NOT LISTED FOR SALE

2164 Ocran Rd White Stone, VA 22578

Estimated Value: $734,000 - $1,000,000

4 Beds
3.5 Baths
3,170 Sq Ft
$286/Sq Ft Est. Value

Last Sold July 14, 2023

Last sale price $660,000 $208 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $5,049/month

58 Days on Market

Highlights

  • Pier or Dock
  • River Front
  • Wood Flooring
  • Barn
  • Deck
  • Main Floor Bedroom

About This Home

As of July 2023

Charming Waterfront Cottage with wide peaceful views of Ashley Cove on Dymer Creek, just 5 minutes from the Bay by boat. Gorgeous Sunrises & Wildlife can be enjoyed from the swing on your screened porch. Lovely water views the moment you walk in the front door. Generous living spaces throughout the home. Antique pine floors. Private, cozy dining room with white brick fireplace. The den is a perfect getaway for watching a movie or could be an office. Bright kitchen with plenty of room and a morning room for coffee overlooking the water. First floor primary bedroom has lovely water views and access to the screen porch. Quaint dressing room off the ensuite bathroom. Upstairs to 3 welcoming guest bedrooms and full bath. Attached, heated/cooled 2-car garage. Large 2-room guest suite above the garage with full bath. The suite is accesses inside yet wonderfully separate with its own waterside deck. This level 2.44 acre lot has room for building a potential guest cottage. 3-bay pole barn for bonus storage. New roof and awnings in 2020. All weather Composite decking. Pier with 12,000 pound boat lift.

Last Agent to Sell the Property

Andrea Holt

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 License #0225210003 Listed on: 04/01/2023

Last Buyer's Agent

Alice Riviere

Bragg & Company License #0225194069

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,227

Year Built

  • Built in 1920

Lot Details

  • 2.44 Acre Lot
  • River Front
  • Zoning described as R 1

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Cottage
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 3,170 Sq Ft Home
  • 1.5-Story Property
  • Sheet Rock Walls or Ceilings
  • Ceiling height of 9 feet or more
  • 1 Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Screened Porch
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Range with Range Hood
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom

Basement

  • Sealed Crawl Space
  • Crawl Space

Outdoor Features

  • Balcony
  • Deck

Farming

  • Barn

Utilities

  • Cooling Available
  • Heat Pump System
  • Artesian Water
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 35-72

Community Details

Overview

  • No Home Owners Association
  • Ocran Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,227

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 2.44
  • Road Surface Type: Paved
  • Water Body Name: Chesapeake Bay
  • Subdivision Name: Ocran
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Year Built: 1920
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Range, Range Hood, Refrigerator
  • Has Basement: Conditioned Crawl Space, Crawl Space
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: One Fireplace
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Ceiling 9 Ft+, Dining Room, Fireplace
  • Living Area: 3170
  • Main Level Bedrooms: 1
  • Window Features: Window Treatments
  • Room Bedroom2 Level: Upper
  • Room Bedroom4 Area: 164.92
  • Dining Room Features: Breakfast Area, Dining Room
  • Room Bedroom4 Level: Upper
  • Living Room Living Room Level: Main
  • Room Family Room Level: Upper
  • Room Bedroom3 Area: 114.999999
  • Room Bedroom2 Area: 173.88
  • Room Living Room Area: 351.25
  • Room Bedroom3 Level: Upper
  • Room Kitchen Area: 145.541
  • Dining Room Dining Room Level: Main
  • Room Dining Room Area: 169.5
  • Room Family Room Area: 131.2

Exterior Features

  • Lot Features: 2-4.9 acres
  • Waterfront Features: Pier/Dock, River/Creek Front
  • Waterfront: Yes
  • Construction Type: Vinyl Siding, Sheetrock Walls
  • Exterior Features: Balcony/Widow Walk
  • Other Structures: Barn(s), Other
  • Patio And Porch Features: Deck, Screened Porch
  • Roof: Age 0-9 yrs, Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached, Two Car, Other, Elec Garage Door Opener, Paved Driveway
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 106286.4
  • Zoning Description: R 1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3227
  • Tax Book Number: 35/72
  • Tax Map Number: 35-72

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2023
Closed on
Jul 10, 2023
Sold by
Patricia S Obrien Trust
Bought by
Peters Betsy Lee
Seller's Agent
Andrea Holt
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Alice Riviere
Bragg & Company
List Price
$849,000
Sold Price
$660,000
Premium/Discount to List
-$189,000
-22.26%
Views
311
Current Estimated Value
$906,154

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$246,154
Avg. Annual Appreciation
13.29%
Original Mortgage
$500,000
Outstanding Balance
$481,522
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$424,632

Purchase Details

Closed on
Aug 23, 2007
Sold by
Geier William F
Bought by
Brien Michael B O
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Peters Betsy Lee $660,000 Fidelity National Title
Brien Michael B O $782,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Peters Betsy Lee $500,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/16/2023 07/16/23 Off Market $799,000 -- --
07/14/2023 07/14/23 Sold $660,000 -17.4% $208 / Sq Ft
04/27/2023 04/27/23 Price Changed $799,000 -5.9% $252 / Sq Ft
04/01/2023 04/01/23 For Sale $849,000 -- $268 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,065 $739,000 $254,400 $484,600
2024 $4,065 $739,000 $254,400 $484,600
2023 $3,227 $512,200 $249,400 $262,800
2022 $3,227 $512,200 $249,400 $262,800
2021 $3,227 $512,200 $249,400 $262,800
2020 $3,227 $512,200 $249,400 $262,800
2019 $3,227 $512,200 $249,400 $262,800
2018 $3,097 $524,900 $216,400 $308,500
2017 $3,097 $524,900 $216,400 $308,500
2016 -- $524,900 $216,400 $308,500
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Andrea Holt

    Seller's Agent in 2023

    Andrea Holt

    Isabell K. Horsley R. E., Ltd.

    (804) 854-9530

    96 Total Sales

    Andrea Holt
    Section Image
  • Alice Riviere

    Buyer's Agent in 2023

    Alice Riviere

    Bragg & Company

    (703) 727-6767

    148 Total Sales

    Alice Riviere
    Section Image
See All Agents

Map

Source: Northern Neck Association of REALTORS®

MLS Number: 113498

APN: 35-72

Virginia Lancaster County White Stone 22578

2164 Ocran Rd, White Stone, VA

Not Listed for Sale

Detached

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