NOT LISTED FOR SALE

2145 Wharf St Middleburg, FL 32068

Middleburg Area

Estimated Value: $208,000 - $278,000

3 Beds
1.5 Baths
1,456 Sq Ft
$169/Sq Ft Est. Value

Sale Details

Date Sold: October 15, 2024

Last sale price $235,000 $161 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,394 / mo

122 Days on Market

Highlights

  • Wood Flooring
  • No HOA
  • Cottage
  • Lake Asbury Junior High School Rated A-
  • Screened Porch
  • Screened Patio

About This Home

As of October 2024

Step back in time while enjoying modern comforts in this beautifully restored 1920's bungalow in the heart of Middleburg's Historic Row. This delightful home offers 3 spacious bedrooms and 1.5 baths in the main house, all thoughtfully renovated to preserve its historic charm while incorporating contemporary updates. The detached apartment is ideal for guests, in-laws, or to be used for potential rental income; providing privacy and comfort with its own living space. The separate workshop is perfect for hobbyists, DIY enthusiasts or for additional storage. The screened areas are an inviting space for outdoor entertaining, free from bugs and the elements. This unique property offers the best of both worlds-historic character and modern convenience. Bring your boat - the boat ramp is 1/2 mile down Main Street. Don't miss the opportunity to own a piece of Middleburg's history! HVAC 1 year old in main house, new HVAC in apartment. Freshly painted exterior.

Last Agent to Sell the Property

Windy Keene

ROUND TABLE REALTY License #3138160 Listed on: 05/21/2024

ROUND TABLE REALTY

Last Buyer's Agent

JENNY ZIMINSKI

EXIT INSPIRED REAL ESTATE License #3593238

EXIT INSPIRED REAL ESTATE

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $770

Year Built

  • Built in 1920 | Remodeled

Lot Details

  • 22,651 Sq Ft Lot
  • Lot Dimensions are 205x145x67x138x53
  • Southwest Facing Home
  • Historic Home

Home Design

  • Cottage
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,456 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Living Room
  • Dining Room
  • Screened Porch
  • Wood Flooring
  • Washer and Electric Dryer Hookup

Kitchen

  • Electric Oven
  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Screened Patio
  • Accessory Dwelling Unit (ADU)

Community Details

  • No Home Owners Association
  • Middleburg Subdivision

Listing and Financial Details

  • Assessor Parcel Number 13052402134900000

Home Details

Home Type

Single Family

Est. Annual Taxes

$770

Year Built

Built in 1920 | Remodeled

Lot Details

0.52 Acres

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1920
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.52
  • Lot Size: 205x145x67x138x53
  • Subdivision Name: Middleburg
  • Architectural Style: Cottage, Historic
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • General Property Information Living Area2: 1456.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 195.74
  • Cooling Central Air: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Refrigerators: Yes
  • Flooring Wood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Water Source Well: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.52
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Direction Faces: Southwest
  • Room Types Dining Room: Yes
  • Room Types Living Room: Yes
  • General Property Information Accessory Dwelling Unit YN: Yes
  • Levels One: Yes
  • Property Condition UpdatedRemodeled: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: VirtualTour

Interior Features

  • Major Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Wood
  • Living Area: 1456.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Fireplace Features:Wood Burning: Yes
  • Appliances:Electric Oven: Yes

Exterior Features

  • Waterfront: No
  • Roof: Metal, Other
  • Pool Features: None
  • Construction Type: Wood Siding
  • Direction Faces: Southwest
  • Other Structures: Guest House, Workshop
  • Patio And Porch Features: Front Porch, Porch, Rear Porch, Screened
  • Property Condition: Updated/Remodeled
  • Construction Materials:Wood Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Other
  • General Property Information:Garage YN: No
  • Parking Features:Other10: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 22651.2
  • Parcel #: 13052402134900000
  • Zoning Description: Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 769.8
  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 5, 2026
Sold by
Bought by
Current Estimated Value
$246,315

