$390,000
SOLD FEB 12, 2026

21808 SW 99th Ave Cutler Bay, FL 33190

3 Beds
2.5 Baths
1,650 Sq Ft
3,485 Sq Ft Lot

Recently Sold

$236 Per Sq Ft

18% Below List Price

78 Days on Market

Highlights

  • In Ground Pool
  • Deck
  • Walk-In Closet
  • Clubhouse
  • Tennis Courts
  • 4-minute walk to Trooper Robert G. Smith Park

About This Home

As of February 2026

Charming 3-bedroom, 2.5 bath single-family home in the desirable Montego Bay community of Lakes by the Bay. This 2-car garage home is ready for a new family to make it their own. Located in a nice neighborhood with great amenities, local parks, top-rated schools, and close by Black Point Marina. Ideal for first-time buyers or those looking to downsize.

Last Agent to Sell the Property

Roger Snyder

Coldwell Banker Realty License #3333950 Listed on: 11/03/2025

Coldwell Banker Realty

Last Buyer's Agent

Andres Ramirez Chacon

United Dream Real Estate License #3263768

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,149

Year Built

  • Built in 1985

Lot Details

  • 3,550 Sq Ft Lot
  • Northeast Facing Home
  • Property is zoned 0100

HOA Fees

  • $89 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Open Parking

Home Design

  • Barrel Roof Shape
  • Concrete Block And Stucco Construction

Interior Spaces

  • 1,650 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Deck

Schools

  • Edward Whigham Elementary School
  • Cutler Bay Middle School
  • Miami Southridge High School

Utilities

  • Central Air
  • No Heating

Listing and Financial Details

  • Assessor Parcel Number 36-60-17-008-0710

Community Details

Overview

  • Lakes By The Bay Sec 2,Lakes By The Bay Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,149

Year Built

Built in 1985

Lot Details

3,550 Sq Ft Lot

HOA Fees

$89 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1985
  • Property Sub Type: Single Family Residence
  • Architectural Style: Detached, One Story
  • Garage Yn: Yes
  • Horses: No
  • New Construction: No
  • Structure Type: Pool Only, House
  • Subdivision Name: LAKES BY THE BAY SEC 2,Lakes By The Bay
  • Year Built Details: Resale
  • MIAMIRE_PoolYN: Yes
  • MIAMIRE_MembershipPurchRqdYN: No
  • LastStatus: Pending
  • CurrentPrice: 390000
  • InternetRemarks: Charming 2-bedroom, 2-bath single-family home in the desirable Montego Bay community of Lakes by the Bay. Ready for a new family to make it their own.
  • ShowingTimeFlag: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Electric Range, Refrigerator, Washer
  • Interior Amenities: First Floor Entry, Pantry, Walk-In Closet(s), No Additional Rooms
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Carpet, Other, Tile
  • Furnished: Unfurnished
  • Living Area: 1650
  • Possible Use: Unknown/Withheld
  • Window Features: Hurricane Shutters
  • Bedroom Features: Other
  • Living Room Features: No Additional Rooms

Exterior Features

  • Roof: Barrel Roof
  • View: None
  • Construction Type: CBS Construction
  • Direction Faces: Northeast
  • Lot Features: Less Than 1/4 Acre Lot
  • Patio And Porch Features: Deck
  • Pool Features: In Ground, Other
  • Pool Private: No
  • View: No
  • Waterfront: No

Garage/Parking

  • Park Building Name: LAKES BY THE BAY SEC 2
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating: None
  • Heating Yn: No
  • Laundry Features: Washer/Dryer Hook-Up

Condo/Co-op/Association

  • Association Fee: 267
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • Community Features: Clubhouse, Pool, Tennis Court(s), Mandatory Hoa

Association/Amenities

  • MIAMIRE_TypeofAssociation: Homeowners

Schools

  • Elementary School: Edward Whigham
  • High School: Miami Southridge
  • Middle Or Junior School: Cutler Bay

Lot Info

  • Parcel Number: 36-60-17-008-0710
  • Lot Size Sq Ft: 3550
  • Zoning: 0100

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2149

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 3, 2025
Closed on
Feb 12, 2026
Sold by
Palagar Romel and Palagar Janice
Bought by
Almeria Construction Llc
Seller's Agent
Roger Snyder
Coldwell Banker Realty
Buyer's Agent
Andres Ramirez Chacon
United Dream Real Estate
List Price
$475,000
Sold Price
$390,000
Premium/Discount to List
-$85,000
-17.89%
Views
219

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
486.25%

Purchase Details

Closed on
Mar 31, 2004
Sold by
Palagar Romel
Bought by
Palagar Romel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
6.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 16, 2001
Sold by
Lafuente Estrella
Bought by
Palagar Romel

Purchase Details

Closed on
Sep 26, 2000
Sold by
Group One Corp and Sunshine J & M Group Corp
Bought by
Lafunente Estrella

Purchase Details

Closed on
Jun 13, 2000
Sold by
Dade County Circuit Court
Bought by
Group One Corp

Purchase Details

Closed on
May 11, 1994
Sold by
Cavo John D
Bought by
Cavo James C
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $390,000 None Listed On Document
Interfamily Deed Transfer -- --
Warranty Deed $108,000 --
Deed $89,500 --
Deed $55,100 --
Warranty Deed $9,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $155,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/12/2026 02/12/26 Sold $390,000 -17.9% $236 / Sq Ft
01/20/2026 01/20/26 Pending -- -- --
12/23/2025 12/23/25 For Sale $475,000 0.0% $288 / Sq Ft
12/12/2025 12/12/25 Pending -- -- --
11/26/2025 11/26/25 Price Changed $475,000 -6.9% $288 / Sq Ft
11/03/2025 11/03/25 For Sale $510,000 -- $309 / Sq Ft
Source: MIAMI REALTORS® MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,149 $120,376 -- --
2024 $1,857 $116,984 -- --
2023 $1,857 $113,577 $0 $0
2022 $1,757 $110,269 $0 $0
2021 $1,715 $107,058 $0 $0
2020 $1,682 $105,580 $0 $0
2019 $1,632 $103,207 $0 $0
2018 $1,544 $101,283 $0 $0
2017 $1,523 $99,200 $0 $0
2016 $1,488 $97,160 $0 $0
2015 $1,500 $96,485 $0 $0
2014 -- $95,720 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIAMI REALTORS® MLS

MLS Number: A11903241

MIAMI REALTORS® MLS

APN: 36-6017-008-0710

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