2131 Cottage Park Rd Morganton, NC 28655
Lake James Neighborhood
4
Beds
3
Baths
3,190
Sq Ft
1.19
Acres
Highlights
- Water Views
- RV or Boat Storage in Community
- Clubhouse
- Under Construction
- Open Floorplan
- Deck
About This Home
As of January 2025New construction, nearing completion, with stunning views of Lake James and surrounding mountains. This elegant escape features a wrap around deck to help take in the view, an open and airy feel that includes vaulted ceilings in the great room and kitchen, along with more gathering spaces for dining and recreation. The ample kitchen includes custom cabinets and quartz countertops. Family and friends can spread out into the 4 bedrooms, two up and two down, and utilize the large patio and outdoor space. The home also features a full size, 2 car garage and a large storage area in the basement, making it suitable a vacation dream home or your forever, full-time hideaway. Located in gated Cottage Park, where ownership includes access to the community pool, clubhouse, and lake toy storage area. Access to Lake James is as easy as crossing the street, where you'll find Mimosa Boat Landing at your service for boat put-in and storage. Easy access to downtown Morganton, dining, and shopping.
Last Agent to Sell the Property
Keller Williams Unified Brokerage Email: fletcher@lakejames.com License #226103 Listed on: 09/03/2024
Co-Listed By
Keller Williams Unified Brokerage Email: fletcher@lakejames.com License #212972
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $230
Year Built
- Built in 2024 | Under Construction
Lot Details
- Wooded Lot
- Property is zoned R-3
HOA Fees
- $81 Monthly HOA Fees
Parking
- 2 Car Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Property Views
- Water
- Mountain
Home Design
- Stone Siding
- Hardboard
- Stucco
Interior Spaces
- 1-Story Property
- Open Floorplan
- Wired For Data
- Ceiling Fan
- Insulated Windows
- Wood Flooring
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Storage
Outdoor Features
- Deck
- Wrap Around Porch
Utilities
- Heat Pump System
- Underground Utilities
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 59326
Community Details
Overview
- Cvpm Association
- Built by Bay Harbor Construction, LLC
- Cottage Park Subdivision, Modified Flanagan Lake Floorplan
- Mandatory home owners association
Amenities
- Clubhouse
Recreation
- RV or Boat Storage in Community
- Recreation Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 3, 2024
Closed on
Jan 7, 2025
Sold by
Bay Harbor Construction Llc
Bought by
Williams Murphy Beth and Thomas Murphy Barton
Seller's Agent
Fletcher Edens
Keller Williams Unified
Buyer's Agent
Matt Lutz
GreyBeard Realty
List Price
$1,095,000
Sold Price
$1,025,000
Premium/Discount to List
-$70,000
-6.39%
Views
34
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$25,270
Avg. Annual Appreciation
-2.56%
Original Mortgage
$766,550
Outstanding Balance
$764,594
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$244,290
Purchase Details
Closed on
Nov 2, 2020
Sold by
Cottage Park Partners Inc
Bought by
Mcgrath Susan L and Mcgrath Anthony J
Similar Homes in Morganton, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,025,000 | None Listed On Document | |
| Special Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $22,500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $766,550 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/07/2025 01/07/25 | Sold | $1,025,000 | -6.4% | $321 / Sq Ft |
| 09/03/2024 09/03/24 | For Sale | $1,095,000 | -- | $343 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $230 | $454,414 | $34,865 | $419,549 |
| 2023 | $230 | $34,865 | $34,865 | $0 |
| 2022 | $198 | $24,865 | $24,865 | $0 |
| 2021 | $198 | $24,865 | $24,865 | $0 |
| 2020 | $198 | $24,865 | $24,865 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Fletcher Edens
Keller Williams Unified
(828) 228-2010
139 in this area
152 Total Sales
-
B
Seller Co-Listing Agent in 2025
Bryan Jones
Keller Williams Unified
(828) 773-5398
92 in this area
105 Total Sales
-
Buyer's Agent in 2025
Matt Lutz
GreyBeard Realty
(917) 204-3134
6 in this area
39 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4179506
APN: 59326
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 2128 Cottage Park Rd
- 2066 Waterford Way
- 2243 Cottage Park Rd
- 4950 Canterbury Place
- 1815 Waterford Way
- 1838 Southpointe Dr
- 5162 Beech Bluff Dr
- 1600 Lillians Point Ct Unit 33
- 1590 Hawks Pointe Ln
- 1504 Brentwood Place
- 1441 Pheasant Run Ct
- 4625 Boyd Moore Ave
- 1441 Southpointe Dr Unit 249
- 5619 Channel View Cove
- 1416 Southpointe Dr
- 0 Boyd Moore Ave Unit CAR3848175
- 1289 Northview Dr
- 1277 Northview Dr
- 0 Lemon Ln
- 3107 Channel View Cove