$745,000

21970 SW 97th Ct Cutler Bay, FL 33190

Estimated payment $4,840/month

Total Views 121
4 Beds
2.5 Baths
2,820 Sq Ft
$264 Price per Sq Ft

Highlights

  • Sitting Area In Primary Bedroom
  • Den
  • Partial Panel Shutters or Awnings
  • Garden View
  • Formal Dining Room
  • 3-minute walk to Blue Heron Park

About This Home

Stunning corner lot home located in Lakes by the Bay. 2-stories w/ 4 beds, 2.5 baths, 2-car garage, & a low HOA. Enjoy daily life & entertaining w/ dedicated living, dining, & family rooms. At the heart of the home is a stylish kitchen w/ LG appliances, quartz countertops, & a gas range. Partial impact windows/doors + panel shutters. The charming staircase leads you to all 4 bedrooms upstairs. The oversized primary room features a dual walk-in closet, large bathroom w/ dual sink vanity & a den, perfect for a nursery, office, or library. Movie theater room offers the ultimate space for entertainment. Ample storage throughout home. Step through elegant French doors onto a covered terrace overlooking the expansive backyard w/ potential to create your own oasis w/ a pool, outdoor kitchen, etc!

Listing Agent

Krissy Camacho

Coldwell Banker Realty License #3397435 Listed on: 09/25/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,068

Year Built

  • Built in 1989

Lot Details

  • 7,540 Sq Ft Lot
  • East Facing Home
  • Property is zoned 0100

HOA Fees

  • $134 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Open Parking

Home Design

  • Shingle Roof

Interior Spaces

  • 2,820 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Plantation Shutters
  • Drapes & Rods
  • Blinds
  • French Doors
  • Formal Dining Room
  • Den
  • Garden Views

Kitchen

  • Eat-In Kitchen
  • Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Sitting Area In Primary Bedroom
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • Dual Sinks

Laundry

  • Dryer
  • Washer

Home Security

  • Partial Panel Shutters or Awnings
  • Partial Impact Glass

Additional Features

  • Exterior Lighting
  • Central Heating and Cooling System

Community Details

  • Lakes By The Bay Sec 4 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 36-60-16-001-0740

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,068

Year Built

Built in 1989

Lot Details

0

HOA Fees

$134 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • Property Sub Type: Single Family Residence
  • Architectural Style: Detached, Two Story
  • Directions: Partial impact windows + panel shutters
  • Garage Yn: Yes
  • Horses: No
  • New Construction: No
  • Structure Type: R30-No Pool/No Water, House
  • Subdivision Name: LAKES BY THE BAY SEC 4
  • Year Built Details: Effective Year Built
  • MIAMIRE_PoolYN: No
  • MIAMIRE_PetsAllowedYN: Yes
  • MIAMIRE_MembershipPurchRqdYN: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer
  • Interior Amenities: Built-in Features, French Doors, Walk-In Closet(s), Den/Library/Office
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Flooring: Tile, Vinyl
  • Living Area: 2820
  • Window Features: Partial Impact Glass, Partial Panel Shutters/Awnings, Blinds, Drapes, Plantation Shutters
  • Bedroom Features: Primary Bedroom Upstairs, Sitting Area - Primary Bedroom
  • Dining Room Features: Eat-In Kitchen, Formal Dining
  • Living Room Features: Den/Library/Office
  • Master Bathroom Features: Dual Sinks

Exterior Features

  • Roof: Shingle
  • View: Garden
  • Exterior Features: Lighting
  • Construction Type: Concrete Block Construction
  • Direction Faces: East
  • Lot Features: Less Than 1/4 Acre Lot
  • Pool Private: No
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Park Building Name: LAKES BY THE BAY SEC 4
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 401
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • Community Features: None

Association/Amenities

  • MIAMIRE_TypeofAssociation: Homeowners

Lot Info

  • Parcel Number: 36-60-16-001-0740
  • Lot Size Sq Ft: 7540
  • Zoning: 0100

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 9068

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,068 $518,683 -- --
2024 $8,614 $504,066 -- --
2023 $8,614 $489,385 $188,000 $301,385
2022 $4,505 $263,221 $0 $0
2021 $4,464 $255,555 $0 $0
2020 $4,369 $252,027 $0 $0
2019 $4,238 $246,361 $0 $0
2018 $4,040 $241,768 $0 $0
2017 $3,996 $236,796 $0 $0
2016 $3,961 $231,926 $0 $0
2015 $4,746 $230,051 $0 $0
2014 $4,091 $191,032 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/25/2025 09/25/25 For Sale $745,000 +17.3% $264 / Sq Ft
05/02/2022 05/02/22 Sold $635,000 +6.0% $225 / Sq Ft
04/09/2022 04/09/22 For Sale $599,000 +96.4% $212 / Sq Ft
05/15/2015 05/15/15 Sold $305,000 +1.7% $107 / Sq Ft
05/01/2015 05/01/15 Pending -- -- --
04/27/2015 04/27/15 Price Changed $299,900 -4.8% $105 / Sq Ft
04/08/2015 04/08/15 Price Changed $314,900 +5.0% $110 / Sq Ft
02/20/2015 02/20/15 For Sale $299,900 +66.6% $105 / Sq Ft
11/07/2014 11/07/14 Sold $180,000 -21.7% $63 / Sq Ft
10/01/2014 10/01/14 Pending -- -- --
08/28/2014 08/28/14 Price Changed $229,900 -8.0% $80 / Sq Ft
07/28/2014 07/28/14 Price Changed $249,900 -10.7% $87 / Sq Ft
06/30/2014 06/30/14 For Sale $279,900 -- $98 / Sq Ft
Source: MIAMI REALTORS® MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $635,000 Herskowitz Shapiro Pllc
Warranty Deed $305,000 Title Team
Warranty Deed $205,500 Independent Title Of Fort La
Special Warranty Deed $180,000 Attorney
Special Warranty Deed -- New House Title Llc
Trustee Deed $191,900 None Available
Quit Claim Deed -- None Available
Trustee Deed $6,300 None Available
Warranty Deed $357,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $299,475 FHA
Previous Owner $285,600 Unknown
Source: Public Records

Source: MIAMI REALTORS® MLS

MLS Number: A11880940

MIAMI REALTORS® MLS

APN: 36-6016-001-0740