351 E Bay Dr White Stone, VA 22578
Estimated payment $1,705/month
Highlights
- Very Popular Property
- Private Water Access
- Main Floor Bedroom
- Pier or Dock
- River Front
- Screened Porch
About This Home
Affordable Waterfront Cottage on Dymer Creek!! Enjoy relaxed coastal living in this Dymer Creek cottage just off the Chesapeake Bay. The property offers a private pier with 2–3' MLW (buyer to verify) in a protected cove, perfect for boating, fishing, or kayaking, yet moments from open waters. Inside, you'll find an open living room with a wood-burning fireplace, dining area off the kitchen, two bedrooms, a bonus guest area, and one bath, plus a spacious porch overlooking the waterfront for dining or unwinding by the creek. Recent updates include newer windows (4–5 years) and a roof under 10 years old. Located in a small waterfront community with minimal restrictions, owners benefit from a community very nice NEW BOAT RAMP, playground, clubhouse, and road maintenance for just $125 per year. Golf Cart Community! Appliances convey. Conveniently close to White Stone, Irvington, and Kilmarnock, this property offers an affordable opportunity to enjoy the waterfront lifestyle on beautiful Dymer Creek. *See Featured Sheet**
Listing Agent
Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 Listed on: 04/24/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1974
Lot Details
- 12,632 Sq Ft Lot
- River Front
- Zoning described as R1
HOA Fees
- $13 Monthly HOA Fees
Home Design
- Cottage
- Slab Foundation
- Composition Roof
Interior Spaces
- 988 Sq Ft Home
- 1-Story Property
- Sheet Rock Walls or Ceilings
- Living Room with Fireplace
- Dining Room
- Screened Porch
- Vinyl Flooring
- Washer and Dryer Hookup
Kitchen
- Eat-In Kitchen
- Range
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Parking
- Stone Driveway
- Open Parking
Outdoor Features
- Private Water Access
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 29B 111 25
Community Details
Recreation
- Pier or Dock
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $885 | $160,900 | $27,500 | $133,400 |
| 2024 | $885 | $160,900 | $27,500 | $133,400 |
| 2023 | $677 | $107,400 | $27,500 | $79,900 |
| 2022 | $677 | $107,400 | $27,500 | $79,900 |
| 2021 | $677 | $107,400 | $27,500 | $79,900 |
| 2020 | $677 | $107,400 | $27,500 | $79,900 |
| 2019 | $677 | $107,400 | $27,500 | $79,900 |
| 2018 | $609 | $103,300 | $31,500 | $71,800 |
| 2017 | $609 | $103,300 | $31,500 | $71,800 |
| 2016 | -- | $103,300 | $31,500 | $71,800 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/01/2026 05/01/26 | Off Market | $299,000 | -- | -- |
| 04/26/2026 04/26/26 | For Sale | $299,000 | 0.0% | $303 / Sq Ft |
| 04/25/2026 04/25/26 | Price Changed | $299,000 | 0.0% | $303 / Sq Ft |
| 04/24/2026 04/24/26 | For Sale | $299,000 | -8.0% | $303 / Sq Ft |
| 03/17/2026 03/17/26 | For Sale | $325,000 | 0.0% | $329 / Sq Ft |
| 01/25/2026 01/25/26 | Pending | -- | -- | -- |
| 10/30/2025 10/30/25 | For Sale | $325,000 | -- | $329 / Sq Ft |
Source: Northern Neck Association of REALTORS®
MLS Number: 120342
APN: 29B-111-25
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Ask me questions while you tour the home.