Seller's Agent in 2025
Sunny Yates
Yates Realty Inc
(704) 737-1732
114 Total Sales
21610 Rio Oro Dr Cornelius, NC 28031
4
Beds
3.5
Baths
3,808
Sq Ft
10,019
Sq Ft Lot
Highlights
- Pier or Dock
- Waterfront
- Community Lake
- Bailey Middle School Rated A-
- Open Floorplan
- Deck
About This Home
As of June 2022Welcome to fun lake living & beautiful sunsets in this beautiful waterfront home on Lake Norman! This newer built waterfront home is just what you've been looking for. Enter the inviting front entryway that leads to the living & kitchen area with stunning views of the lake! Deck off of living area perfect for enjoying outdoor dining or just relaxing. Primary bedroom with en suite on main with gorgeous views of the lake to wake up to! Walk downstairs to the large walk out finished basement great for entertaining with kitchenette. There are 2 additional bedrooms and a bathroom. Great flex room that can be used for almost anything. Home has hardwoods through out main living areas. Fenced backyard with 2 patio areas & a floating dock. Dredging done in 2020. Bahia Bay has a nice community area with boat ramp, picnic area and dock. Structural 2-10 warranty. Close to shopping, restaurants and easy access to I-77.
Last Agent to Sell the Property
Allen Tate SouthPark License #282487 Listed on: 05/20/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,564
Year Built
- Built in 2020
Lot Details
- Waterfront
- Fenced
- Zoning described as GR
HOA Fees
- $6 Monthly HOA Fees
Home Design
- Vinyl Siding
- Stone Veneer
- Cedar
Interior Spaces
- Open Floorplan
- Ceiling Fan
- Pull Down Stairs to Attic
- Home Security System
Kitchen
- Built-In Self-Cleaning Oven
- Electric Cooktop
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Electric Dryer Hookup
Parking
- Attached Garage
- Driveway
Outdoor Features
- Deck
- Patio
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Central Heating
- Vented Exhaust Fan
- Heat Pump System
Listing and Financial Details
- Assessor Parcel Number 001-297-09
Community Details
Overview
- Bahia Bay HOA, Phone Number (704) 674-9440
- Bahia Bay Subdivision
- Mandatory home owners association
- Community Lake
Amenities
- Picnic Area
Recreation
- Pier or Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2022
Closed on
Jun 24, 2022
Sold by
Armstrong Ewy and Armstrong Marca
Bought by
Karriker Marcela A
Seller's Agent
Jacky Freeman
Allen Tate SouthPark
Buyer's Agent
Debbie Monroe
Lake Norman Realty, Inc.
List Price
$1,089,000
Sold Price
$1,200,000
Premium/Discount to List
$111,000
10.19%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.78%
Original Mortgage
$760,000
Outstanding Balance
$724,352
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$1,143,672
Purchase Details
Listed on
Jun 10, 2020
Closed on
Nov 10, 2020
Sold by
Wind And Water Development Llc
Bought by
Armstrong Ewy Marca and Ewy Kevin
Seller's Agent
Johnny Allen
Allen Hughes Realty, Inc
Buyer's Agent
Jacky Freeman
Allen Tate SouthPark
List Price
$799,990
Sold Price
$835,920
Premium/Discount to List
$35,930
4.49%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.00%
Original Mortgage
$630,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 15, 2019
Sold by
Oxending Family Limited Partnership
Bought by
Wind And Water Development Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$474,560
Interest Rate
3.65%
Mortgage Type
Construction
Purchase Details
Closed on
Aug 19, 1994
Sold by
Oxendine Jesse E and Oxendine Jewell H
Bought by
Oxendine Family L P
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,200,000 | Master Title | |
| Warranty Deed | $836,000 | Master Title Agency Llc | |
| Warranty Deed | $215,000 | Master Title | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $760,000 | New Conventional | |
| Previous Owner | $630,000 | New Conventional | |
| Previous Owner | $474,560 | Construction |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/03/2025 09/03/25 | Price Changed | $1,799,900 | -5.3% | $474 / Sq Ft |
| 07/14/2025 07/14/25 | Price Changed | $1,899,900 | -5.0% | $500 / Sq Ft |
| 05/20/2025 05/20/25 | For Sale | $1,999,900 | +66.7% | $526 / Sq Ft |
| 06/24/2022 06/24/22 | Sold | $1,200,000 | +10.2% | $315 / Sq Ft |
| 05/22/2022 05/22/22 | Pending | -- | -- | -- |
| 05/20/2022 05/20/22 | For Sale | $1,089,000 | +30.3% | $286 / Sq Ft |
| 11/10/2020 11/10/20 | Sold | $835,920 | +4.5% | $224 / Sq Ft |
| 06/27/2020 06/27/20 | Pending | -- | -- | -- |
| 06/18/2020 06/18/20 | For Sale | $799,990 | 0.0% | $214 / Sq Ft |
| 06/12/2020 06/12/20 | Pending | -- | -- | -- |
| 06/10/2020 06/10/20 | For Sale | $799,990 | -- | $214 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,564 | $1,145,100 | $675,000 | $470,100 |
| 2024 | $7,564 | $1,145,100 | $675,000 | $470,100 |
| 2023 | $7,444 | $1,145,100 | $675,000 | $470,100 |
| 2022 | $6,480 | $758,700 | $375,000 | $383,700 |
| 2021 | $6,404 | $758,700 | $375,000 | $383,700 |
| 2020 | $3,146 | $375,000 | $375,000 | $0 |
| 2019 | $3,146 | $375,000 | $375,000 | $0 |
| 2018 | $3,019 | $280,000 | $280,000 | $0 |
| 2017 | $2,998 | $280,000 | $280,000 | $0 |
| 2016 | $2,998 | $280,000 | $280,000 | $0 |
| 2015 | -- | $280,000 | $280,000 | $0 |
| 2014 | $2,956 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sunny Yates
-
Jacky Freeman
Seller's Agent in 2022
Jacky Freeman
Allen Tate Realtors
(704) 363-9169
37 Total Sales
-
Debbie Monroe
Buyer's Agent in 2022
Debbie Monroe
Lake Norman Realty, Inc.
(704) 533-0444
178 Total Sales
-
Johnny Allen
J
Seller's Agent in 2020
Johnny Allen
Allen Hughes Realty, Inc
(704) 591-0126
16 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 3859974
APN: 001-297-09
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