$427,000
SOLD MAR 31, 2025

2145 Cay Lagoon Dr Unit 321 Naples, FL 34109

North Central Naples Neighborhood
3 Beds
2.5 Baths
1,654 Sq Ft
$851/mo HOA Fee

Recently Sold

$258 Per Sq Ft

14% Below List Price

214 Days on Market

Highlights

  • Lake Front
  • Clubhouse
  • Vaulted Ceiling
  • Pelican Marsh Elementary School Rated A
  • Pond
  • Jetted Tub in Primary Bathroom

About This Home

As of March 2025

Interior and exterior painting is complete, and brand-new exterior screens were installed in January 2025. Upcoming community improvements include painting and sealing of the walkways, as well as the installation of a new HVAC system in the clubhouse.

You will fall in love with this luxurious 3-bedroom, 2.5-bathroom condo in Cay Lagoon. This rare gem is nestled in one of Naples’ most sought-after communities, where opportunities to own are few and far between. Offering 1,654 square feet of beautifully updated living space, this home is the perfect blend of elegance, comfort, and modern convenience. The spacious open floor plan with vaulted ceilings creates an airy and inviting atmosphere. A gourmet kitchen features stainless steel appliances, a stylish bar area, and a wine fridge, making it ideal for entertaining. The primary suite offers dual walk-in closets, a large jetted tub, a bidet, and direct access to the balcony through disappearing sliders that seamlessly blend indoor and outdoor living. Recent upgrades include fresh carpet and a newer roof, providing peace of mind and comfort. Hurricane impact windows and doors ensure safety, energy efficiency, and tranquility. A whole-house water filtration system, a newer AC unit, a whole-house vacuum system, and a cozy fireplace add to the home's convenience and charm.

The expansive screened lanai and sun deck provide stunning lake views, perfect for unwinding or hosting gatherings. As a rare corner unit, this condo benefits from additional windows that offer abundant natural light and unique views. A water spigot is conveniently located on the lanai for gardening. The detached one-car garage provides essential storage and convenience. The newly painted building enhances curb appeal in this intimate 32-unit community, which fosters privacy and a close-knit feel.

Residents enjoy resort-style amenities, including a serene pool, gym, and clubhouse, with a new HVAC system forthcoming for added comfort. Centrally located in Naples, this home is just minutes from world-class shopping, dining, and the Gulf beaches. With proximity to Vanderbilt Beach, this is an ideal retreat for beach lovers. This unit is one of the few to have undergone a complete re-plumbing in 2020 for efficiency and peace of mind.

This condo embodies the best of Naples luxury living with its high-end features and unbeatable location. Schedule your private showing today and make this dream home yours.

Last Agent to Sell the Property

Matthew Craig

EXIT Realty of Naples License #NAPLES-258030783 Listed on: 07/23/2024

EXIT Realty of Naples

Last Buyer's Agent

Debora Zalewski

EXIT Realty of Naples License #NAPLES-474001521

EXIT Realty of Naples

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,235

Year Built

  • Built in 2001

Lot Details

  • Lake Front
  • End Unit
  • Southwest Facing Home

HOA Fees

  • $851 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Automatic Garage Door Opener

Property Views

  • Water
  • Pool

Home Design

  • Condo Hotel
  • Entry on the 2nd floor
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 1,654 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Vaulted Ceiling
  • Sliding Windows
  • Family Room
  • Combination Dining and Living Room

Kitchen

  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Jetted Tub in Primary Bathroom
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Pond
  • Screened Balcony
  • Water Fountains
  • Lanai

Utilities

  • Central Heating and Cooling System
  • Water Treatment System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 25890000428

Community Details

Overview

  • 4 Units
  • Low-Rise Condominium
  • Cay Lagoon Condos
  • Cay Lagoon Community

Amenities

  • Clubhouse

Recreation

  • Exercise Course
  • Community Pool

Pet Policy

  • Pets up to 30 lbs
  • Call for details about the types of pets allowed
  • 2 Pets Allowed

Security

  • High Impact Windows
  • High Impact Door
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,235

