21809 Borrowed Time Ln SE Oldtown, MD 21555
Estimated payment $4,740/month
Highlights
- Horses Allowed On Property
- View of Trees or Woods
- Cape Cod Architecture
- Greenhouse
- 218 Acre Lot
- Wood Burning Stove
About This Home
TO APPREICATE THE BEAUTIFUL LAYOUT, VIEWS AND EVERYTHING THIS PROEPRTY OFFERS, YOU MUST WATCH THE COMPREHENSIVE VIDEO TOUR. CONTACT LISTING AGENT FOR A LINK IF NEEDED. Is acreage, privacy, unlimited building potential or family compound/family development land on your checklist? This property may be it! Located in Allegany County near Oldtown, Maryland just 2.5 miles from the South Branch of the Potomac River and the storied C&O Canal, you’ll find this rolling, improved, wooded 218 acres. Turning off of Lower Town Creek Road, you’ll pass through the security gate and enter Borrowed Time Lane. This private, well maintained gravel road (with erosion control berms) will eventually lead you about one mile through gradual hills, valleys, gentle turns, and beautiful views back to the main dwelling. The first stop along the way is the previous in-law dwelling which is an 1,146 square foot manufactured home on its own well and septic with NEW METAL & SHINGLE ROOF. Here you’ll find a primary bedroom, en-suite bath, guest bedroom, another full bathroom, inviting living room area, combination kitchen/dining area, screened rear deck area, bonus room and laundry closet. Once updated, this dwelling could continue to be used as an in-law residence, au-pair residence, guest residence or combination/consolidation family residence. Continuing on, your next stop will be the 1,400 square foot poultry/animal pen offering beautiful valley views and plenty of room for expansion. The next stop along the way features a 24x16 equine/animal barn as well as a 1.5 acre fenced corral. If horses or animals are on your checklist, this is set up and ready to go. How does one maintain all of this beautiful land? With the 1,176 square foot pull-through pole barn/maintenance building offering plenty of room for your maintenance equipment, four-wheelers, loaders, etc. Last but certainly not least is the 1,980 square foot main residence. This was intended to be the owner’s temporary residence as he built his dream home but as sometimes happens, circumstances change and that was never started. This can now be your opportunity to pick up where he left off and select the location, size and attributes of your dream home on this beautiful property. Whether you build an additional home or are happy living here, you’ll find that this dwelling offers an open kitchen/dining/flex space area, wood stove, sunken living room area, office area, laundry/utility room, 2 full bathrooms, 4 bedrooms, well and septic as well as a NEW METAL ROOF. Note that room counts and square footage are for both dwellings. Currently in Agriculture/Forestry Conservation Program. Can be subdivided into 10 (1) acre parcels if taken out or 6 acres if left in. Sound like this property may have what it takes for your needs? Initial showings will require a 48-hour advance notice and require either proof of funds (if cash buyer) or verified pre-approval prior to scheduling. Please contact listing agent to arrange. Initial showings will entail a preview of the property and access to all buildings. The owner will meet buyers and their agent at the entrance gate for access. A follow-up showing can then be arranged with the owner to ride the property boundaries and trails if desired.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,802
Year Built
- Built in 1989
Lot Details
- 218 Acre Lot
- Rural Setting
- No Through Street
- Secluded Lot
- Mountainous Lot
- Wooded Lot
- Backs to Trees or Woods
- Additional 6 acre parcel (0102025469) & 7.19 acre parcel (0102008629).
- Additional Land
- Subdivision Possible
- Property is in good condition
- Property is zoned ZRC
Parking
- Driveway
Property Views
- Woods
- Mountain
Home Design
- Cape Cod Architecture
- Craftsman Architecture
- Stick Built Home
Interior Spaces
- 3,126 Sq Ft Home
- Property has 2 Levels
- Traditional Floor Plan
- Ceiling Fan
- Wood Burning Stove
- Combination Kitchen and Dining Room
- Carpet
- Crawl Space
- Kitchen Island
Bedrooms and Bathrooms
- 6 Main Level Bedrooms
- 4 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
Outdoor Features
- Greenhouse
- Pole Barn
- Outbuilding
Schools
- Flintstone Elementary School
- Washington Middle School
- Fort Hill High School
Horse Facilities and Amenities
- Horses Allowed On Property
- Paddocks
- Run-In Shed
- Riding Ring
Utilities
- Window Unit Cooling System
- Heating System Powered By Leased Propane
- Wall Furnace
- Electric Baseboard Heater
- 200+ Amp Service
- Well
- Electric Water Heater
- On Site Septic
Community Details
- No Home Owners Association
- Mountainous Community
Listing and Financial Details
- Assessor Parcel Number 0102008610
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $1,733 | $178,067 | $0 | $0 |
2024 | $1,733 | $165,800 | $64,200 | $101,600 |
2023 | $1,684 | $160,267 | $0 | $0 |
2022 | $1,555 | $154,733 | $0 | $0 |
2021 | $1,576 | $149,200 | $59,300 | $89,900 |
2020 | $1,540 | $147,533 | $0 | $0 |
2019 | $1,487 | $141,067 | $0 | $0 |
2018 | $1,271 | $134,600 | $63,900 | $70,700 |
2017 | $1,453 | $134,600 | $0 | $0 |
2016 | -- | $134,600 | $0 | $0 |
2015 | $739 | $136,700 | $0 | $0 |
2014 | $739 | $135,500 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
06/13/2025 06/13/25 | For Sale | $849,000 | -- | $272 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Quit Claim Deed | -- | None Available |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $50,000 | Credit Line Revolving |
Source: Bright MLS
MLS Number: MDAL2012014

APN: 02-008610
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