21320 SW 97th Ave Cutler Bay, FL 33189
4
Beds
2.5
Baths
2,139
Sq Ft
5,366
Sq Ft Lot
Highlights
- Lake Front
- Great Room
- Porch
- Room in yard for a pool
- Balcony
- Clear Impact Glass
About This Home
As of August 2025Discover this four-bedroom, three-bathroom single-family home boasting a spacious living, dining, and family room and walk-in closets. The home features a new A/C unit, impact windows and recently renovated bathrooms. The modern kitchen comes equipped with new appliances and there is a two-car garage to fit your vehicles comfortably. Additional parking for two is available as well as an electric car outlet. The backyard is large, with an inviting social area that is perfect for your next gathering. Nestled in a serene and welcoming community, this home is conveniently located near top-rated schools, a variety of supermarkets, diverse dining options, and the Black Point Marina. Enjoy easy access to the Turnpike and South Dixie Highway. Welcome to your dream home!
Last Agent to Sell the Property
Coldwell Banker Realty License #3359787 Listed on: 05/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,666
Year Built
- Built in 1997
Lot Details
- 5,366 Sq Ft Lot
- Lake Front
- East Facing Home
- Fenced
- Property is zoned 0100
HOA Fees
- $100 Monthly HOA Fees
Parking
- 2 Car Garage
- Automatic Garage Door Opener
- Driveway
- Open Parking
Home Design
- Tile Roof
- Flat Tile Roof
Interior Spaces
- 2,139 Sq Ft Home
- 2-Story Property
- Great Room
- Family Room
- Ceramic Tile Flooring
- Lake Views
Kitchen
- Electric Range
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Upstairs
Laundry
- Dryer
- Washer
Home Security
- Clear Impact Glass
- High Impact Door
Outdoor Features
- Room in yard for a pool
- Balcony
- Patio
- Porch
Additional Features
- Energy-Efficient Appliances
- Central Heating and Cooling System
Community Details
- Villas Of Old Cutler Subdivision
- Maintained Community
Listing and Financial Details
- Assessor Parcel Number 36-60-09-021-0240
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 10, 2019
Closed on
Dec 9, 2019
Sold by
Ferrari Stefano and Torres Ayrobis M
Bought by
Leal Hector E and Hernandez Maritza J
Seller's Agent
Glendis Jones
Estate Capital Group, Inc.
Buyer's Agent
Publio Lazcos
Real Estate Sales Force
List Price
$350,000
Sold Price
$315,000
Premium/Discount to List
-$35,000
-10%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.98%
Original Mortgage
$309,284
Interest Rate
3.7%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 28, 2011
Sold by
Hobbs Arvis and Hobbs Kenya
Bought by
Ferrari Stefano and Torres Ayrobis M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,817
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 29, 2005
Sold by
Elliston Andrew
Bought by
Hobbs Arvis and Hobbs Kenya
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
5.51%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Oct 30, 2003
Sold by
Athias Rose
Bought by
Elliston Andrew
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
5.98%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 9, 1998
Sold by
Old Cutler Development Inc
Bought by
Athias Rose
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,650
Interest Rate
7.06%
Mortgage Type
New Conventional
Similar Homes in Cutler Bay, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $315,000 | Title Champs Of Florida Llc | |
| Warranty Deed | $165,000 | Multiple | |
| Warranty Deed | $320,000 | -- | |
| Warranty Deed | $225,000 | -- | |
| Deed | $167,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $302,800 | New Conventional | |
| Closed | $5,555 | FHA | |
| Closed | $309,284 | FHA | |
| Previous Owner | $44,290 | FHA | |
| Previous Owner | $160,817 | FHA | |
| Previous Owner | $320,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $45,000 | New Conventional | |
| Previous Owner | $180,000 | Unknown | |
| Previous Owner | $158,650 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/04/2025 08/04/25 | Sold | $626,000 | -2.0% | $293 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $639,000 | 0.0% | $299 / Sq Ft |
| 09/01/2024 09/01/24 | Rented | $4,000 | +1.3% | -- |
| 08/29/2024 08/29/24 | Under Contract | -- | -- | -- |
| 08/09/2024 08/09/24 | For Rent | $3,950 | 0.0% | -- |
| 12/09/2019 12/09/19 | Sold | $315,000 | -7.4% | $139 / Sq Ft |
| 10/29/2019 10/29/19 | Pending | -- | -- | -- |
| 10/21/2019 10/21/19 | Price Changed | $340,000 | -2.9% | $150 / Sq Ft |
| 10/09/2019 10/09/19 | For Sale | $350,000 | -- | $155 / Sq Ft |
Source: MIAMI REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,666 | $482,182 | $214,640 | $267,542 |
| 2024 | $7,245 | $425,639 | -- | -- |
| 2023 | $7,245 | $413,242 | $150,248 | $262,994 |
| 2022 | $6,203 | $289,791 | $0 | $0 |
| 2021 | $5,361 | $263,447 | $80,490 | $182,957 |
| 2020 | $5,115 | $252,407 | $67,075 | $185,332 |
| 2019 | $8,388 | $238,685 | $50,977 | $187,708 |
| 2018 | $8,305 | $241,060 | $50,977 | $190,083 |
| 2017 | $8,040 | $221,760 | $0 | $0 |
| 2016 | $7,791 | $201,600 | $0 | $0 |
| 2015 | $4,571 | $183,273 | $0 | $0 |
| 2014 | -- | $166,612 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
A
Seller's Agent in 2025
Andres Escobar Araoz
Coldwell Banker Realty
(305) 695-1112
1 in this area
39 Total Sales
-
Buyer's Agent in 2025
Lauren Lavina
EXP Realty LLC
(786) 586-5946
9 in this area
28 Total Sales
-
M
Buyer's Agent in 2024
Matthew Abreu
Riteway Properties III, Inc.
(305) 807-5844
2 Total Sales
-
G
Seller's Agent in 2019
Glendis Jones
Estate Capital Group, Inc.
(786) 246-8435
4 Total Sales
-
Buyer's Agent in 2019
Publio Lazcos
Real Estate Sales Force
(305) 525-2580
33 Total Sales
Map
Source: MIAMI REALTORS® MLS
MLS Number: A11804699
APN: 36-6009-021-0240
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