NOT LISTED FOR SALE

2172 Penny Ln Tracy, CA 95377

Tracy Area

Estimated Value: $573,000 - $635,000

4 Beds
2.5 Baths
1,834 Sq Ft
$333/Sq Ft Est. Value

Sale Details

Date Sold: July 9, 2025

Last sale price $620,000 $338 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,612 / mo

44 Days on Market

Highlights

  • Gunite Pool
  • Jetted Tub in Primary Bathroom
  • No HOA
  • Main Floor Bedroom
  • 1 Fireplace
  • Covered Patio or Porch

About This Home

As of July 2025

HUGE PRICE IMPORVEMENT! PEST AND ROOF INSPECTIONS HAVE BEEN PROACTIVELY COMPLETED AND REPAIRS DONE! REPORTS ATTACHED. Welcome to this beautiful 4-bedroom, 2.5-bath home located in the heart of Tracy, California! Perfectly situated just minutes from the 580 and 205 freeways, this property offers incredible convenience for commuters and busy families alike. Enjoy the ease of being within walking distance to shopping centers featuring Safeway, gas stations, and a variety of fast food options. Plus, you're only about five minutes away from the West Valley Mall, Costco, Home Depot, Walmart, Target, and more. The backyard features a refreshing pool, perfect for family fun, parties, and gatherings. Don't miss this amazing opportunity to own a spacious and well-located home in one of Tracy's most desirable areas!

Last Agent to Sell the Property

Brandon Torres

Homelink Real Estate License #02150489 Listed on: 04/28/2025

Last Buyer's Agent

Ricardo Giacoman

Coldwell Banker Realty License #01469399

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998 | Remodeled

Lot Details

  • 3,598 Sq Ft Lot
  • Wood Fence
  • Back Yard Fenced
  • Landscaped
  • Manual Sprinklers System
  • Property is zoned R1

Parking

  • 2 Car Garage
  • Front Facing Garage

Home Design

  • Slab Foundation
  • Spanish Tile Roof
  • Wood Siding
  • Stucco

Interior Spaces

  • 1,834 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Double Pane Windows
  • Window Screens
  • Living Room
  • Dining Room

Kitchen

  • Free-Standing Electric Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • Secondary Bathroom Double Sinks
  • Jetted Tub in Primary Bathroom
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer
  • Laundry Cabinets
  • 220 Volts In Laundry

Home Security

  • Security Gate
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Gunite Pool
  • Pool Sweep

Outdoor Features

  • Covered Patio or Porch
  • Shed

Utilities

  • Central Heating and Cooling System
  • 220 Volts in Kitchen
  • Water Filtration System
  • Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Net Lease

Listing and Financial Details

  • Assessor Parcel Number 238-180-32

Home Details

Home Type

Single Family

Year Built

Built in 1998 | Remodeled

Lot Details

3,598 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Unknown
  • Year Built: 1998
  • Levels: Two
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Gas Cook Top, Dishwasher, Microwave, Free Standing Electric Oven
  • Other Equipment: Water Filter System
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Flooring: Carpet, Laminate, Tile
  • Master Bathroom Features: Shower Stall(s), Double Sinks, Jetted Tub, Walk-In Closet
  • Master Bedroom Features: Walk-In Closet
  • Total Bathrooms: 3
  • Bathroom Features: Double Sinks, Tub w/Shower Over
  • Dining Room Features: Space in Kitchen
  • Kitchen Features: Pantry Closet, Island
  • Living Room Features: Other
  • Lower Level: Bedroom(s), Living Room, Dining Room, Partial Bath(s), Garage, Kitchen
  • Main Level: Bedroom(s), Living Room, Dining Room, Partial Bath(s), Garage, Kitchen
  • Price Per Square Foot: 338.06
  • Square Footage: 1834.00
  • Window Features: Dual Pane Full, Window Screens

Exterior Features

  • Other Structures: Shed(s)
  • Construction Materials: Stucco, Wood Siding
  • Disclosures/Documents: Attached Docs, Roof Inspection, Seller Property Questionnaire, Transfer Disclosure Statement, Pest Control Report Available
  • Fencing: Back Yard, Wood
  • Foundation: Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 620000.00
  • Lot Features: Manual Sprinkler Front, Landscape Front
  • New Construction: No
  • Patio And Porch Features: Front Porch, Covered Patio
  • Pool Features: Pool Sweep, Gunite Construction
  • Pool: Yes
  • Property Condition: Updated/Remodeled
  • Roof: Spanish Tile
  • Spa: No

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Garage Facing Front

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector, Security Gate
  • Sewer: Public Sewer
  • Utilities: Cable Available, Public, Internet Available
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts in Kitchen, 220 Volts in Laundry
  • Heating: Central, Fireplace(s)
  • Laundry Features: Cabinets, Dryer Included, Upper Floor, Washer Included, Inside Room
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Tracy Unified

