$355,000
SOLD APR 9, 2025

2166 S Cataract Rd Spencer, IN 47460

3 Beds
2.5 Baths
2,362 Sq Ft
1 Acres

Recently Sold

$150 Per Sq Ft

3% Above List Price

31 Days on Market

Highlights

  • Traditional Architecture
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System
  • 1 Fireplace

About This Home

As of April 2025

Take a look at this very nice and well maintained 3-bedroom, 3 bath home that sits on 1 full acre. Located in a scenic area, 1 mile from Cataract Falls. This home boasts bamboo floors a Great Room, Living Room, Family Room and Dining Room, providing exceptional living space. The Great Room with its cathedral ceilings, and 3 atrium doors is stunning. The family Room with a cozy woodburning faireplace and back deck. The kitchen has an island, pantry, and new appliances: refrigerator 1 year, microwave and diswaher, 5 months, and double oven with the bottom half convection. And just around the corner is the formal Dining Room. On the second level is the Master bedroom with an En Suite and Walk-In closet, plus 2 more bedrooms and another full bath. All bathrooms have been updated with new vanity's, toilets, tile, fixtures and paint. The back patio area has all new decking boards. If you are looking for a peaceful country setting with a paved road, come check this out!

Last Agent to Sell the Property

Keeley Stalcup

eXp Realty LLC Brokerage Phone: 765-585-4606 Listed on: 02/06/2025

eXp Realty LLC

Last Buyer's Agent

Sarah Noel

The Stewart Home Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,241

Year Built

  • Built in 2007

Lot Details

  • 1 Acre Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • 2,362 Sq Ft Home
  • 1 Fireplace
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Cloverdale Elementary And Middle School
  • Cloverdale High School

Utilities

  • Forced Air Heating and Cooling System
  • Private Company Owned Well
  • Well
  • Septic System

Community Details

  • Cataract Lake Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 60-06-12-200-130.010-021

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,241

Year Built

Built in 2007

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2007
  • Age: 18
  • Style: Bi-Level
  • Architectural Style: Traditional
  • Total Number of Rooms: 9
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: PT NW S12 T11 R4 1.00A
  • Parcel Number ID: 60-06-12-200-130.010-021
  • Platted: Yes
  • Sp Lp Percent: 102.93
  • Year Taxes Payable: 2023
  • Special Features: None

Interior Features

  • Total Sq Ft: 2362
  • Total Finished Sq Ft: 2362
  • Above Grade Finished Sq Ft: 2362
  • Price Per Sq Ft: 150.3
  • Basement Foundation: Crawl
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm
  • Fireplace: Yes
  • Bedroom 1: Dimensions: 12x19, On Level: Upper
  • Bedroom 2: Dimensions: 11x12, On Level: Upper
  • Bedroom 3: Dimensions: 105x115, On Level: Upper
  • Number of Main Level Half Bathrooms: 1

Exterior Features

  • Exterior: Brick, Vinyl
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 22x21
  • Garage Sq Ft: 462
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Electric, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Well Type: Private

Schools

  • School District: Cloverdale Community Schools
  • Elementary School: Cloverdale
  • Middle School: Cloverdale
  • High School: Cloverdale
  • Elementary School: Cloverdale

Lot Info

  • Lot Description: 0-2.9999
  • Lot Dimensions: unknown
  • Estimated Lot Sq Ft: 43560
  • Estimated Lot Size Acres: 1

Tax Info

  • Annual Taxes: 2240.8

MLS Schools

  • High School: Cloverdale
  • Middle School: Cloverdale
  • School District: Cloverdale Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 6, 2025
Closed on
Apr 30, 2025
Sold by
Webb Geraldine
Bought by
Bales David A and Bales Angela C
Seller's Agent
Keeley Stalcup
eXp Realty LLC
Buyer's Agent
Sarah Noel
The Stewart Home Group
List Price
$344,900
Sold Price
$355,000
Premium/Discount to List
$10,100
2.93%
Views
162
Current Estimated Value
$374,639

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,639
Avg. Annual Appreciation
18.33%
Original Mortgage
$310,000
Outstanding Balance
$309,182
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$65,457

Purchase Details

Listed on
Jan 11, 2021
Closed on
Mar 1, 2021
Sold by
Gibboney Jeffrey and Gibboney Amanda S
Bought by
Webb Geraldine
Seller's Agent
Mike Dean
Carpenter, REALTORS®
Buyer's Agent
James Habegger
F.C. Tucker Company
List Price
$299,900
Sold Price
$299,000
Premium/Discount to List
-$900
-0.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.27%
Original Mortgage
$299,000
Interest Rate
2.7%
Mortgage Type
VA

Purchase Details

Closed on
Jul 30, 2009
Sold by
Roberts James E
Bought by
Roberts Amanda S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,137
Interest Rate
5.49%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 27, 2009
Sold by
Roberts James E and Roberts Amanda S
Bought by
Roberts James E and Roberts Amanda S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,137
Interest Rate
5.49%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $355,000 None Listed On Document
Warranty Deed -- Quality Title Insurance
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $310,000 New Conventional
Previous Owner $451,250 New Conventional
Previous Owner $299,000 VA
Previous Owner $195,000 New Conventional
Previous Owner $27,600 Credit Line Revolving
Previous Owner $159,837 FHA
Previous Owner $160,137 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/09/2025 04/09/25 Sold $355,000 +2.9% $150 / Sq Ft
03/09/2025 03/09/25 Pending -- -- --
02/06/2025 02/06/25 For Sale $344,900 +15.4% $146 / Sq Ft
03/01/2021 03/01/21 Sold $299,000 -0.3% $127 / Sq Ft
01/25/2021 01/25/21 Pending -- -- --
01/11/2021 01/11/21 For Sale $299,900 -- $127 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,275 $336,800 $20,000 $316,800
2023 $2,241 $320,500 $20,000 $300,500
2022 $1,917 $263,700 $20,000 $243,700
2021 $904 $182,800 $20,000 $162,800
2020 $1,675 $180,000 $18,000 $162,000
2019 $1,636 $172,100 $16,000 $156,100
2018 $1,594 $165,400 $16,000 $149,400
2017 $1,583 $166,000 $16,000 $150,000
2016 $1,554 $167,700 $16,000 $151,700
2014 $1,258 $149,300 $16,000 $133,300
2013 -- $145,100 $16,000 $129,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202503864

Indiana Regional MLS

APN: 60-06-12-200-130.010-021