NOT LISTED FOR SALE

Estimated Value: $306,000 - $325,000

3 Beds
2 Baths
1,480 Sq Ft
$212/Sq Ft Est. Value

Last Sold July 30, 2015

Last sale price $145,000 $98 Per Sq Ft

Est. 117% increase in value since last sale

Current estimated payment $2,223/month

34 Days on Market

Highlights

  • Traditional Architecture
  • Detached Garage
  • Patio
  • Homestead Elementary School Rated A-
  • Porch
  • Forced Air Heating and Cooling System

About This Home

As of July 2015

This charming home is in Oswego School District, 3 bedrooms, 1.5 baths, 2 car detached garage and a full basement. Freshly painted interior and new wall to wall carpeting, Large kitchen with breckfast bar overlooks the din room. Close to schools, shopping and major roads. This is a Fannie Mae HomePath property.

Last Agent to Sell the Property

Kevin Rampersad

RE/MAX Professionals Select License #471011302 Listed on: 05/09/2015

RE/MAX Professionals Select

Last Buyer's Agent

Paul Horvath

Real People Realty License #475139445

Real People Realty

Home Details

Home Type

  • Single Family

Year Built

  • 2005

Lot Details

  • 0.26

HOA Fees

  • $35 per month

Parking

  • Detached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding
  • Steel Siding
  • Vinyl Siding

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Community Well

Additional Features

  • Laminate Flooring
  • Laundry on main level
  • Basement Fills Entire Space Under The House
  • Irregular Lot

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $4,350 Seller Concession

Home Details

Home Type

Single Family

Year Built

2005

Lot Details

0

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 6-10 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 1.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2005
  • Tax Exemptions: Homeowner
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 2005

Interior Features

  • Interior Property Features: Wood Laminate Floors, 1st Floor Laundry
  • Number Of Rooms: 6
  • Living Room: Dimensions: 15X13, On Level: Main Level, Windows: None
  • Equipment: CO Detectors, Ceiling Fan, Sump Pump
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 13X10, On Level: Main Level, Windows: None
  • Kitchen Type: Dimensions: 13X10, On Level: Main Level, Windows: None
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 14X12, On Level: 2nd Level, Windows: None
  • Bedroom 2: Dimensions: 13X10, On Level: 2nd Level, Windows: None
  • Bedroom 3: Dimensions: 10X10, On Level: 2nd Level, Windows: None
  • Estimated Sq Ft: 1480

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding, Steel Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Porch

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Detached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Well-Community
  • Sewer: Sewer-Public, Sewer-Storm
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Special Assessments: U
  • Assessment Association Fees: 35
  • Management Contact Name: Manager
  • Management Phone: 630-985-2500

Fee Information

  • Management Company: MC PROPERTY MANAGEMENT

Schools

  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 26 X 108
  • Lot Description: Irregular
  • Parcel Identification Number: 0701053040270000

Tax Info

  • Taxes: 4156

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2015
Closed on
Jul 15, 2015
Sold by
Fannie Mae
Bought by
Orr Nikia J
Seller's Agent
Kevin Rampersad
RE/MAX Professionals Select
Buyer's Agent
Paul Horvath
Real People Realty
List Price
$148,900
Sold Price
$145,000
Premium/Discount to List
-$3,900
-2.62%
Current Estimated Value
$314,028

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$169,028
Avg. Annual Appreciation
7.67%
Original Mortgage
$142,373
Outstanding Balance
$113,437
Interest Rate
4.5%
Mortgage Type
FHA
Estimated Equity
$200,591

Purchase Details

Closed on
Sep 9, 2014
Sold by
Ruschke Roberta and Wells Fargo Bank Na
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 22, 2014
Sold by
Wells Fargo Bank Na
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 27, 2014
Sold by
Ruschke Roberta and Gray Hawk Property Owners Asso
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Feb 26, 2010
Sold by
Fannie Mae
Bought by
Ruschke Roberta

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
5.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 20, 2009
Sold by
Knowles Bryan J
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 29, 2009
Sold by
Knowles Bryan J and The Grayhawk Property Owners A
Bought by
Citimortgage Inc

Purchase Details

Closed on
Mar 24, 2004
Sold by
Homewerks Aurora Llc
Bought by
Knowles Bryan J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,900
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Orr Nikia J $145,000 Premier Title
Federal National Mortgage Association -- Premier Title
Federal National Mortgage Association -- None Available
Wells Fargo Bank Na $136,426 None Available
Ruschke Roberta $135,000 First American Title
Federal National Mortgage Association -- First American
Citimortgage Inc $192,560 None Available
Citimortgage Inc $192,560 None Available
Knowles Bryan J $174,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Orr Nikia J $142,373
Previous Owner Ruschke Roberta $108,000
Previous Owner Knowles Bryan J $164,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/30/2015 07/30/15 Sold $145,000 -2.6% $98 / Sq Ft
06/12/2015 06/12/15 Pending -- -- --
06/01/2015 06/01/15 For Sale $148,900 0.0% $101 / Sq Ft
05/27/2015 05/27/15 Pending -- -- --
05/09/2015 05/09/15 For Sale $148,900 -- $101 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,566 $83,325 $23,259 $60,066
2023 $6,566 $73,609 $20,547 $53,062
2022 $5,337 $59,633 $19,437 $40,196
2021 $5,291 $56,793 $18,511 $38,282
2020 $5,061 $55,893 $18,218 $37,675
2019 $5,276 $54,318 $17,705 $36,613
2018 $4,555 $46,295 $17,315 $28,980
2017 $4,506 $45,100 $16,868 $28,232
2016 $4,456 $44,129 $16,505 $27,624
2015 $4,156 $42,432 $15,870 $26,562
2014 $4,156 $38,400 $15,870 $22,530
2013 $4,156 $38,400 $15,870 $22,530
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08918678

Midwest Real Estate Data (MRED)

APN: 07-01-05-304-027