$250,000
$25K PRICE DROP

2179 Gainsboro Ave Davis, IL 61019

Lake Summerset Neighborhood

Estimated payment $1,883/month

Total Views 3,048
4 Beds
3 Baths
2,359 Sq Ft
$106 Price per Sq Ft

Highlights

  • Gated Community
  • Vaulted Ceiling
  • Gas Fireplace
  • Durand Elementary School Rated A-
  • Forced Air Heating and Cooling System

About This Home

Incredibly Rare Short Sale Opportunity in a Gated Community at Lake Summerset. 4 bedrooms, 3 full bathrooms, screened in porch and deck, walk out lower level. Plenty of space to entertain with large living room featuring a fire place. Lower level rec room. This property has great views and plenty of amenities. New improvements include new roof, paint in many rooms, newer mechanicals, updated bathrooms and kitchen. Under Contract Pending Lender Approval- Continue to Show Lake Summerset Association has right of First Refusal (see add)

Listing Agent

Michael Marquette

Century 21 Affiliated License #471017817 Listed on: 10/24/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,828

Year Built

  • Built in 2003

Lot Details

  • 0.34 Acre Lot

HOA Fees

  • $83 Monthly HOA Fees

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Gas Fireplace

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Parking

  • 2 Car Garage
  • Driveway

Schools

  • Durand Elementary School
  • Durand Jr High Middle School
  • Durand High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Community Details

Overview

  • Association fees include pool access, water access, clubhouse

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,828

Year Built

Built in 2003

Lot Details

0

HOA Fees

$83 per month

Listing Details

  • Interior Amenities: Ceiling-Vaults/Cathedral
  • Road Frontage: City/Town
  • Type: Gated Community, City/Town
  • Electric: Circuit Breaker
  • Appliances That Stay or Are Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Class: HOUSE
  • Estimated Below Grade Finished Sq Ft: 660
  • Exemptions: Owner
  • Fee Includes: Pool Access, Water Access, Clubhouse
  • General Features: Basement Entrance, L.L. Finished Space, Main Floor Primary
  • Hoa Fee Frequency: Yearly
  • Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 2179
  • Lot Acreage: 0.34
  • Lvt Date: 10/27/2025
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Number of Upper Level Full Bathrooms: 1
  • Stove Range Fuel: Gas
  • Style: 2 Story
  • Type: House
  • Agent Only_ L A1 User Code: 6008
  • Egress: Yes
  • Elementary School: Durand Elementary
  • Estimated Total Finished Sq Ft: 2359
  • Garage Type Driveway: Asphalt, Attached
  • Hold Earnest Money Y N: Yes
  • Pertinent Facts: Incredibly Rare Short Sale Opportunity in a Gated Community at Lake Summerset. 4 bedrooms, 3 full bathrooms, screened in porch and deck, walk out lower level. Plenty of space to entertain with large living room featuring a fire place. Lower level rec room. This property has great views and plenty of amenities. New improvements include new roof, paint in many rooms, newer mechanicals, updated bathrooms and kitchen. Under Contract Pending Lender Approval- Continue to Show Lake Summerset Association has right of First Refusal (see add)
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 1699
  • Special Features: 12
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Bedrooms: 4
  • Basement Type: Full
  • Master Bedroom: Dimensions: 11x16, On Level: Main
  • Fireplace Type: Gas
  • Basement: Basement Entrance, Full Exposure
  • Bedroom 2: Dimensions: 11x16, On Level: Upper
  • Bedroom 3: Dimensions: 11x12, On Level: Upper
  • Bedroom 4: Dimensions: 12x14, On Level: Lower
  • Dining Room: No
  • Family Room: Yes, On Level: Lower, Dimensions: 15x16
  • Fireplace: Yes
  • Full Bathrooms: 3
  • Kitchen: Dimensions: 12x22, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 15x17
  • Number Of Fireplaces: 1
  • Recreation Room: No
  • Total Bathrooms: 3
  • Basement: Yes

Exterior Features

  • Exterior: Vinyl
  • Roof: Shingle

Garage/Parking

  • Garage: 2

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Condo/Co-op/Association

  • HOA Fees: 1000

Building Info

  • Year Built: 2003

Tax Info

  • Year: 2024
  • Taxes: 5828

MLS Schools

  • HighSchool: Durand High
  • School District: Durand 322
  • Middle School: Durand Jr High

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,828 $76,484 $2,281 $74,203
2023 $5,310 $65,539 $1,955 $63,584
2022 $4,805 $57,895 $1,744 $56,151
2021 $4,976 $53,310 $1,606 $51,704
2020 $4,958 $51,294 $1,545 $49,749
2019 $4,891 $49,994 $1,506 $48,488
2018 $5,165 $47,993 $1,446 $46,547
2017 $4,992 $47,052 $1,418 $45,634
2016 $5,302 $47,052 $1,418 $45,634
2015 $5,307 $47,052 $1,418 $45,634
2014 $5,243 $47,052 $1,418 $45,634
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/25/2025 11/25/25 Price Changed $250,000 -5.6% $106 / Sq Ft
11/14/2025 11/14/25 Price Changed $264,900 -3.6% $112 / Sq Ft
10/24/2025 10/24/25 For Sale $274,900 +5.7% $117 / Sq Ft
01/19/2024 01/19/24 Sold $260,000 0.0% $110 / Sq Ft View Prior Sale
11/15/2023 11/15/23 Pending -- -- --
09/22/2023 09/22/23 For Sale $260,000 -- $110 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $260,000 Security First Title
Warranty Deed $260,000 Security First Title
Deed $43,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $268,580 VA
Closed $268,580 VA
Source: Public Records

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202506659

NorthWest Illinois Alliance of REALTORS®

APN: 05-07-103-035

Illinois Winnebago County Davis 61019 Lake Summerset

2179 Gainsboro Ave, Davis, IL

For Sale

Detached

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Michael Marquette
Listing Agent
Michael Marquette
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Century 21 Affiliated
(779) 218-8825