$475,000
$10K PRICE DROP

2195 Pinetree Dr Cumming, GA 30041

Estimated payment $2,800/month

Total Views 136,395
4 Beds
4 Baths
2,718 Sq Ft
$175 Price per Sq Ft

Highlights

  • Marina
  • Lake View
  • Deck
  • Otwell Middle School Rated A
  • Community Lake
  • Traditional Architecture

About This Home

Special buyer opportunity! Ask about qualifying for a 5% APR with our preferred lender—a rare find in today’s market!
Live Near Lake Lanier — Multi-Generational, Income-Producing, or Both!
Just a short walk to Bald Ridge Marina and minutes from public boat ramps, Hwy 400, shopping, dining, and sought-after Forsyth County school district this spacious, upgraded home offers the Lake Lanier lifestyle—without HOA restrictions.
The finished terrace level is built for flexibility, with its own full kitchen, bathroom, laundry, private entrance, and living area. Perfect for in-laws, extended guests, live-in support, or a smart house-hacking rental setup to generate income.
Upstairs, the open-concept main level offers a large kitchen with an island, breakfast bar, and walk-in pantry—plus an inviting owner’s suite with a private en-suite bath.
The terrace level adds two more bedrooms, a full second living space, and bonus rooms for anything you can imagine—home gym, office, gaming lounge, or extra storage.
With two fully independent living spaces, this home adapts to your needs—blend households, earn passive income, or simply spread out in comfort.
Enjoy lake life on your terms, with all the space and versatility you’ve been looking for.

Listing Agent

Jessica Diaz

Coldwell Banker Realty License #361092 Listed on: 08/15/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,588

Year Built

  • Built in 2013

Lot Details

  • 7,841 Sq Ft Lot
  • Property fronts a private road
  • Private Entrance
  • Privacy Fence
  • Wood Fence
  • Back Yard Fenced
  • Corner Lot
  • Level Lot

Home Design

  • Traditional Architecture
  • Frame Construction
  • Composition Roof
  • Cement Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Awning
  • Lake Views

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Walk-In Pantry
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • In-Law or Guest Suite
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on lower level

Finished Basement

  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Natural lighting in basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Deck
  • Shed

Location

  • Property is near schools
  • Property is near shops

Schools

  • Cumming Elementary School
  • Otwell Middle School
  • Forsyth Central High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • 110 Volts
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 70
  • Assessor Parcel Number 196 123

Community Details

Overview

  • Driftwood Subdivision
  • Community Lake

Recreation

  • Marina

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,588

Year Built

Built in 2013

Lot Details

0

Listing Details

  • Standard Status: Active
  • Property Type: Residential
  • MLS Status: Active
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Condition: Resale
  • Year Built: 2013
  • Levels Stories: Two
  • Above Grade Finished Sq Ft: 1359.00
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Hardwood, Vinyl
  • Appliances: Dishwasher, Refrigerator
  • Basement: Daylight, Exterior Entry, Finished, Finished Bath, Interior Entry
  • Kitchen Features: Cabinets Other, Eat-in Kitchen, Laminate Counters, Pantry, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Laundry, Other
  • Square Footage: 2718.00
  • Spa Features: None
  • Window Features: None
  • Below Grade Finished Sq Ft: 1359.00

Beds/Baths

  • Total Bedrooms: 4
  • Bedroom Features: In-Law Floorplan
  • Lower Bedrooms: 2
  • Main Bedrooms: 2
  • Total Bathrooms: 4
  • Total Full Baths: 4
  • Lower Full Bathrooms: 2
  • Main Full Bathrooms: 2
  • Master Bathroom Features: Tub/Shower Combo

Exterior Features

  • Other Structures: Shed(s)
  • Construction Materials: Frame, Cement Siding
  • Roof Type: Composition
  • Fencing: Back Yard, Privacy, Wood
  • Patio And Porch Features: Deck
  • Exterior Features: Awning(s), Private Entry
  • View: Lake
  • Pool Private: No
  • Foundation: Concrete Perimeter

Garage/Parking

  • Parking Features: Driveway, On Street

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric, Zoned
  • Heating: Electric, Zoned
  • Laundry Features: Lower Level, Upper Level
  • Utilities: Cable Available, Electricity Available, Water Available
  • Electric: 110 Volts

Condo/Co-op/Association

  • Community Features: Marina, Lake, Street Lights, Near Schools, Near Shopping
  • Subdivision Complex: Driftwood

Lot Info

  • Acres: 0.1800
  • Lot: 70
  • Plat Book: 4
  • Plat Page: 115
  • Lot Features: Corner Lot, Level
  • Lot Dimensions: x
  • Parcel Number: 196 123
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 3588.00
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cumming
  • High School: Forsyth Central
  • Middle School: Otwell

Matterport 3D Tour

Floorplans

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,588 $151,216 $18,000 $133,216
2024 $3,588 $146,300 $16,800 $129,500
2023 $3,279 $133,212 $14,400 $118,812
2022 $2,916 $94,000 $9,560 $84,440
2021 $2,401 $94,000 $9,560 $84,440
2020 $1,817 $79,080 $15,000 $64,080
2019 $1,803 $78,280 $28,000 $50,280
2018 $1,785 $76,640 $12,000 $64,640
2017 $1,759 $75,040 $21,000 $54,040
2016 $1,685 $71,540 $17,500 $54,040
2015 $1,540 $64,540 $10,500 $54,040
2014 $1,338 $58,820 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/18/2025 09/18/25 Price Changed $475,000 -2.1% $175 / Sq Ft
08/15/2025 08/15/25 For Sale $485,000 +106.4% $178 / Sq Ft
11/10/2020 11/10/20 Sold $235,000 -2.1% $86 / Sq Ft View Prior Sale
08/31/2020 08/31/20 Pending -- -- --
08/31/2020 08/31/20 For Sale $240,000 +2.1% $88 / Sq Ft
07/08/2020 07/08/20 Off Market $235,000 -- --
05/21/2020 05/21/20 For Sale $240,000 +2.1% $88 / Sq Ft
05/10/2020 05/10/20 Off Market $235,000 -- --
03/27/2020 03/27/20 For Sale $240,000 +352.8% $88 / Sq Ft
07/25/2012 07/25/12 Sold $53,000 -28.9% $26 / Sq Ft View Prior Sale
06/25/2012 06/25/12 Pending -- -- --
02/02/2012 02/02/12 For Sale $74,500 -- $37 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $235,000 --
Warranty Deed -- --
Warranty Deed $53,000 --
Warranty Deed $53,000 --
Executors Deed -- --
Executors Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $223,250 New Conventional
Source: Public Records

About the Listing Agent

Jessica Diaz

Coldwell Banker Realty

(470) 458-9270

Section Image

Hey there! I'm Jessica Diaz—a Realtor® in Metro Atlanta and the TV host of the Emmy-nominated show The American Dream. Whether you're buying your first home, upgrading, downsizing, or selling, I’m here to make sure the process is smooth, rewarding, and tailored to your unique goals.

Originally from the vibrant city of Miami and raised by Cuban immigrants, I carry with me the values of hard work, grit, and uplifting others. My background drives everything I do—from advocating fiercely

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Source: First Multiple Listing Service (FMLS)

MLS Number: 7632588

First Multiple Listing Service (FMLS)

APN: 196-123