$525,000

217 Smarty Jones Terrace Havre de Grace, MD 21078

Estimated payment $3,613/month

Total Views 14,402
4 Beds
3 Baths
2,022 Sq Ft
$260 Price per Sq Ft

Highlights

  • Fitness Center
  • Colonial Architecture
  • Loft
  • Gated Community
  • Two Story Ceilings
  • 1 Fireplace

About This Home

Sophistication Meets Resort-Style Living in Gated Bulle Rock! Welcome home to the elegance and comfort of 217 Smarty Jones Terrace, located in the highly desirable Bulle Rock community in scenic Havre de Grace, MD. This beautifully designed 4-bedroom, 3-bath home offers generous living spaces, luxurious finishes, and access to one of Maryland’s premier resort-style communities.

From the professionally landscaped yard to the open, light-filled interiors with vaulted ceilings and Palladian windows, every detail of this home invites you to relax and entertain in style.

The gourmet kitchen is a chef’s paradise, featuring 42” maple cabinets, granite countertops, stainless steel appliances, and a central island with a breakfast bar and storage. The open floor plan seamlessly transitions into a chandelier-lit dining room, a cozy family room with a gas fireplace, and a sunroom that opens onto a private patio overlooking a tree-lined backyard.

The main-level primary suite offers a peaceful retreat with high ceilings, tall windows, a spacious walk-in closet, and a spa-inspired bathroom complete with a two-person soaking tub, dual vanities, and a separate shower. A second main-level bedroom with a nearby full bath is perfect for guests or flexible use.

Enjoy the dedicated laundry room with ample shelving and workspace, as well as a partially finished basement featuring a private office and walk-out access to the rear yard, Ideal for working from home or taking a peaceful outdoor break.

Upstairs, a spacious loft overlooks the main living area, while two additional bedrooms share a Jack-and-Jill bathroom, providing privacy and comfort for family or guests.

Additional features include: Crown molding and recessed lighting throughout the main level. Front-loading 2-car garage with extra storage space. Ample room for both entertaining and everyday living
Experience the Bulle Rock Lifestyle – More Than Just a Home, It’s a Destination! Residents of Bulle Rock enjoy access to world-class amenities designed for comfort, activity, and community.
Residents’ Clubhouse (37,000 sq ft) The community’s heart! This large facility features a Billiards Room, Card Room, Library, Sunroom, Great Room, and Ballroom, with a full-time lifestyle director who organizes a lively schedule of social events, clubs, and activities, ranging from happy hours and themed dinners to fitness classes and dances.

Bulle Rock Golf Course: Just steps from your door, one of Maryland’s top-rated public golf courses awaits! Suitable for all skill levels and nationally acclaimed, it’s a golfer’s paradise.
Whether you prefer a morning swim or afternoon relaxation, Bulle Rock offers both indoor and outdoor pools, complete with lifeguards and group fitness classes.
State-of-the-art fitness center: Equipped with modern machines and professional staff, the gym also offers a wide range of group classes to keep you active and engaged. Active residents enjoy tennis courts and an enthusiastic Tennis Club. The community has also embraced pickleball, with dedicated courts and scheduled playtime. Explore the outdoors on beautifully maintained trails that wind through the gated community.

Professionally managed by FirstService Residential: Enjoy peace of mind with on-site HOA management that ensures everything runs smoothly and remains beautifully maintained. Designed for the active adult lifestyle, Bulle Rock was built to foster a vibrant, connected community that supports healthy, active living.
Located in charming Havre de Grace, just minutes from shopping, restaurants, marinas, parks, and the historic downtown waterfront. This exceptional home and community offer a rare blend of luxury, leisure, and lifestyle. If you’re ready to enjoy every day like you’re on vacation, 217 Smarty Jones Terrace is your place to call home. Schedule your private tour today and start living the Bulle Rock life!

Listing Agent

Donna Paton

(703) 909-7744 donna@patonrealestate.com Paton Real Estate LLC License #25942 Listed on: 06/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,378

Year Built

  • Built in 2006

Lot Details

  • 6,992 Sq Ft Lot
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $381 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Architectural Shingle Roof
  • Brick Front
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3.5 Levels
  • Two Story Ceilings
  • 1 Fireplace
  • Double Hung Windows
  • Window Screens
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Loft
  • Sun or Florida Room
  • Utility Room

Kitchen

  • Gas Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Walk-Up Access

Accessible Home Design

  • Doors are 32 inches wide or more
  • Level Entry For Accessibility

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater
  • Public Septic

Listing and Financial Details

  • Tax Lot 1821
  • Assessor Parcel Number 1306068715

Community Details

Overview

  • Bulle Rock Subdivision

Amenities

  • Common Area
  • Game Room
  • Party Room

Recreation

  • Tennis Courts
  • Fitness Center
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,378