Year Built

Built in 2001

Lot Details

0

HOA Fees

$851 per month

Parking

1

Listing Details

  • Legal Description: CAY LAGOON A CONDOMINIUM UNIT 321
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.232076$-81.775264$318.19$13.33$1.00$T1LTbMIfRHlH3lh9TsG99A
  • Building Design: Low Rise (1-3)
  • Building Description: End-Unit
  • Storm Protection: Impact Resistant Doors, Impact Resistant Windows
  • Year Built: 2001
  • Directions: North on Livingston Rd to left onto Orange Blossom Dr. Continue onto Orange Blossom Dr. Turn left toward Cay Lagoon Dr. Turn left onto Cay Lagoon Dr. Destination will be on the right at the first set of buildings.
  • Property Information: Interior and exterior painting is complete, and brand-new exterior screens were installed in January 2025. Upcoming community improvements include painting and sealing of the walkways, as well as the installation of a new HVAC system in the clubhouse. You will fall in love with this luxurious 3-bedroom, 2.5-bathroom condo in Cay Lagoon. This rare gem is nestled in one of Naples’ most sought-after communities, where opportunities to own are few and far between. Offering 1,654 square feet of beautifully updated living space, this home is the perfect blend of elegance, comfort, and modern convenience. The spacious open floor plan with vaulted ceilings creates an airy and inviting atmosphere. A gourmet kitchen features stainless steel appliances, a stylish bar area, and a wine fridge, making it ideal for entertaining. The primary suite offers dual walk-in closets, a large jetted tub, a bidet, and direct access to the balcony through disappearing sliders that seamlessly blend indoor and outdoor living. Recent upgrades include fresh carpet and a newer roof, providing peace of mind and comfort. Hurricane impact windows and doors ensure safety, energy efficiency, and tranquility. A whole-house water filtration system, a newer AC unit, a whole-house vacuum system, and a cozy fireplace add to the home's convenience and charm. The expansive screened lanai and sun deck provide stunning lake views, perfect for unwinding or hosting gatherings. As a rare corner unit, this condo benefits from additional windows that offer abundant natural light and unique views. A water spigot is conveniently located on the lanai for gardening. The detached one-car garage provides essential storage and convenience. The newly painted building enhances curb appeal in this intimate 32-unit community, which fosters privacy and a close-knit feel. Residents enjoy resort-style amenities, including a serene pool, gym, and clubhouse, with a new HVAC system forthcoming for added comfort. Centrally located in Naples, this home is just minutes from world-class shopping, dining, and the Gulf beaches. With proximity to Vanderbilt Beach, this is an ideal retreat for beach lovers. This unit is one of the few to have undergone a complete re-plumbing in 2020 for efficiency and peace of mind. This condo embodies the best of Naples luxury living with its high-end features and unbeatable location. Schedule your private showing today and make this dream home yours.
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Furnished Description: Unfurnished
  • Num Unit Floor: 2
  • Price Per Sq Ft: 258.16
  • Total Floors: 1
  • Additional Rooms: Balcony, Family Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai, Screened Balcony
  • Estimated Living Area: 1654
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3.00
  • Bedrooms: 3 Bed
  • Total Bedrooms: 3
  • Dining Room: Living Dining
  • Equipment: Auto Garage Door, Central Vacuum, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Smoke Detector, Washer, Water Treatment Owned
  • Flooring: Carpet, Tile, Vinyl
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Bar, Cable Prewire, Internet Available, Smoke Detectors, Vaulted Ceiling, Walk-In Closet
  • Primary Bathroom: Jetted Tub, Separate Tub And Shower
  • Windows: Impact Resistant, Sliding

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Reclaimed
  • View: Landscaped Area, Pool/Club, Water, Water Feature
  • Exterior Features: Pond, Water Display
  • Exterior Finish: Stucco
  • Waterfront Type: Lake

Garage/Parking

  • Garage Description: Detached
  • Garage Spaces: 1

Utilities

  • Cable Available: Yes
  • Cooling: Central Electric
  • Heat: Central Electric
  • Sewer: Central
  • Water: Central, Filter

Condo/Co-op/Association

  • Management Company Phone: 239-514-7432
  • Approval: Application Fee, Buyer
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: No Commercial, No RV
  • Sub Condo Name: CAY LAGOON
  • Maintenance: Insurance, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Recreational Facilities, Reserve, Sewer, Street Lights, Street Maintenance, Trash Removal, Water
  • Master Hoa Fee: 2552
  • Master HOA Fee Frequency: Quarterly
  • Development Name: CAY LAGOON

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Pets Limit Max Weight: 30
  • Development: Cay Lagoon
  • Amenities: Clubhouse, Community Pool, Community Room, Exercise Room, Internet Access, Streetlight
  • Community Type: Condo/Hotel, Non-Gated
  • Units In Building: 4
  • Total Number of Units: 32

Fee Information

  • Application Fee: 150.00

Lot Info

  • Builder Product: No
  • Lot Unit: 321
  • Section: 2
  • Total Area: 1654
  • Waterfront: Yes
  • Rear Exposure: Southwest
  • Lot Description: Zero Lot Line
  • Parcel Number: 25890000428

