$691,000
SOLD MAY 9, 2025

21620 Coves End Ct Leonardtown, MD 20650

4 Beds
3.5 Baths
3,541 Sq Ft
0.79 Acres

Recently Sold

$195 Per Sq Ft

33 Days on Market

Highlights

  • Water Oriented
  • Colonial Architecture
  • No HOA
  • Leonardtown Middle School Rated A-
  • 1 Fireplace
  • Community Pool

About This Home

As of May 2025

ASSUMABLE RATE MORTGAGE AVAILABLE AT 2.5%. Don't miss your chance to own property in the highly desirable Breton Bay Golf Community of Leonardtown. Here you'll enjoy stunning views of the beautiful golf course and the perks of living in a waterfront community with a nearby marina and access to a private beach area of the Bay! Situated on a small, quiet cul-de-sac street located directly across from the golf course. This level lot spans almost an acre, inviting you to sit back and relax on your front porch. As you step through the front door, you'll be greeted by the double-height ceilings and an Elegant staircase. A private office space, large enough to accommodate an executive desk, enclosed with glass French doors—creating the perfect setting for a quiet home office. Continuing down the hallway, you'll discover the open-concept living room, featuring 18-foot ceilings and expansive window space with picture windows that provide an abundance of natural daytime lighting. The living room features a gas fireplace, providing a comfortable environment that can accommodate a sectional sofa of any size. Transitioning into the gourmet kitchen, one will find an array of high-end matching Wolf brand stainless steel appliances. Built-in countertop gas cook range, double wall ovens, and steam option microwave. The refrigerator is a brand-new KitchenAid. Elegantly appointed cream-colored raised panel custom cabinetry, a spacious center island, granite countertops, and a decorative tiled backsplash. Additionally, the kitchen incorporates a breakfast nook that can accommodate a full-size dining table. The main floor further includes a separate formal living room and dining room, as well as an impressive full-size bar area. This bar features an additional refrigerator, ceiling-height shelving, and bar countertops that can comfortably accommodate four barstools. The sizable back deck is constructed from composite decking material— The custom-built deck is enhanced with solar pillar lighting, making it an ideal space for patio furniture and enjoyment of the private backyard. On the upper level, the expansive owner's suite presents a walk-in closet equipped with built-in shelving and countertops. The ensuite bathroom was modernly remodeled, featuring a tiled alcove Whirlpool bathtub, a beautifully tiled walk-in shower with built-in wall shelves, and a bench. Create a neat space with his and her sinks and the ceiling-height built-in cabinetry. The upper floor accommodates a total of four bedrooms. The hallway bathroom has also been updated, offering new vanities, flooring, and a walk-in tiled shower equipped with modern fixtures. An additional full bathroom is located in one of the bedrooms. The property includes an interior-access basement featuring three large separate areas. The HVAC system and tankless hot water tank were replaced two years ago. With no HOA, you still have the option to join the Breton Bay Golf and Country Club, which features a competition-sized pool with a separate diving area and tennis courts. An open house is scheduled for Saturday, April 5th, from 2-3 PM.

Last Agent to Sell the Property

Hannah Cole

Exit Landmark Realty License #5012544 Listed on: 03/15/2025

Exit Landmark Realty

Last Buyer's Agent

Deanna Rothstein

RE/MAX One License #5018101

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,690

Year Built

  • Built in 2001

Lot Details

  • 0.79 Acre Lot
  • Property is zoned RNC

Parking

  • 2 Car Direct Access Garage
  • 10 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Basement
  • Interior Basement Entry
  • Electric Dryer

Kitchen

  • Built-In Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Water Oriented
  • Property near a bay

Utilities

  • Central Air
  • Heat Pump System
  • Tankless Water Heater

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 1903055914

Community Details

Overview

  • No Home Owners Association
  • Breton Bay Landing Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,690

