NOT LISTED FOR SALE

21650 Finch Loop Osakis, MN 56360

Estimated Value: $265,000 - $315,000

2 Beds
1.5 Baths
1,240 Sq Ft
$239/Sq Ft Est. Value

Sale Details

Date Sold: December 15, 2023

Last sale price $252,000 $203 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $1,852 / mo

126 Days on Market

Highlights

  • Lake Front
  • Radiant Floor
  • Loft
  • Osakis Secondary School Rated 9+
  • Main Floor Primary Bedroom
  • Screened Porch

About This Home

As of December 2023

Welcome to the cabin! Custom built in 2018, this cabin on Lake Osakis has all you can ask for. Luxury vinyl flooring throughout the main floor will stand up to any water or sand that might sneak in from your lake time or playing on the beautiful beach. The cozy loft offers so much bonus space that can be used in different ways. You will love the attached, screened-in porch and additional patio, perfect for the grill or catching some rays. Nice storage building with a built-in refrigerator! Double insulation isn't only efficient, it stays cool in summer and makes this cabin cozy as ever in the winter time! Come and enjoy! Association takes care of lawn and dock maintenance and plowing road in winter, so you can just relax and play. Boat slip is included!

Last Agent to Sell the Property

Tiffany Anderson

Central MN Realty LLC Listed on: 06/20/2023

Central MN Realty LLC

Last Buyer's Agent

Tiffany Anderson

Central MN Realty LLC Listed on: 06/20/2023

Central MN Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,852

Year Built

  • Built in 2018

Lot Details

  • 4,966 Sq Ft Lot
  • Lot Dimensions are 50x100x50x100
  • Lake Front

HOA Fees

  • $75 Monthly HOA Fees

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,240 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Loft
  • Screened Porch
  • Radiant Floor

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Utilities

  • Mini Split Air Conditioners
  • Propane
  • Well
  • Water Softener is Owned
  • Shared Septic
  • Septic System

Community Details

  • Association fees include dock, lawn care, shared amenities, water
  • Osakis Commons Association, Phone Number (218) 616-2041
  • Osakis Commons Subdivision

Listing and Financial Details

  • Assessor Parcel Number 150087500

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,852

Year Built

Built in 2018

Lot Details

4,966 Sq Ft Lot

HOA Fees

$75 per month

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Accessibility Features: None
  • Water Source: Well
  • Fee Frequency: Annually
  • Year Built: 2018
  • Above Grade Finished Sq Ft: 1240
  • Water Body Name: Osakis
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Dryer, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Living Area: 1240
  • Fireplace: No
  • Basement YN: No
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Bathroom, Loft, Screened Porch

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Other Structures: Storage Shed
  • PatioPorchType: Screened,Side Porch
  • LakeChain: N

Garage/Parking

  • Parking Features: Gravel

Utilities

  • Heating: Ductless Mini-Split, Radiant Floor
  • Sewer: Mound Septic, Septic System Compliant - Yes, Shared Septic
  • Fuel: Propane

Condo/Co-op/Association

  • HOA Fee Includes: Dock, Lawn Care, Shared Amenities, Water
  • Phone: 218-616-2041
  • Association Fee: 900
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s),Main Floor Primary Bedroom,Patio,Porch,Boat Slip,Vaulted Ceiling(s)

Association/Amenities

  • HOA Management Co: Osakis Commons

Schools

  • Junior High Dist: Osakis
  • SchoolDistrictPhone: 320-859-2191

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 50x100x50x100
  • Lot Size Sq Ft: 4965.84
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: 150087500
  • Tax Annual Amount: 1852
  • TaxWithAssessments: 1852.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 21, 2025
Sold by
Bought by
Current Estimated Value
$295,774

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,200
Outstanding Balance
$255,809
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$39,965

Purchase Details

Listed on
Jun 20, 2023
Closed on
Dec 15, 2023
Sold by
Bought by
Seller's Agent
Tiffany Anderson
Central MN Realty LLC
Buyer's Agent
Tiffany Anderson
Central MN Realty LLC
List Price
$294,900
Sold Price
$252,000
Premium/Discount to List
-$42,900
-14.55%
Views
503

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.30%
Original Mortgage
$214,200
Interest Rate
7.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 10, 2017
Sold by
Bought by

Purchase Details

Closed on
May 15, 2015
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$288,000 Executive Title
$252,000 Main Street Title
$27,500 --
$425,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $259,200
Previous Owner $214,200
Previous Owner $150,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/15/2023 12/15/23 Sold $252,000 -8.0% $203 / Sq Ft
10/25/2023 10/25/23 Pending -- -- --
08/27/2023 08/27/23 Price Changed $274,000 -1.8% $221 / Sq Ft
07/06/2023 07/06/23 Price Changed $279,000 -5.4% $225 / Sq Ft
06/20/2023 06/20/23 For Sale $294,900 -- $238 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,984 $239,500 $17,500 $222,000
2024 $1,866 $227,200 $16,400 $210,800
2023 $1,750 $217,800 $16,300 $201,500
2022 $1,852 $180,600 $13,300 $167,300
2021 $1,814 $158,900 $10,300 $148,600
2020 $1,860 $151,600 $9,800 $141,800
2019 $214 $150,000 $9,800 $140,200
2018 $198 $13,300 $9,800 $3,500
2017 $198 $11,500 $9,600 $1,900
2016 $192 $11,200 $9,200 $2,000
2015 $376 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6389655

NorthstarMLS

APN: 15-0087500

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