$399,000
SOLD MAR 21, 2025
3 Beds
2.5 Baths
1,203 Sq Ft
6,403 Sq Ft Lot

Recently Sold

$332 Per Sq Ft

1% Above List Price

2 Days on Market

Highlights

  • Second Kitchen
  • Deck
  • Wood Flooring
  • Lowell Elementary School Rated A
  • Property is near a park
  • Farmhouse Style Home

About This Home

As of March 2025

Welcome to 214 N Prospect St, a charming turn-of-the-century farmhouse perfectly positioned between Wheaton and Glen Ellyn. It's only blocks from the Metra, scenic Prairie Path, several parks and Lowell Elementary School- close to so much! Step inside to find a spacious kitchen featuring rich Cherry cabinetry, granite countertops, and stainless steel appliances, all complemented by beautiful hardwood floors. The spacious front porch is the perfect spot to unwind, while the back deck and bonfire pit offer a welcoming space for outdoor gatherings. The full finished basement has exterior access and features a 2nd kitchen space, bedroom and full bathroom - so many options! Storage is abundant throughout, and thoughtful updates provide peace of mind. Updates include but aren't limited to- sewer line was replaced in 2021 including an external clean out, kitchen cabinets professionally painted in 2021, hardwood floors added to the kitchen in 2021, new refrigerator in 2020. Roof, siding and driveway believed to be under 10 years old. Don't miss your chance to own this charming farmhouse in a prime location!

Last Agent to Sell the Property

Michael Thornton

Keller Williams Premiere Properties License #475159142 Listed on: 02/28/2025

Keller Williams Premiere Properties

Last Buyer's Agent

Kimberly Brown-Lewis

Redfin Corporation License #475196946

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,320

Year Built

  • Built in 1905

Lot Details

  • 6,403 Sq Ft Lot
  • Fenced Yard
  • Paved or Partially Paved Lot

Home Design

  • Farmhouse Style Home
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,203 Sq Ft Home
  • 2-Story Property
  • Entrance Foyer
  • Family Room
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Unfinished Attic

Kitchen

  • Second Kitchen
  • Range<<rangeHoodToken>>

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Laundry in Bathroom
  • Gas Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Parking

  • 3 Parking Spaces
  • Driveway
  • Uncovered Parking
  • Parking Included in Price

Outdoor Features

  • Deck
  • Porch

Location

  • Property is near a park

Schools

  • Lowell Elementary School
  • Franklin Middle School
  • Wheaton North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Lake Michigan Water
  • Gas Water Heater

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,320

Year Built

Built in 1905

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Farmhouse
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1905
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Basement: Full, Walk-Out Access
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Hardwood Floors, In-Law Arrangement
  • LivingArea: 1203
  • Other Equipment: CO Detectors, Sump Pump, Water Heater-Gas
  • Room Type: Kitchen, Sitting Room, Foyer
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 924
  • Basement Description: Finished,Exterior Access
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Square Footage Comments: Floor plans reflect 1203 sq ft above grade. Milton Township reflects 1034.
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Flooring: Hardwood
  • ResoLivingAreaSource: Plans

Exterior Features

  • ExteriorFeatures: Porch, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 395000
  • Lot Features: Fenced Yard
  • Patio And Porch Features: Deck, Porch
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Frame

Garage/Parking

  • Parking Features: Driveway
  • ParkingTotal: 3
  • Driveway: Asphalt
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit, In Bathroom
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lowell Elementary School
  • High School: Wheaton North High School
  • Middle/Junior School: Franklin Middle School
  • Middle/Junior School District: 200

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.147
  • Lot Dimensions: 6534
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5319.9
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2025
Closed on
Mar 19, 2025
Sold by
Banser Jack P and Banser Sarah
Bought by
Davis Robert and Stuart Marissa Elisabeth
Seller's Agent
Michael Thornton
Keller Williams Premiere Properties
Buyer's Agent
Kimberly Brown-Lewis
Redfin Corporation
List Price
$395,000
Sold Price
$399,000
Premium/Discount to List
$4,000
1.01%
Views
130
Current Estimated Value
$395,853

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,147
Avg. Annual Appreciation
-2.30%
Original Mortgage
$319,200
Outstanding Balance
$319,200
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$76,653

Purchase Details

Listed on
May 14, 2020
Closed on
Jun 17, 2020
Sold by
Roney Scott M and Roney Sarah V
Bought by
Banser Jack P
Seller's Agent
Alecia Lenertz
Fathom Realty IL LLC
Buyer's Agent
Michael Thornton
Keller Williams Premiere Properties
List Price
$285,000
Sold Price
$295,000
Premium/Discount to List
$10,000
3.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.55%
Original Mortgage
$280,250
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 30, 2009
Sold by
Henninger Craig and Henninger Sarah
Bought by
Roney Scott M and Roney Sarah V

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 6, 2004
Sold by
Trujillo Jose F and Trujillo Jean M
Bought by
Henninger Craig and Henninger Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,900
Interest Rate
4.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 19, 1998
Sold by
Nolan Eva and Nolan Terrence M
Bought by
Trujillo Jose F and Trujillo Jean M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
7.22%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $399,000 Chicago Title
Warranty Deed $295,000 Attorneys Ttl Guaranty Fund
Warranty Deed $289,500 Atg
Warranty Deed $220,000 --
Warranty Deed $126,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $319,200 New Conventional
Previous Owner $280,250 New Conventional
Previous Owner $195,847 New Conventional
Previous Owner $224,000 New Conventional
Previous Owner $165,000 New Conventional
Previous Owner $187,500 New Conventional
Previous Owner $230,000 Purchase Money Mortgage
Previous Owner $140,000 Unknown
Previous Owner $175,900 Purchase Money Mortgage
Previous Owner $80,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/21/2025 03/21/25 Sold $399,000 +1.0% $332 / Sq Ft
03/03/2025 03/03/25 Pending -- -- --
02/28/2025 02/28/25 For Sale $395,000 +33.9% $328 / Sq Ft
06/17/2020 06/17/20 Sold $295,000 +3.5% $227 / Sq Ft
05/18/2020 05/18/20 Pending -- -- --
05/14/2020 05/14/20 For Sale $285,000 -- $219 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,320 $86,720 $21,820 $64,900
2022 $5,260 $81,950 $20,620 $61,330
2021 $5,237 $80,000 $20,130 $59,870
2020 $5,219 $79,250 $19,940 $59,310
2019 $5,094 $77,150 $19,410 $57,740
2018 $5,313 $79,350 $18,300 $61,050
2017 $5,226 $76,420 $17,620 $58,800
2016 $5,149 $73,370 $16,920 $56,450
2015 $5,100 $69,990 $16,140 $53,850
2014 $5,211 $70,270 $16,710 $53,560
2013 $5,078 $70,480 $16,760 $53,720
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12295131

Midwest Real Estate Data (MRED)

APN: 05-15-126-029