NOT LISTED FOR SALE

2195 Smith Harbour Dr Denver, NC 28037

Estimated Value: $354,000 - $415,365

4 Beds
2 Baths
1,977 Sq Ft
$189/Sq Ft Est. Value

Last Sold February 25, 2025

Last sale price $352,439 $178 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,201/month

91 Days on Market

Highlights

  • Fireplace
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System
  • St. James Elementary School Rated A-
  • Laundry Room

About This Home

As of February 2025

This beautifully updated 4-bedroom, 3-bath home features new luxury vinyl plank flooring, fresh paint throughout, and new carpet that enhances its inviting ambiance. Enjoy year-round comfort with a brand-new AC and furnace, while a second set replaced in 2021 ensures efficiency. The heart of the home is the stylish kitchen, complete with a spacious island, stainless steel appliances—including a range, dishwasher, and microwave—and elegant quartz countertops, making it perfect for both cooking and entertaining. This residence combines modern convenience with a warm, welcoming feel.

Last Agent to Sell the Property

Marty Walsh

OfferPad Brokerage LLC Brokerage Email: contracts@offerpad.com License #307342 Listed on: 10/21/2024

Last Buyer's Agent

John Torres

Southern Homes of the Carolinas, Inc License #241707

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1999

Lot Details

  • Property is zoned PD-MU

HOA Fees

  • $73 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Fireplace
  • Crawl Space
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Full Bathrooms

Schools

  • St. James Elementary School
  • North Lincoln Middle School
  • North Lincoln High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Aam, Llc Association, Phone Number (866) 516-7424
  • Smithstone Subdivision

Listing and Financial Details

  • Assessor Parcel Number 75969

Home Details

Home Type

Single Family

Year Built

Built in 1999

Lot Details

5,663 Sq Ft Lot

HOA Fees

$73 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1999
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: One and One Half
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 178.27
  • Geocode Confidence: High
  • Attribution Contact: contracts@offerpad.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1627
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 350
  • Appliances: Dishwasher, Electric Range, Microwave
  • Above Grade Finished Sq Ft: 1977
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Living Area: 1977
  • Bedroom Main: 3

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Construction Type: Brick Partial, Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air, Electric
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 217.8
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Association Name: AAM, LLC
  • Phone: 866-516-7424
  • ResoAssociationFeeFrequency: Quarterly

Association/Amenities

  • Association Annual Expense: 871.20

Schools

  • Middle Or Junior School: North Lincoln
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 75969
  • ResoLotSizeUnits: Acres
  • Zoning Specification: PD-MU

MLS Schools

  • Elementary School: St. James
  • High School: North Lincoln

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2024
Closed on
Feb 24, 2025
Sold by
Offerpad Point Llc
Bought by
Lacour Michael Paul and Torres Maria Faustina
Seller's Agent
Marty Walsh
OfferPad Brokerage LLC
Buyer's Agent
John Torres
Southern Homes of the Carolinas, Inc
List Price
$389,900
Sold Price
$352,439
Premium/Discount to List
-$37,461
-9.61%
Views
180
Current Estimated Value
$374,091

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,652
Avg. Annual Appreciation
6.14%
Original Mortgage
$334,817
Outstanding Balance
$333,159
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$40,932

Purchase Details

Listed on
Oct 21, 2024
Closed on
Dec 30, 2024
Sold by
Op Spe Phx1 Llc
Bought by
Offerpad Point Llc
Seller's Agent
Marty Walsh
OfferPad Brokerage LLC
Buyer's Agent
John Torres
Southern Homes of the Carolinas, Inc
List Price
$389,900
Sold Price
$352,439
Premium/Discount to List
-$37,461
-9.61%
Views
180

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,817
Outstanding Balance
$333,159
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$40,932

Purchase Details

Closed on
Nov 14, 2024
Sold by
Offerpad Spe Borrower A Llc
Bought by
Op Spe Phx1 Llc

Purchase Details

Closed on
Jun 13, 2024
Sold by
Tarleton Brandie H and Oney Brandie
Bought by
Offerpad Spe Borrower A Llc

Purchase Details

Closed on
Jun 4, 2024
Sold by
Jensen Lori H and Tarleton Jeremy
Bought by
Oney Brandie and Tarleton Brandie H

Purchase Details

Closed on
Jun 4, 2010
Sold by
Federal National Mortgage Association
Bought by
Haas Renee and Haas Boyd

Purchase Details

Closed on
Dec 21, 2009
Sold by
Maness Laura J and Smith David Charles
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Aug 15, 2008
Sold by
Smith David Charles
Bought by
Maness Laura

Purchase Details

Closed on
Feb 24, 2004
Bought by
Maness Laura J and David Charles Smit

Purchase Details

Closed on
Nov 2, 1999
Bought by
D & S Development Of Lake Norman, Llc
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lacour Michael Paul $352,500 Southern Homes Title
Offerpad Point Llc -- Titlevest
Offerpad Point Llc -- Titlevest
Offerpad Point Llc -- Titlevest
Op Spe Phx1 Llc -- None Listed On Document
Op Spe Phx1 Llc -- None Listed On Document
Offerpad Spe Borrower A Llc $351,500 Titlevest
Oney Brandie -- None Listed On Document
Haas Renee -- None Available
Federal National Mortgage Association $165,813 None Available
Maness Laura -- None Available
Maness Laura J $212,000 --
D & S Development Of Lake Norman, Llc $144,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lacour Michael Paul $334,817
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/25/2025 02/25/25 Sold $352,439 -2.1% $178 / Sq Ft
01/16/2025 01/16/25 Price Changed $359,900 -2.7% $182 / Sq Ft
12/06/2024 12/06/24 Price Changed $369,900 -2.6% $187 / Sq Ft
11/07/2024 11/07/24 Price Changed $379,900 -2.6% $192 / Sq Ft
10/21/2024 10/21/24 For Sale $389,900 -- $197 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,414 $376,406 $64,000 $312,406
2024 $1,192 $376,406 $64,000 $312,406
2023 $1,192 $376,406 $64,000 $312,406
2022 $912 $231,383 $52,000 $179,383
2021 $918 $231,383 $52,000 $179,383
2020 $806 $231,383 $52,000 $179,383
2019 $806 $231,383 $52,000 $179,383
2018 $700 $185,658 $40,500 $145,158
2017 $650 $185,658 $40,500 $145,158
2016 $647 $185,658 $40,500 $145,158
2015 $706 $185,658 $40,500 $145,158
2014 $1,441 $198,031 $40,500 $157,531
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2025

    Marty Walsh

    OfferPad Brokerage LLC

    Marty Walsh
    Section Image
  • John Torres

    Buyer's Agent in 2025

    John Torres

    Southern Homes of the Carolinas, Inc

    (704) 451-3989

    3 in this area

    232 Total Sales

    John Torres
    Section Image
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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4192029

Canopy MLS (Canopy Realtor® Association)

APN: 75969

North Carolina Lincoln County Denver 28037

2195 Smith Harbour Dr, Denver, NC

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS (Canopy Realtor® Association) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID

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