Lot Info

  • Zoning: R1
  • Irrigation: Public District
  • Lot Size Acres: 0.0826
  • Lot Size Sq Ft: 3598.00

Rental Info

  • Lease Type: Net

Multi Family

Tax Info

  • Assessor Parcel Number: 238-180-32
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): San Joaquin

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 28, 2025
Closed on
Jul 1, 2025
Sold by
Bought by
Seller's Agent
Brandon Torres
Homelink Real Estate
Buyer's Agent
Ricardo Giacoman
Coldwell Banker Realty
List Price
$675,000
Sold Price
$620,000
Premium/Discount to List
-$55,000
-8.15%
Views
67
Current Estimated Value
$611,323

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,677
Avg. Annual Appreciation
-1.24%
Original Mortgage
$496,000
Outstanding Balance
$490,854
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$120,469

Purchase Details

Closed on
Apr 17, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
4.71%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 20, 2009
Sold by
Bought by

Purchase Details

Closed on
Nov 21, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$532,000
Interest Rate
8.4%
Mortgage Type
Balloon

Purchase Details

Closed on
Nov 10, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 19, 1999
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Tracy, CA

  • Derek Nunes Real Estate Agent - Stephens & Borrelli, Inc.

    Derek Nunes

    Stephens & Borrelli, Inc.

    (209) 353-9692

    25 Total Sales

    1 in Tracy

    $811,000 Price

    Derek Nunes
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  • Ryan Hansen Real Estate Agent - HomeSmart PV & Associates

    Ryan Hansen

    HomeSmart PV & Associates

    (209) 719-3856

    75 Total Sales

    5 in Tracy

    $560K - $675K Price Range

    Ryan Hansen
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  • David Earley Real Estate Agent - Compass

    David Earley

    Compass

    (510) 345-1483

    129 Total Sales

    1 in Tracy

    $685,000 Price

    David Earley
     Section Image
  • Angelica Arrospide Real Estate Agent - Realty ONE Group Future

    Angelica Arrospide

    Responds Quickly

    Realty ONE Group Future

    (628) 250-4661

    33 Total Sales

    1 in Tracy

    $735,000 Price

    Angelica Arrospide
     Section Image
  • Karen Ross Real Estate Agent - Re/max Crossroads

    Karen Ross

    Re/max Crossroads

    (925) 319-5994

    58 Total Sales

    2 in Tracy

    $730K - $870K Price Range

    Karen Ross
     Section Image
  • Kal Johal Real Estate Agent - Keller Williams Realty-Yuba Sutter

    Kal Johal

    Keller Williams Realty-Yuba Sutter

    (530) 607-6726

    568 Total Sales

    1 in Tracy

    $550,000 Price

    Kal Johal
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$620,000 Old Republic Title
$200,000 Fidelity National Title Co
$234,000 Servicelink
-- First American Title Co
$450,000 Alliance Title Co
$196,500 Fidelity National Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $496,000
Previous Owner $160,000
Previous Owner $532,000
Previous Owner $360,000
Previous Owner $58,400
Previous Owner $237,200
Previous Owner $58,000
Previous Owner $241,500
Previous Owner $50,436
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/09/2025 07/09/25 Sold $620,000 0.0% $338 / Sq Ft
06/11/2025 06/11/25 Pending -- -- --
06/01/2025 06/01/25 Price Changed $620,000 -8.1% $338 / Sq Ft
04/28/2025 04/28/25 For Sale $675,000 -- $368 / Sq Ft
Source: MetroList

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,098 $257,535 $64,381 $193,154
2024 $2,864 $252,486 $63,119 $189,367
2023 $2,815 $247,536 $61,882 $185,654
2022 $2,755 $242,683 $60,669 $182,014
2021 $2,718 $237,926 $59,480 $178,446
2020 $2,698 $235,488 $58,871 $176,617
2019 $2,652 $230,871 $57,717 $173,154
2018 $2,846 $226,345 $56,586 $169,759
2017 $2,718 $221,908 $55,477 $166,431
2016 $2,736 $217,559 $54,390 $163,169
2014 $2,588 $210,096 $52,524 $157,572
Source: Public Records

Agents Affiliated with this Home

  • Brandon Torres Real Estate Agent - Homelink Real Estate

    Seller's Agent in 2025

    Brandon Torres

    Homelink Real Estate

    (209) 247-8527

    47 Total Sales

    Brandon Torres
    Section Image

  • R

    Buyer's Agent in 2025

    Ricardo Giacoman

    Coldwell Banker Realty

See All Agents

Map

Source: MetroList

MLS Number: 225053830

MetroList

APN: 238-180-32

California San Joaquin County Tracy 95377

2172 Penny Ln, Tracy, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MetroList IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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