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-03-15
  • Year Built: 2001
  • Automatically Close On Close Date: No
  • Remarks Public: ASSUMABLE RATE MORTGAGE AVAILABLE AT 2.5%. Don't miss your chance to own property in the highly desirable Breton Bay Golf Community of Leonardtown. Here you'll enjoy stunning views of the beautiful golf course and the perks of living in a waterfront community with a nearby marina and access to a private beach area of the Bay! Situated on a small, quiet cul-de-sac street located directly across from the golf course. This level lot spans almost an acre, inviting you to sit back and relax on your front porch. As you step through the front door, you'll be greeted by the double-height ceilings and an Elegant staircase. A private office space, large enough to accommodate an executive desk, enclosed with glass French doors—creating the perfect setting for a quiet home office. Continuing down the hallway, you'll discover the open-concept living room, featuring 18-foot ceilings and expansive window space with picture windows that provide an abundance of natural daytime lighting. The living room features a gas fireplace, providing a comfortable environment that can accommodate a sectional sofa of any size. Transitioning into the gourmet kitchen, one will find an array of high-end matching Wolf brand stainless steel appliances. Built-in countertop gas cook range, double wall ovens, and steam option microwave. The refrigerator is a brand-new KitchenAid. Elegantly appointed cream-colored raised panel custom cabinetry, a spacious center island, granite countertops, and a decorative tiled backsplash. Additionally, the kitchen incorporates a breakfast nook that can accommodate a full-size dining table. The main floor further includes a separate formal living room and dining room, as well as an impressive full-size bar area. This bar features an additional refrigerator, ceiling-height shelving, and bar countertops that can comfortably accommodate four barstools. The sizable back deck is constructed from composite decking material— The custom-built deck is enhanced with solar pillar lighting, making it an ideal space for patio furniture and enjoyment of the private backyard. On the upper level, the expansive owner's suite presents a walk-in closet equipped with built-in shelving and countertops. The ensuite bathroom was modernly remodeled, featuring a tiled alcove Whirlpool bathtub, a beautifully tiled walk-in shower with built-in wall shelves, and a bench. Create a neat space with his and her sinks and the ceiling-height built-in cabinetry. The upper floor accommodates a total of four bedrooms. The hallway bathroom has also been updated, offering new vanities, flooring, and a walk-in tiled shower equipped with modern fixtures. An additional full bathroom is located in one of the bedrooms. The property includes an interior-access basement featuring three large separate areas. The HVAC system and tankless hot water tank were replaced two years ago. With no HOA, you still have the option to join the Breton Bay Golf and Country Club, which features a competition-sized pool with a separate diving area and tennis courts. An open house is scheduled for Saturday, April 5th, from 2-3 PM.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer - Electric, Extra Refrigerator/Freezer, Built-In Range, Built-In Microwave
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Interior Access
  • Total Sq Ft: 4684
  • Living Area Sq Ft: 3541
  • Price Per Sq Ft: 194.83
  • Above Grade Finished Sq Ft: 3541
  • Below Grade Sq Ft: 1143
  • Total Below Grade Sq Ft: 1143
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 21620

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Upper Level Full Bathrooms: 3
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Brick
  • Water Access: No
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 12
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 10

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric, Tankless
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • School District Key: 121138839208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.79
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 34557.00
  • Year Assessed: 2024
  • Zoning: RNC
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4690.00
  • Assessor Parcel Number: 1903055914
  • Tax Lot: 8
  • Tax Total Finished Sq Ft: 3541
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/09/2025

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2025
Closed on
May 9, 2025
Sold by
Matthews Thomas M and Matthews Karla N
Bought by
Kwok Wesley and Kwok Danielle
Seller's Agent
Hannah Cole
Exit Landmark Realty
Buyer's Agent
Deanna Rothstein
RE/MAX One
List Price
$689,900
Sold Price
$691,000
Premium/Discount to List
$1,100
0.16%
Views
202

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.17%
Original Mortgage
$691,000
Outstanding Balance
$691,000
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$4,194
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $691,000 Maryland Trust Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $691,000 New Conventional
Previous Owner $433,424 VA
Previous Owner $434,888 VA
Previous Owner $455,088 VA
Previous Owner $350,000 New Conventional
Previous Owner $287,150 New Conventional
Previous Owner $329,200 New Conventional
Previous Owner $49,900 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/09/2025 05/09/25 Sold $691,000 +0.2% $195 / Sq Ft
04/18/2025 04/18/25 Pending -- -- --
04/17/2025 04/17/25 For Sale $689,900 0.0% $195 / Sq Ft
04/06/2025 04/06/25 Pending -- -- --
03/28/2025 03/28/25 Price Changed $689,900 -1.4% $195 / Sq Ft
03/15/2025 03/15/25 For Sale $699,900 -- $198 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,937 $488,600 $0 $0
2023 $4,636 $460,000 $0 $0
2022 $4,485 $431,400 $121,800 $309,600
2021 $4,385 $421,767 $0 $0
2020 $4,285 $412,133 $0 $0
2019 $4,185 $402,500 $121,800 $280,700
2018 $4,184 $402,500 $121,800 $280,700
2017 $4,165 $402,500 $0 $0
2016 -- $407,300 $0 $0
2015 $4,166 $405,967 $0 $0
2014 $4,166 $404,633 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2022942

Bright MLS

APN: 03-055914