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 30

Tax Info

  • Tax Description: County Only, Homestead
  • Taxes: 2235.26
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2024
Closed on
Mar 31, 2025
Sold by
Dixon Carla J and Dixon Sofia Susan
Bought by
Tarnavsky George and Tarnavsky Oksana
Seller's Agent
Matthew Craig
EXIT Realty of Naples
Buyer's Agent
Debora Zalewski
EXIT Realty of Naples
List Price
$494,000
Sold Price
$427,000
Premium/Discount to List
-$67,000
-13.56%
Views
120
Current Estimated Value
$439,130

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,130
Avg. Annual Appreciation
6.28%

Purchase Details

Listed on
Oct 15, 2015
Closed on
May 20, 2016
Sold by
Damiani William J and Damiani Karen E
Bought by
Dixon Carla J and Sofia Susan P
Seller's Agent
Monica Frengel
Downing Frye Realty Inc.
Buyer's Agent
Mindy Young
John R Wood Properties
List Price
$324,000
Sold Price
$295,000
Premium/Discount to List
-$29,000
-8.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.26%
Original Mortgage
$236,000
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 2, 2010
Sold by
Schloendorn John and Schloendorn Cathy S
Bought by
Tate Alex

Purchase Details

Closed on
Aug 5, 2004
Sold by
Klee Harold
Bought by
Schloendorn John and Schloendorn Cathy S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 10, 1997
Sold by
Suncoast Ent Sw Fl Inc
Bought by
Klee Harald

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
7.59%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $427,000 Title Service And Escrow Compa
Warranty Deed $295,000 None Available
Trustee Deed $133,000 None Available
Individual Deed $185,000 Lawyers Title Ins
Warranty Deed $181,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $236,000 New Conventional
Previous Owner $351,900 Unknown
Previous Owner $290,000 Fannie Mae Freddie Mac
Previous Owner $195,000 Purchase Money Mortgage
Previous Owner $180,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/31/2025 03/31/25 Sold $427,000 -4.0% $258 / Sq Ft
02/22/2025 02/22/25 Pending -- -- --
02/15/2025 02/15/25 Price Changed $445,000 -6.1% $269 / Sq Ft
01/18/2025 01/18/25 Price Changed $474,000 -0.8% $287 / Sq Ft
01/18/2025 01/18/25 Price Changed $478,000 0.0% $289 / Sq Ft
01/10/2025 01/10/25 Price Changed $478,100 0.0% $289 / Sq Ft
01/04/2025 01/04/25 Price Changed $478,200 0.0% $289 / Sq Ft
12/28/2024 12/28/24 Price Changed $478,300 0.0% $289 / Sq Ft
12/23/2024 12/23/24 Price Changed $478,400 0.0% $289 / Sq Ft
12/13/2024 12/13/24 Price Changed $478,500 0.0% $289 / Sq Ft
12/06/2024 12/06/24 Price Changed $478,600 0.0% $289 / Sq Ft
11/21/2024 11/21/24 Price Changed $478,700 -1.0% $289 / Sq Ft
11/17/2024 11/17/24 Price Changed $483,700 0.0% $292 / Sq Ft
11/08/2024 11/08/24 Price Changed $483,800 0.0% $293 / Sq Ft
11/01/2024 11/01/24 Price Changed $483,900 0.0% $293 / Sq Ft
10/21/2024 10/21/24 Price Changed $484,000 -1.0% $293 / Sq Ft
10/05/2024 10/05/24 Price Changed $489,000 -1.0% $296 / Sq Ft
07/23/2024 07/23/24 For Sale $494,000 +67.5% $299 / Sq Ft
05/23/2016 05/23/16 Sold $295,000 0.0% $144 / Sq Ft
04/04/2016 04/04/16 Pending -- -- --
03/10/2016 03/10/16 Price Changed $295,000 -3.3% $144 / Sq Ft
02/20/2016 02/20/16 Price Changed $305,000 -2.9% $148 / Sq Ft
01/22/2016 01/22/16 Price Changed $314,000 -3.1% $153 / Sq Ft
10/15/2015 10/15/15 For Sale $324,000 -- $158 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,260 $383,918 -- $383,918
2024 $2,235 $274,886 -- --
2023 $2,235 $266,880 $0 $0
2022 $2,299 $259,107 $0 $0
2021 $2,323 $251,560 $0 $251,560
2020 $2,304 $251,560 $0 $251,560
2019 $2,319 $251,319 $0 $0
2018 $2,264 $246,633 $0 $0
2017 $2,228 $241,560 $0 $241,560
2016 $2,468 $218,031 $0 $0
2015 $2,205 $198,210 $0 $0
2014 $2,064 $181,366 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Naples Area Board of REALTORS®

MLS Number: 224061289

Naples Area Board of REALTORS®

APN: 25890000428