Listed by Windermere Whidbey Island
$1,245,000
$205K PRICE DROP

2190 Mariner Beach Dr Oak Harbor, WA 98277

Estimated payment $7,411/month

Total Views 6,410
3 Beds
2 Baths
1,843 Sq Ft
$676 Price per Sq Ft

Highlights

  • Low Bank Waterfront Property
  • Community Boat Launch
  • Wood Flooring
  • Ocean View
  • Custom Home
  • Sport Court

About This Home

Captivating views are yours in this move-in ready and beautifully updated waterfront home. 60' of low bank beachfront means you can go from the patio to the beach in seconds. Located in the premier boating community of Mariners Cove, this turn-key home wi/ts modern aesthetic & clean lines beckon you kick off your shoes, take in the views, & relish seaside living to the fullest. You'll love hanging out on the spacious patio, beachcombing for treasures, & enjoy some of the best crabbing/clamming the island has to offer right outside your door. A wonderful place to kayak, paddle board & whale watch. The best of both worlds: beach & waterfront, community docks & launch, sports court & more, Mariners Cove is a divine place to live. A must see!

Listing Agent

Coreen Lerch

Windermere Whidbey Island License #118431 Listed on: 04/02/2025

Windermere Whidbey Island

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2351293

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,145

Year Built

  • Built in 1998

Lot Details

  • 9,211 Sq Ft Lot
  • Lot Dimensions are 153x60
  • Low Bank Waterfront Property
  • 60 Feet of Waterfront
  • Street terminates at a dead end
  • South Facing Home
  • Level Lot
  • Property is in very good condition

HOA Fees

  • $99 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway
  • Off-Street Parking

Property Views

  • Ocean
  • Views of a Sound
  • Bay
  • Strait Views
  • Canal
  • Mountain

Home Design

  • Custom Home
  • Flat Roof Shape
  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Stone Siding
  • Stone

Interior Spaces

  • 1,843 Sq Ft Home
  • 1-Story Property
  • Skylights
  • Gas Fireplace
  • French Doors
  • Dining Room
  • Storm Windows

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • High Efficiency Heating System
  • Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 132
  • Assessor Parcel Number S748500001320

Community Details

Overview

  • Mariners Cove Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Recreation

  • Community Boat Launch
  • Sport Court

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,145

Year Built

Built in 1998

Lot Details

0

HOA Fees

$99 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 10 - 1 Story
  • Year Built: 1998
  • Inclusions: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Active
  • Prev Status: Active
  • Architectural Style: Contemp/Custom
  • Building Name: Mariners Cove Division 3
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 1843
  • SeniorExemption: false
  • SOCComments: Thank you for Showing
  • NWM_ExcludedItemsYN: false
  • Special Features: VirtualTour

Interior Features

  • Fireplaces: 1
  • Basement: None
  • Appliances: Dishwasher(s), Disposal, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Three Quarter Bathrooms: 2
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Hardwood, Vinyl Plank
  • Interior Amenities: Bath Off Primary, Double Pane/Storm Window, Dining Room, Fireplace, French Doors, Skylight(s), Walk-In Closet(s), Water Heater
  • Living Area: 1843
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Bathrooms: 1.5
  • BathsFullMain: 0
  • FireplacesMain: 1
  • SquareFootageFinished: 1843
  • SquareFootageUnfinished: 0
  • BathsFullGarage: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfGarage: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterGarage: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 2
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • NWM_NumberOfShowers: 2

Exterior Features

  • Roof: Composition, Flat
  • View: Bay, Canal, Mountain(s), Ocean, Sea, Sound, Strait
  • Lot Features: Dead End Street, Paved
  • View: Yes
  • Waterfront Features: Low Bank, No Bank
  • Waterfront: Yes
  • Construction Type: Stone, Wood
  • Direction Faces: South
  • Exterior Features: Stone, Wood
  • Foundation Details: Poured Concrete
  • Property Condition: Very Good
  • Structure Type: House
  • WaterfrontFootage: 60
  • WaterAccess: Community Waterfront/Pvt Beach

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Off Street
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Community
  • Cooling: None
  • Cooling Y N: No
  • Heating: High Efficiency (Unspecified)
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Septic
  • WaterCompany: Mariners Cove Beach Club
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Gas
  • CableConnected: Xfinity
  • InternetConnected: Xfinity

Condo/Co-op/Association

  • Community Features: Athletic Court, Boat Launch, CCRs
  • Senior Community: No
  • Association Fee: 1190
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Junior High Dist: Oak Harbor
  • High School: Buyer To Verify
  • Middle Or Junior School: Buyer To Verify

Lot Info

  • Parcel Number: S748500001320
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.2115
  • Lot Size: 153x60
  • Lot Size Sq Ft: 9211
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Gas Available,High Speed Internet,Patio
  • MLSLotSizeSource: Public Records
  • MLSSquareFootageSource: Public Records
  • ZoningJurisdiction: County
  • LotNumber: 132

Green Features

  • Power Production Type: Electric

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2025
  • Tax Annual Amount: 8145.07

Multi Family

  • EnergySource: Electric

MLS Schools

  • Elementary School: Buyer To Verify

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,489 $1,159,565 $700,000 $459,565
2023 $7,489 $1,071,875 $650,000 $421,875
2022 $8,114 $936,903 $550,000 $386,903
2021 $7,265 $790,320 $450,000 $340,320
2020 $6,800 $705,364 $375,000 $330,364
2019 $5,997 $665,421 $425,000 $240,421
2018 $3,625 $641,094 $400,000 $241,094
2017 $1,002 $592,442 $350,000 $242,442
2016 $1,055 $457,253 $250,000 $207,253
2015 -- $459,811 $250,000 $209,811
2013 -- $480,051 $265,122 $214,929
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/23/2025 07/23/25 Price Changed $1,245,000 -3.9% $676 / Sq Ft
06/19/2025 06/19/25 Price Changed $1,295,000 -3.7% $703 / Sq Ft
06/04/2025 06/04/25 Price Changed $1,345,000 -3.6% $730 / Sq Ft
05/21/2025 05/21/25 Price Changed $1,395,000 -3.8% $757 / Sq Ft
04/02/2025 04/02/25 For Sale $1,450,000 +19.8% $787 / Sq Ft
09/22/2023 09/22/23 Sold $1,210,000 -3.2% $657 / Sq Ft
09/03/2023 09/03/23 Pending -- -- --
08/31/2023 08/31/23 For Sale $1,250,000 +85.2% $678 / Sq Ft
05/16/2017 05/16/17 Sold $675,000 -2.9% $366 / Sq Ft
04/08/2017 04/08/17 Pending -- -- --
01/05/2017 01/05/17 For Sale $695,000 +3.0% $377 / Sq Ft
01/03/2017 01/03/17 Off Market $675,000 -- --
12/12/2016 12/12/16 Price Changed $695,000 -2.1% $377 / Sq Ft
07/08/2016 07/08/16 For Sale $710,000 -- $385 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,210,000 Chicago Title
Warranty Deed $675,000 Premier Title Of Island
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $375,000 Adjustable Rate Mortgage/ARM
Previous Owner $938,250 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $417,000 Unknown
Source: Public Records

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2351293

Northwest Multiple Listing Service (NWMLS)

APN: S7485-00-00132-0