21315 W Pepper Dr Lake Zurich, IL 60047
Forest Lake NeighborhoodEstimated payment $3,607/month
Highlights
- Second Kitchen
- Colonial Architecture
- Community Lake
- Spencer Loomis Elementary School Rated A
- Landscaped Professionally
- Deck
About This Home
Don't Judge a Book by Its Cover. This Home Is a Showstopper Inside and Out! Tucked away in a private community with its own exclusive lake and private beaches, this stunning home is the perfect blend of modern luxury and peaceful living. While the exterior offers charming curb appeal, what's inside is sure to take your breath away. Completely gutted and thoughtfully renovated, this home features an open-concept first floor with brand-new luxury vinyl plank flooring over refinished original oakwood floors, a cozy fireplace with custom stonework, and a beautifully redesigned powder room with wainscoting and a custom rock accent wall. The dream kitchen includes a Thermador range, double wall ovens, smart refrigerator, and custom quartz countertops and mosaic backsplash. The first floor and master suite have all-new electrical and plumbing, providing both safety and efficiency. A brand-new open staircase leads to the second floor, where you'll find three spacious bedrooms and two updated bathrooms, including a primary suite with crown molding and a luxurious spa-like bathroom with a stone walk-in shower, double sinks, and a custom vanity. The fully finished basement adds even more space with a separate kitchen, dining area, and bedroom, plus a large full bathroom, ideal for guests or in-laws. You'll also find new double sump pumps with Wi-Fi connectivity and battery backup, offering peace of mind year-round. Outside, enjoy the benefits of a brand-new front porch, a completely enclosed privacy deck surrounding the entire backyard, and a 2+ car garage with ample storage. The backyard is perfect for entertaining or relaxing in your own private oasis. And here's one of the biggest perks: This home is located in an unincorporated area, which means significantly lower property taxes, a huge financial advantage!
Listing Agent
@properties Christie's International Real Estate License #475122440 Listed on: 08/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,273
Year Built
- Built in 2003
Lot Details
- 6,534 Sq Ft Lot
- Lot Dimensions are 40x135x52x137
- Landscaped Professionally
- Paved or Partially Paved Lot
- Wooded Lot
HOA Fees
- $13 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Colonial Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,920 Sq Ft Home
- 2-Story Property
- Crown Molding
- Ceiling Fan
- Skylights
- Fireplace With Gas Starter
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Combination Dining and Living Room
- Laundry Room
Kitchen
- Second Kitchen
- Double Oven
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Dual Sinks
- Whirlpool Bathtub
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Tideland Water Rights
- Deck
- Shed
Location
- Property is near a park
Schools
- Spencer Loomis Elementary School
- Lake Zurich Middle - N Campus
- Lake Zurich High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
- Well
- Water Softener is Owned
Community Details
- Association fees include lake rights
- Forest Lake Subdivision, Custom Floorplan
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,273 | $134,343 | $29,019 | $105,324 |
| 2023 | $8,273 | $121,051 | $26,148 | $94,903 |
| 2022 | $7,822 | $112,364 | $25,643 | $86,721 |
| 2021 | $7,568 | $109,485 | $24,986 | $84,499 |
| 2020 | $7,424 | $109,485 | $24,986 | $84,499 |
| 2019 | $7,316 | $108,530 | $24,768 | $83,762 |
| 2018 | $7,133 | $107,564 | $26,648 | $80,916 |
| 2017 | $7,073 | $106,268 | $26,327 | $79,941 |
| 2016 | $7,037 | $102,903 | $25,493 | $77,410 |
| 2015 | $6,860 | $98,012 | $24,281 | $73,731 |
| 2014 | $6,566 | $91,305 | $23,350 | $67,955 |
| 2012 | $6,303 | $91,497 | $23,399 | $68,098 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/27/2025 08/27/25 | For Sale | $550,000 | -- | $286 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | Attorney | |
| Quit Claim Deed | -- | Chicago Title Insurance Co | |
| Warranty Deed | $250,000 | American Natl Title Svcs Inc | |
| Interfamily Deed Transfer | $50,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $169,400 | Credit Line Revolving | |
| Previous Owner | $220,000 | New Conventional | |
| Previous Owner | $305,500 | Unknown | |
| Previous Owner | $33,400 | Credit Line Revolving | |
| Previous Owner | $229,600 | Unknown | |
| Previous Owner | $194,000 | Construction |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12456641
APN: 14-10-420-006
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