$299,000

351 E Bay Dr White Stone, VA 22578

Estimated payment $1,705/month

Total Views 4,263
2 Beds
1 Bath
988 Sq Ft
$303 Price per Sq Ft

Highlights

  • Very Popular Property
  • Private Water Access
  • Main Floor Bedroom
  • Pier or Dock
  • River Front
  • Screened Porch

About This Home

Affordable Waterfront Cottage on Dymer Creek!! Enjoy relaxed coastal living in this Dymer Creek cottage just off the Chesapeake Bay. The property offers a private pier with 2–3' MLW (buyer to verify) in a protected cove, perfect for boating, fishing, or kayaking, yet moments from open waters. Inside, you'll find an open living room with a wood-burning fireplace, dining area off the kitchen, two bedrooms, a bonus guest area, and one bath, plus a spacious porch overlooking the waterfront for dining or unwinding by the creek. Recent updates include newer windows (4–5 years) and a roof under 10 years old. Located in a small waterfront community with minimal restrictions, owners benefit from a community very nice NEW BOAT RAMP, playground, clubhouse, and road maintenance for just $125 per year. Golf Cart Community! Appliances convey. Conveniently close to White Stone, Irvington, and Kilmarnock, this property offers an affordable opportunity to enjoy the waterfront lifestyle on beautiful Dymer Creek. *See Featured Sheet**

Listing Agent

David Dew

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 Listed on: 04/24/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1974

Lot Details

  • 12,632 Sq Ft Lot
  • River Front
  • Zoning described as R1

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Cottage
  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 988 Sq Ft Home
  • 1-Story Property
  • Sheet Rock Walls or Ceilings
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • Vinyl Flooring
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Parking

  • Stone Driveway
  • Open Parking

Outdoor Features

  • Private Water Access

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 29B 111 25

Community Details

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Year Built

Built in 1974

Lot Details

0.29 Acres

HOA Fees

$13 per month

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.29
  • Road Surface Type: Gravel
  • Water Body Name: Chesapeake Bay
  • Subdivision Name: None
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Year Built: 1974
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Range, Refrigerator, Other
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Living Room, One Fireplace, Other
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Vinyl
  • Interior Amenities: 1st Floor Bedroom, Fireplace
  • Living Area: 988
  • Main Level Bedrooms: 2
  • Room Bedroom2 Level: Main
  • Dining Room Features: Dining Area, Eat-in Kitchen
  • Living Room Living Room Level: Main
  • Dining Room Dining Room Level: Main

Exterior Features

  • Lot Features: < .5 acre
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: Block, Concrete, Sheetrock Walls
  • Foundation Details: Slab
  • Other Structures: Other
  • Patio And Porch Features: Screened Porch
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: None, Stone Driveway

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Central Air, Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Other

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 12632.4
  • Zoning Description: R1

Rental Info

  • Lease Term: Vacation Rental

Tax Info

  • Tax Book Number: DB207/291
  • Tax Map Number: 29B 111 25

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $885 $160,900 $27,500 $133,400
2024 $885 $160,900 $27,500 $133,400
2023 $677 $107,400 $27,500 $79,900
2022 $677 $107,400 $27,500 $79,900
2021 $677 $107,400 $27,500 $79,900
2020 $677 $107,400 $27,500 $79,900
2019 $677 $107,400 $27,500 $79,900
2018 $609 $103,300 $31,500 $71,800
2017 $609 $103,300 $31,500 $71,800
2016 -- $103,300 $31,500 $71,800
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/01/2026 05/01/26 Off Market $299,000 -- --
04/26/2026 04/26/26 For Sale $299,000 0.0% $303 / Sq Ft
04/25/2026 04/25/26 Price Changed $299,000 0.0% $303 / Sq Ft
04/24/2026 04/24/26 For Sale $299,000 -8.0% $303 / Sq Ft
03/17/2026 03/17/26 For Sale $325,000 0.0% $329 / Sq Ft
01/25/2026 01/25/26 Pending -- -- --
10/30/2025 10/30/25 For Sale $325,000 -- $329 / Sq Ft
Source: Northern Neck Association of REALTORS®

Source: Northern Neck Association of REALTORS®

MLS Number: 120342

APN: 29B-111-25

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