2025

Last Buyer's Agent

Greg Raymond

Realty Select, LLC License #471020712

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,012

Year Built

  • Built in 2002

Lot Details

  • 0.53 Acre Lot

HOA Fees

  • $92 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Brick or Stone Mason
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Built-in Bookshelves
  • 3 Fireplaces
  • Window Treatments
  • Great Room
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Built-In Oven
  • Stove
  • Gas Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit
  • Shed

Schools

  • Durand Elementary School
  • Durand Jr High Middle School
  • Durand High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener

Community Details

Overview

  • Association fees include pool access, water access, clubhouse

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,012

Year Built

Built in 2002

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Interior Amenities: Book Cases Built In, Countertop-Granite, Walk-In Closet, Whirlpool Tub, Window Treatments
  • Road Frontage: City/Town
  • Type: Gated Community
  • Electric: Circuit Breaker
  • Additional Room 5: SUNROOM, Dimensions: 18x12.3, On Level: Main
  • Additional Room 6: LAUNDRY, Dimensions: 7.3x8, On Level: Main
  • Additional Room 7: BED LL, Dimensions: 12.64x11.75, On Level: Lower
  • Appliances That Stay or Are Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Wall Oven, Washer, Water Softener
  • Class: HOUSE
  • Estimated Below Grade Finished Sq Ft: 2136
  • Exemptions: Owner
  • Fee Includes: Pool Access, Water Access, Clubhouse
  • General Features: County Taxes, Deck, Garden Shed, Great Room, Laundry 1st Floor, L.L. Finished Space, Main Floor Primary, Partial Exposure, Fire-Pit/Fireplace, Patio-Brick Paver, Porch Covered
  • Hoa Fee Frequency: Yearly
  • Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 2129
  • Lot Acreage: 0.53
  • Lvt Date: 05/09/2025
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 3
  • Stove Range Fuel: Gas
  • Style: Ranch
  • Type: House
  • Agent Only_ L A1 User Code: 110640
  • Egress: Yes
  • Elementary School: Durand Elementary
  • Estimated Total Finished Sq Ft: 4796
  • Garage Type Driveway: Attached, Garage Remote/Opener
  • Hold Earnest Money Y N: No
  • Pertinent Facts: SPECTACULAR CUSTOM-BUILT HOME in Beautiful Lake Summerset! This stunning, custom-designed home offers the perfect blend of luxury, comfort, and functionality. Nestled in the desirable Lake Summerset community, this home boasts approximately 4,800 sq ft of open-concept living space and an array of high-end features. Enjoy your mornings on two charming covered porches, surrounded by lush landscaping designed for year-round beauty, and spend cozy evenings around the brick-paved fire pit. Inside, you're welcomed by 11' ceilings and an abundance of large windows, filling the space with natural light and offering a bright, airy atmosphere. The main living room features a stunning see-through stone fireplace that opens to the sunroom. The formal dining room, with elegant French doors, opens to the front porch, while the designer kitchen shines with granite countertops, a stylish tile backsplash, a central island, a pantry, and stainless steel appliances. A cozy eat-in area includes custom-built-ins for added storage and charm. The primary suite is a retreat of its own with a private fireplace, a jetted tub, a step-in tiled shower, and a spacious layout. You'll also find main floor laundry, three bedrooms on the main level, and a versatile bonus room—ideal for a home office. The finished lower level adds even more living space with two additional bedrooms, a large family room, and abundant storage. Other highlights include three total fireplaces, a NEW ROOF (2020), many newer windows, new chimney caps, newer water softener, and refined finishes throughout. Lake Summerset features a 285-acre, fully stocked lake with prize fishing! Owners and their guests enjoy a private community pool and splash pad, multiple parks, two marinas, two beaches, and a private campground. Lake Summerset has so much to offer- call for a tour to see for yourself! Just 90 minutes west of Chicago and 45 minutes from Madison, WI. HOA are a low $1,099 per year.
  • Designated Managing Broker Y N: No
  • Estimated Above Grade Sq Ft: 2660
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 5
  • Basement Type: Full
  • Master Bedroom: Dimensions: 15x13, On Level: Main
  • Fireplace Type: Both Gas and Wood
  • Basement: Finished, Partial Exposure
  • Bedroom 2: Dimensions: 13x11, On Level: Main
  • Bedroom 3: Dimensions: 20x12, On Level: Main
  • Bedroom 4: Dimensions: 13x11.8, On Level: Main
  • Dining Room: Yes, On Level: Main, Dimensions: 18x11.9
  • Family Room: Yes, On Level: Lower, Dimensions: 29x21.69
  • Fireplace: Yes
  • Full Bathrooms: 4
  • Kitchen: Dimensions: 30x12, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 18x16
  • Number Of Fireplaces: 3
  • Recreation Room: No
  • Total Bathrooms: 4
  • Basement: Yes

Exterior Features

  • Exterior: Brick/Stone, Vinyl
  • Roof: Shingle

Garage/Parking

  • Garage: 2

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Condo/Co-op/Association

  • HOA Fees: 1099

Building Info

  • Year Built: 2002

Tax Info

  • Year: 2024
  • Taxes: 5012

MLS Schools

  • HighSchool: Durand High
  • School District: Durand 322
  • Middle School: Durand Jr High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2025
Closed on
Jun 24, 2025
Sold by
Ferguson Cathy J and Ferguson Chad E
Bought by
Sims Dennis S and Sims Shonette M
Seller's Agent
Christine Wilke
Best Realty
Buyer's Agent
Greg Raymond
Realty Select, LLC
List Price
$415,000
Sold Price
$415,000
Views
18
Current Estimated Value
$410,141

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,859
Avg. Annual Appreciation
-2.20%
Original Mortgage
$311,250
Interest Rate
7.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 26, 2011
Closed on
Apr 3, 2012
Bought by
Ferguson Chad E and Tarbert Cathy J
Seller's Agent
DAVID BECKE
BECKE & ASSOCIATES
Buyer's Agent
AGENT NON-MLS
NON-MLS OFFICE
List Price
$253,900
Sold Price
$135,750
Premium/Discount to List
-$118,150
-46.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.88%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $415,000 Security First Title
Deed $135,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $311,250 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/24/2025 06/24/25 Sold $415,000 0.0% $87 / Sq Ft
05/12/2025 05/12/25 Pending -- -- --
05/09/2025 05/09/25 For Sale $415,000 +205.7% $87 / Sq Ft
05/07/2012 05/07/12 Sold $135,750 -46.5% $28 / Sq Ft View Prior Sale
03/27/2012 03/27/12 Pending -- -- --
04/26/2011 04/26/11 For Sale $253,900 -- $53 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,012 $71,777 $2,281 $69,496
2023 $4,497 $61,506 $1,955 $59,551
2022 $3,876 $54,332 $1,744 $52,588
2021 $3,969 $48,526 $1,606 $46,920
2020 $3,933 $48,138 $1,545 $46,593
2019 $3,865 $45,508 $1,506 $44,002
2018 $4,044 $43,630 $1,446 $42,184
2017 $3,902 $42,775 $1,418 $41,357
2016 $4,144 $42,775 $1,418 $41,357
2015 $4,148 $42,775 $1,418 $41,357
2014 $4,134 $42,775 $1,418 $41,357
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202502357

NorthWest Illinois Alliance of REALTORS®

APN: 05-07-102-020