NOT LISTED FOR SALE

218 N Main St Crystal Lake, IL 60014

Estimated Value: $307,000 - $350,310

3 Beds
2 Baths
-- Sq Ft
8,712 Sq Ft Lot

Last Sold September 08, 2023

Last sale price $310,000

Est. 6% increase in value since last sale

Current estimated payment $2,316/month

10 Days on Market

Highlights

  • Deck
  • Farmhouse Style Home
  • Forced Air Heating System
  • Husmann Elementary School Rated A-
  • 2 Car Detached Garage
  • 3-minute walk to Crystal Lake Park District

About This Home

As of September 2023

Classic 2 unit in the downtown district. Walk to train, stores, restaurants, shows and local community activities. Larger lower unit has updated kitchen and hardwood flooring, plus a basement, gas forced air furnace and central AC. Upper unit is all electric, with places for window AC , and there is a garage on site. Gas, electric, garbage and snow removal are the tenants responsibility; while the landlord covers the water, sewer and lawn care. Upper unit will be available and lower unit is month to month. Updated electrical boxes on circuit breakers, separate water heaters, roof 8 years old, furnace and ac 5 years old.

Last Agent to Sell the Property

Richard Toepper

Keller Williams Success Realty License #471005217 Listed on: 07/17/2023

Keller Williams Success Realty

Last Buyer's Agent

Kim Alden

Compass License #475122036

Compass

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,229

Year Built

  • Built in 1895

Lot Details

  • Lot Dimensions are 132x66x132x66
  • Paved or Partially Paved Lot

Parking

  • 2 Car Detached Garage
  • Parking Space is Owned

Home Design

  • Farmhouse Style Home
  • Stone Foundation
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Ceiling Fan
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Carbon Monoxide Detectors

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Bathrooms

Outdoor Features

  • Deck

Schools

  • Husmann Elementary School
  • Hannah Beardsley Middle School
  • Prairie Ridge High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • 2 Units

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,229

Year Built

Built in 1895

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential Income
  • Property Type: Two to Four Units
  • Ownership: Fee Simple
  • ArchitecturalStyle: Farmhouse
  • New Construction: No
  • Year Built: 1895
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: ResidentialIncome
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: Full
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Full Bathrooms in Building: 2
  • Half Bathrooms in Building: 0
  • MRD_AppliancesAndFeatures: Stove,Refrigerator
  • MRD_AppliancesAndFeatures: Stove,Refrigerator

Exterior Features

  • ExteriorFeatures: Deck
  • Foundation Details: Concrete Perimeter, Stone
  • List Price: 295000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Heating: Natural Gas, Electric, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved

Schools

  • Elementary School: Husmann Elementary School
  • High School: Prairie Ridge High School
  • Middle/Junior School: Hannah Beardsley Middle School
  • Middle/Junior School District: 47

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 132X66X132X66
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 3

Tax Info

  • Tax Annual Amount: 6228.92
  • Tax Year: 2022
  • Tax Exemptions: None

Multi Family

  • Units in Building: 2
  • Three Bedroom Number of Units: No
  • Type-Multi: 2 Flat,Converted Residence

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2023
Closed on
Sep 6, 2023
Sold by
Chicago Title Land Trust Company
Bought by
Spagnola Michael A
Seller's Agent
Richard Toepper
Keller Williams Success Realty
Buyer's Agent
Kim Alden
Compass
List Price
$295,000
Sold Price
$310,000
Premium/Discount to List
$15,000
5.08%
Views
94
Current Estimated Value
$328,655

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,655
Avg. Annual Appreciation
4.71%
Original Mortgage
$263,500
Outstanding Balance
$257,967
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$82,265

Purchase Details

Closed on
Jul 7, 2005
Sold by
Zehner George and Zehner Astrid
Bought by
Harris Trust & Savings Bank and Trust #Htx 7159

Purchase Details

Closed on
Apr 24, 2000
Sold by
Campbell Virginia L and Campbell Michael J
Bought by
Zehner George

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,000
Interest Rate
8%

Purchase Details

Closed on
Apr 15, 1992
Sold by
Erickson Bruce A
Bought by
Eichner Virginia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,400
Interest Rate
7.07%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spagnola Michael A $310,000 Chicago Title
Harris Trust & Savings Bank -- --
Zehner George $131,000 First American
Eichner Virginia L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spagnola Michael A $263,500
Previous Owner North Star Trust Company $121,000
Previous Owner Zehner George $135,000
Previous Owner Zehner George $125,000
Previous Owner Zehner George $87,000
Previous Owner Campbell Michael J $5,000
Previous Owner Eichner Virginia L $109,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2023 09/08/23 Sold $310,000 +5.1% --
07/28/2023 07/28/23 Pending -- -- --
07/17/2023 07/17/23 For Sale $295,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,776 $79,095 $14,967 $64,128
2023 $6,615 $70,931 $13,422 $57,509
2022 $6,229 $64,866 $12,274 $52,592
2021 $5,961 $60,816 $11,508 $49,308
2020 $5,860 $58,993 $11,163 $47,830
2019 $5,692 $56,087 $10,613 $45,474
2018 $3,534 $34,160 $9,968 $24,192
2017 $3,587 $32,727 $9,550 $23,177
2016 $3,570 $31,225 $9,112 $22,113
2013 $1,529 $29,030 $8,673 $20,357
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11833923

Midwest Real Estate Data (MRED)

APN: 14-32-429-014