$489,000
SOLD AUG 27, 2025

217 Bluff St Lockport, IL 60441

4 Beds
2.5 Baths
2,656 Sq Ft
0.43 Acres

Recently Sold

$184 Per Sq Ft

3 Days on Market

Highlights

  • Bonus Room
  • Granite Countertops
  • Skylights
  • Ludwig Elementary School Rated 10
  • Stainless Steel Appliances
  • Fireplace

About This Home

As of August 2025

Stunning Fully Updated 4-Bed, 2.1-Bath Home Backing to Forest Preserve - Move-In Ready! This beautifully renovated home offers modern updates, a flexible layout, and a serene setting -perfect for today's lifestyle. The main floor features a sleek, open-concept kitchen with stainless steel Samsung appliances, granite countertops, and a seamless flow into the living and dining areas, creating an ideal space for entertaining. A newly updated guest bathroom adds convenience. Upstairs, you'll find three spacious bedrooms and a fully remodeled full bathroom with a skylight, double vanity, and granite countertops. The lower level includes a large fourth bedroom, another fully updated bathroom, and a bright, inviting family room filled with natural light from oversized windows. A new washer and dryer are also included. Throughout the home, new engineered hardwood floors add warmth and style. The second basement provides abundant storage space, while a cozy freestanding fireplace (sold as-is) offers charm and comfort. Major system updates include a brand-new roof with skylights, new gutters, a newer furnace (2023), and a new A/C unit for year-round efficiency. Step outside to enjoy a private backyard that backs to a tranquil forest preserve - offering space for a garden or dog run. Whether you're looking to relax or expand your lifestyle, this turnkey property is ready to meet your needs. Property is owned by a licensed Illinois real estate broker. Show with confidence - this home shows beautifully.

Last Agent to Sell the Property

Lina Finwall

Local Realty, Co. License #471018824 Listed on: 07/30/2025

Last Buyer's Agent

Frank Vosholler

Real Home Helpers LLC License #475119935

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,518

Year Built

  • Built in 1940

Lot Details

  • 0.43 Acre Lot
  • Lot Dimensions are 129x133x146x112

Parking

  • 1.5 Car Garage

Home Design

  • Split Level with Sub
  • Quad-Level Property

Interior Spaces

  • 2,656 Sq Ft Home
  • Skylights
  • Fireplace
  • Living Room
  • Open Floorplan
  • Dining Room
  • Bonus Room
  • Laminate Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Lockport Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Well
  • Septic Tank

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,518

Year Built

Built in 1940

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level w/ Sub
  • Ownership: Fee Simple
  • Levels: Quad-Level
  • New Construction: No
  • Property Sub-Type: Split Level w/ Sub
  • Year Built: 1940
  • Age: 81-90 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Finished, Sub-Basement, Rec/Family Area, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Dining Combo, Granite Counters
  • LivingArea: 2656
  • Room Type: Other Room, Bonus Room
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Flooring: Wood Laminate

Exterior Features

  • Construction Materials: Cedar
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1.5
  • Parking Features: Gravel, Garage Door Opener, On Site, Detached, Garage
  • ParkingTotal: 1.5

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: Lockport Township High School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.43
  • Lot Dimensions: 129X133X146X112
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 6518
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 30, 2025
Closed on
Aug 26, 2025
Sold by
Finwall Lina
Bought by
Finnegan Matthew J and Finnegan Ida R
Seller's Agent
Lina Finwall
Local Realty, Co.
Buyer's Agent
Frank Vosholler
Real Home Helpers LLC
List Price
$489,000
Sold Price
$489,000
Views
25
Current Estimated Value
$468,903

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,097
Avg. Annual Appreciation
-11.94%
Original Mortgage
$342,300
Interest Rate
6.99%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 9, 2025
Closed on
Feb 26, 2025
Sold by
Weck Tod A and Weck Justine J
Bought by
Finwall Lina
Seller's Agent
Kimberly Wirtz
Wirtz Real Estate Group Inc.
Buyer's Agent
Lina Finwall
Local Realty, Co.
List Price
$299,900
Sold Price
$290,000
Premium/Discount to List
-$9,900
-3.3%
Views
140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
219.33%
Original Mortgage
$232,000
Interest Rate
8.25%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $489,000 Chicago Title
Warranty Deed $290,000 Ai Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $342,300 New Conventional
Previous Owner $232,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/27/2025 08/27/25 Sold $489,000 0.0% $184 / Sq Ft
08/02/2025 08/02/25 Pending -- -- --
07/30/2025 07/30/25 For Sale $489,000 +68.6% $184 / Sq Ft
03/14/2025 03/14/25 Sold $290,000 -3.3% -- View Prior Sale
02/12/2025 02/12/25 Pending -- -- --
02/09/2025 02/09/25 For Sale $299,900 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,984 $99,679 $29,932 $69,747
2023 $6,984 $89,486 $26,871 $62,615
2022 $5,638 $76,368 $22,932 $53,436
2021 $5,281 $71,768 $21,551 $50,217
2020 $5,138 $69,408 $20,842 $48,566
2019 $4,830 $65,789 $19,755 $46,034
2018 $4,719 $63,239 $18,989 $44,250
2017 $4,486 $59,699 $17,926 $41,773
2016 $3,985 $52,984 $15,910 $37,074
2015 $3,300 $47,559 $14,281 $33,278
2014 $3,300 $43,632 $13,102 $30,530
2013 $3,300 $43,632 $13,102 $30,530
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12433355

Midwest Real Estate Data (MRED)

APN: 11-04-14-408-005