Seller's Agent in 2023
Vicki Hay
Berkshire Hathaway HomeServices Homesale Realty
(410) 459-3100
4 in this area
21 Total Sales
217 Congress Ave Havre de Grace, MD 21078
Estimated Value: $440,000 - $906,000
4
Beds
2
Baths
2,639
Sq Ft
$275/Sq Ft
Est. Value
Highlights
- 300 Feet of Waterfront
- Water Oriented
- 1.44 Acre Lot
- Marina View
- Gourmet Kitchen
- 2-minute walk to Frank J. Hutchins Memorial Park
About This Home
As of April 2023This unique 1.44 acre waterfront property in Downtown Havre de Grace has RB zoning...so the existing home and land can be used either way...as Residentail or Commercial. In addition, this parcel features approximately 300 feet of waterfront. The possibilities here are many, and developed Commercially, could add considerably to the appeal of this really great town at the top of The Chesapeake Bay. The existing home was built in 1987, and is a state of the art contemporary, befitting that era. It was very well built, and has been well maintained over the years. Great care was taken to make the most of the peaceful panoramic water views, which are one of the hallmarks of this property. There are 2 lots, one facing Congress Ave on one side, and the River across the rear. The other lot fronts on St John St, and sides to Congress. In the event a buyer wants to remove the house and build an Inn, or a waterfront restaurant, the lot fronting to St. John St will provide ample parking, with direct access to St John St. The lots cannot be sold separately. And...if you just want to live there and enjoy the privacy and the views, you can do that too!! This is a totally As-Is sale.
Last Agent to Sell the Property
(410) 459-3100 vhay@homesale.com Berkshire Hathaway HomeServices Homesale Realty License #310090 Listed on: 03/20/2021
Last Buyer's Agent
(410) 939-5055 bchrealty@aol.com BCH Real Estate Specialist License #26482
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,588
Year Built
- Built in 1987
Lot Details
- 1.44 Acre Lot
- 300 Feet of Waterfront
- Downtown Location
- Landscaped
- Private Lot
- Level Lot
- Irregular Lot
- Non-Tidal Wetland
- Subdivision Possible
- Property is in very good condition
- Property is zoned RB
Parking
- Circular Driveway
Property Views
- Marina
- Bay
- River
- Panoramic
- City
Home Design
- Contemporary Architecture
- Frame Construction
- Architectural Shingle Roof
- Wood Siding
- Piling Construction
- Stick Built Home
Interior Spaces
- 2,639 Sq Ft Home
- Property has 1 Level
- Open Floorplan
- Beamed Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Wood Burning Fireplace
- Free Standing Fireplace
- Fireplace With Glass Doors
- Fireplace Mantel
- Brick Fireplace
- Double Pane Windows
- Window Treatments
- Stained Glass
- Casement Windows
- Window Screens
- Sliding Doors
- Combination Dining and Living Room
Kitchen
- Gourmet Kitchen
- Electric Oven or Range
- Self-Cleaning Oven
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile or Brick
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Main Level Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Whirlpool Bathtub
Laundry
- Laundry on main level
- Electric Dryer
Home Security
- Security Gate
- Flood Lights
Eco-Friendly Details
- Energy-Efficient Windows
Outdoor Features
- Water Oriented
- River Nearby
- Rip-Rap
- Deck
- Exterior Lighting
- Shed
- Outbuilding
Schools
- Meadowvale Elementary School
- Havre De Grace Middle School
- Havre De Grace High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Leased Propane
- Vented Exhaust Fan
- Programmable Thermostat
- Underground Utilities
- 220 Volts
- Propane Water Heater
- Municipal Trash
Community Details
- No Home Owners Association
- Downtown Havre De Grace Subdivision
Listing and Financial Details
- Tax Lot 2
- Assessor Parcel Number 1306041566
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 20, 2021
Closed on
Apr 18, 2023
Sold by
Pensell Judith A
Bought by
Dicamillo Carol Ann and Elliott Parker David
Seller's Agent
Vicki Hay
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Allen Fair
BCH Real Estate Specialist
List Price
$1,485,000
Sold Price
$1,300,000
Premium/Discount to List
-$185,000
-12.46%
Views
452
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$574,144
Avg. Annual Appreciation
-19.81%
Original Mortgage
$930,000
Outstanding Balance
$898,753
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
-$172,897
Purchase Details
Closed on
Jun 5, 2012
Sold by
Pensell Judith A
Bought by
Pensell Judith A
Purchase Details
Closed on
Jun 30, 1986
Sold by
Friendly Oil Company Inc
Bought by
Pensell George C
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Dicamillo Carol Ann | $1,300,000 | None Listed On Document | |
| Dicamillo Carol Ann | $1,300,000 | None Listed On Document | |
| Pensell Judith A | -- | None Available | |
| Pensell George C | $30,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Dicamillo Carol Ann | $930,000 | |
| Closed | Dicamillo Carol Ann | $930,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/18/2023 04/18/23 | Sold | $1,300,000 | -12.5% | $493 / Sq Ft |
| 02/21/2023 02/21/23 | Pending | -- | -- | -- |
| 04/21/2022 04/21/22 | For Sale | $1,485,000 | 0.0% | $563 / Sq Ft |
| 03/17/2022 03/17/22 | Pending | -- | -- | -- |
| 02/01/2022 02/01/22 | For Sale | $1,485,000 | +14.2% | $563 / Sq Ft |
| 01/31/2022 01/31/22 | Off Market | $1,300,000 | -- | -- |
| 09/01/2021 09/01/21 | Price Changed | $1,485,000 | -17.5% | $563 / Sq Ft |
| 04/12/2021 04/12/21 | Price Changed | $1,800,000 | -18.2% | $682 / Sq Ft |
| 03/20/2021 03/20/21 | For Sale | $2,200,000 | -- | $834 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,955 | $683,900 | $0 | $0 |
| 2024 | $4,955 | $519,800 | $229,600 | $290,200 |
| 2023 | $4,847 | $508,400 | $0 | $0 |
| 2022 | $5,447 | $499,800 | $0 | $0 |
| 2021 | $4,940 | $491,200 | $226,800 | $264,400 |
| 2020 | $4,940 | $491,200 | $226,800 | $264,400 |
| 2019 | $4,940 | $491,200 | $226,800 | $264,400 |
| 2018 | $4,915 | $493,100 | $256,800 | $236,300 |
| 2017 | $4,915 | $493,100 | $0 | $0 |
| 2016 | -- | $493,100 | $0 | $0 |
| 2015 | $4,723 | $497,500 | $0 | $0 |
| 2014 | $4,723 | $489,267 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Vicki Hay
-
Allen Fair
Buyer's Agent in 2023
Allen Fair
BCH Real Estate Specialist
(410) 939-5055
34 in this area
35 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR256490
APN: 06-041566
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