Year Built

Built in 2006

Lot Details

0

HOA Fees

$381 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Loft With Bedrooms
  • Accessibility Features: 32"+ Wide Doors, Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 7/7/2025 12:00:00 AM
  • Year Built: 2006
  • Remarks Public: Sophistication Meets Resort-Style Living in Gated Bulle Rock! Welcome home to the elegance and comfort of 217 Smarty Jones Terrace, located in the highly desirable Bulle Rock community in scenic Havre de Grace, MD. This beautifully designed 4-bedroom, 3-bath home offers generous living spaces, luxurious finishes, and access to one of Maryland’s premier resort-style communities. From the professionally landscaped yard to the open, light-filled interiors with vaulted ceilings and Palladian windows, every detail of this home invites you to relax and entertain in style. The gourmet kitchen is a chef’s paradise, featuring 42” maple cabinets, granite countertops, stainless steel appliances, and a central island with a breakfast bar and storage. The open floor plan seamlessly transitions into a chandelier-lit dining room, a cozy family room with a gas fireplace, and a sunroom that opens onto a private patio overlooking a tree-lined backyard. The main-level primary suite offers a peaceful retreat with high ceilings, tall windows, a spacious walk-in closet, and a spa-inspired bathroom complete with a two-person soaking tub, dual vanities, and a separate shower. A second main-level bedroom with a nearby full bath is perfect for guests or flexible use. Enjoy the dedicated laundry room with ample shelving and workspace, as well as a partially finished basement featuring a private office and walk-out access to the rear yard, Ideal for working from home or taking a peaceful outdoor break. Upstairs, a spacious loft overlooks the main living area, while two additional bedrooms share a Jack-and-Jill bathroom, providing privacy and comfort for family or guests. Additional features include: Crown molding and recessed lighting throughout the main level. Front-loading 2-car garage with extra storage space. Ample room for both entertaining and everyday living Experience the Bulle Rock Lifestyle – More Than Just a Home, It’s a Destination! Residents of Bulle Rock enjoy access to world-class amenities designed for comfort, activity, and community. Residents’ Clubhouse (37,000 sq ft) The community’s heart! This large facility features a Billiards Room, Card Room, Library, Sunroom, Great Room, and Ballroom, with a full-time lifestyle director who organizes a lively schedule of social events, clubs, and activities, ranging from happy hours and themed dinners to fitness classes and dances. Bulle Rock Golf Course: Just steps from your door, one of Maryland’s top-rated public golf courses awaits! Suitable for all skill levels and nationally acclaimed, it’s a golfer’s paradise. Whether you prefer a morning swim or afternoon relaxation, Bulle Rock offers both indoor and outdoor pools, complete with lifeguards and group fitness classes. State-of-the-art fitness center: Equipped with modern machines and professional staff, the gym also offers a wide range of group classes to keep you active and engaged. Active residents enjoy tennis courts and an enthusiastic Tennis Club. The community has also embraced pickleball, with dedicated courts and scheduled playtime. Explore the outdoors on beautifully maintained trails that wind through the gated community. Professionally managed by FirstService Residential: Enjoy peace of mind with on-site HOA management that ensures everything runs smoothly and remains beautifully maintained. Designed for the active adult lifestyle, Bulle Rock was built to foster a vibrant, connected community that supports healthy, active living. Located in charming Havre de Grace, just minutes from shopping, restaurants, marinas, parks, and the historic downtown waterfront. This exceptional home and community offer a rare blend of luxury, leisure, and lifestyle. If you’re ready to enjoy every day like you’re on vacation, 217 Smarty Jones Terrace is your place to call home. Schedule your private tour today and start living the Bulle Rock life!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Window Features: Double Hung, Screens
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3.5
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Foyer, Sun/Florida Room, Laundry, Loft, Office, Utility Room, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Full, Walkout Stairs
  • Total Sq Ft: 4044
  • Living Area Sq Ft: 2022
  • Price Per Sq Ft: 259.64
  • Above Grade Finished Sq Ft: 2022
  • Below Grade Sq Ft: 2022
  • Total Below Grade Sq Ft: 2022
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 217

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Brick, Brick Front, Combination
  • Exterior Features: Street Lights, Sidewalks
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Septic
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 381.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Gated Community, Game Room, Fitness Center, Pool - Outdoor, Party Room, Swimming Pool, Tennis Courts
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.16
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6992.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5378.00
  • Assessor Parcel Number: 1306068715
  • Tax Lot: 1821
  • Tax Total Finished Sq Ft: 2022
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,377 $386,100 $0 $0
2024 $3,377 $354,200 $117,000 $237,200
2023 $3,241 $339,967 $0 $0
2022 $3,105 $325,733 $0 $0
2021 $3,035 $311,500 $117,000 $194,500
2020 $3,035 $301,767 $0 $0
2019 $2,937 $292,033 $0 $0
2018 $2,814 $282,300 $102,000 $180,300
2017 $2,814 $282,300 $0 $0
2016 -- $282,300 $0 $0
2015 $3,563 $312,300 $0 $0
2014 $3,563 $312,300 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 For Sale $525,000 -- $260 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $320,000 --
Deed $320,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,000 VA
Closed $320,000 VA
Source: Public Records

Source: Bright MLS

MLS Number: MDHR2044842

Bright MLS

APN: 06-068715