Purchase Details

Listed on
May 21, 2024
Closed on
Oct 15, 2024
Sold by
Bought by
Seller's Agent
Windy Keene
ROUND TABLE REALTY
Buyer's Agent
JENNY ZIMINSKI
EXIT INSPIRED REAL ESTATE
List Price
$350,000
Sold Price
$235,000
Premium/Discount to List
-$115,000
-32.86%
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.66%

Purchase Details

Closed on
May 8, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,038
Interest Rate
6.12%
Mortgage Type
Unknown

Purchase Details

Closed on
Aug 8, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
5.72%
Mortgage Type
Seller Take Back
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Middleburg, FL

  • Bobbie BJ Powell Real Estate Agent - FLORIDA HOMES REALTY & MTG LLC

    Bobbie BJ Powell

    FLORIDA HOMES REALTY & MTG LLC

    (904) 831-1395

    230 Total Sales

    3 in Middleburg

    $235K - $286K Price Range

    Bobbie BJ Powell
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  • William Echevarria Real Estate Agent - W & E Realty, LLC

    William Echevarria

    W & E Realty, LLC

    (904) 664-4334

    33 Total Sales

    5 in Middleburg

    $272K - $375K Price Range

    William Echevarria
     Section Image
  • Joshua Cotton Real Estate Agent - ROUND TABLE REALTY

    Joshua Cotton

    ROUND TABLE REALTY

    (904) 569-8529

    153 Total Sales

    2 in Middleburg

    $298K - $650K Price Range

    Joshua Cotton
     Section Image
  • Lynn Braddy Real Estate Agent - ONE SOTHEBY'S INTERNATIONAL REALTY

    Lynn Braddy

    ONE SOTHEBY'S INTERNATIONAL REALTY

    (904) 420-1448

    61 Total Sales

    4 in Middleburg

    $260K - $500K Price Range

    Lynn Braddy
     Section Image
  • Garrett Decker Real Estate Agent - NAVY TO NAVY HOMES LLC

    Garrett Decker

    NAVY TO NAVY HOMES LLC

    (720) 650-2212

    107 Total Sales

    1 in Middleburg

    $420,000 Price

    Garrett Decker
     Section Image
  • ERIC PARSONS Real Estate Agent - EXIT INSPIRED REAL ESTATE

    ERIC PARSONS

    EXIT INSPIRED REAL ESTATE

    (904) 574-5333

    251 Total Sales

    55 in Middleburg

    $60K - $540K Price Range

    ERIC PARSONS
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
-- River City Title
-- None Available
$75,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $58,000
Previous Owner $51,038
Previous Owner $65,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/15/2024 10/15/24 Sold $235,000 -17.5% $161 / Sq Ft
09/16/2024 09/16/24 Price Changed $285,000 -9.5% $196 / Sq Ft
06/26/2024 06/26/24 Price Changed $315,000 -10.0% $216 / Sq Ft
05/21/2024 05/21/24 For Sale $350,000 -- $240 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $451 $195,660 $22,487 $173,173
2024 $770 $62,147
2023 $770 $60,337 $0 $0
2022 $646 $58,580 $0 $0
2021 $660 $56,874 $0 $0
2020 $649 $56,089 $0 $0
2019 $645 $54,828 $0 $0
2018 $598 $53,806 $0 $0
2017 $599 $52,699 $0 $0
2016 $601 $51,615 $0 $0
2015 $628 $51,256 $0 $0
2014 $619 $50,849 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Windy Keene Real Estate Agent - ROUND TABLE REALTY

    Seller's Agent in 2024

    Windy Keene

    ROUND TABLE REALTY

    (904) 463-4662

    94 Total Sales

    Windy Keene
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  • JENNY ZIMINSKI Real Estate Agent - EXIT INSPIRED REAL ESTATE

    Buyer's Agent in 2024

    JENNY ZIMINSKI

    EXIT INSPIRED REAL ESTATE

    (904) 386-5542

    108 Total Sales

    JENNY ZIMINSKI
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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2026896

realMLS (Northeast Florida Multiple Listing Service)

APN: 13-05-24-021349-000-00

Florida Clay County Middleburg 32068

2145 Wharf St, Middleburg, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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