NOT LISTED FOR SALE

2198 SW Mainsail Terrace Stuart, FL 34997

South Stuart Neighborhood

Estimated Value: $780,000 - $887,000

4 Beds
3 Baths
2,563 Sq Ft
$325/Sq Ft Est. Value

Sale Details

Date Sold: October 29, 2020

Last sale price $577,500 $225 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $5,301 / mo

Highlights

  • Boat Ramp
  • Gated Community
  • Florida Architecture
  • In Ground Pool
  • 0.5 Acre Lot
  • Wood Flooring

About This Home

As of October 2020

Florida artist's home located in gated & secure Locks Landing community. 2019 TOTAL REMODEL. Artist's vision for the finest designer finishes & style create calm & relaxing Coastal Florida vibe. Spacious 4-BR, 3-BA, CBS, pool home has 2,563 SF/AC & 3,900 SF/Total, w/large front porch, 3-car gar, pool & screened lanai. Entry, dining & study/office area w/10-ft ceilings opens out to pool & screened lanai. Craftsmanship with new crown molding & wide plank wood flooring evokes pure, relaxed coastal elegance. Owner Suite Bath invites restful, spa-like relaxation. Open plan Kitchen w/natural Quartzite surfaces, abalone backsplash & high-end Chef Signature Kitchen Suite appliances. 3 BR & 2 BA on opposite side from Owner's Suite, privacy for all. HUGE POOL & jetted spa. Exterior Paint in July

Last Buyer's Agent

Simon Lightbourn

Keller Williams Realty Of The Treasure Coast License #3463626

Keller Williams Realty Of The Treasure Coast

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,790

Year Built

  • Built in 2004

Lot Details

  • 21,649 Sq Ft Lot
  • North Facing Home
  • Fenced
  • Sprinkler System

HOA Fees

  • $90 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Property Views

  • Garden
  • Pool

Home Design

  • Florida Architecture
  • Barrel Roof Shape

Interior Spaces

  • 2,563 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Plantation Shutters
  • Single Hung Metal Windows
  • Blinds
  • Sliding Windows
  • Entrance Foyer
  • Florida or Dining Combination
  • Sun or Florida Room
  • Screened Porch
  • Wood Flooring
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Dual Sinks
  • Jettted Tub and Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Dryer
  • Washer
  • Laundry Tub

Home Security

  • Intercom
  • Storm Windows
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Screen Enclosure

Outdoor Features

  • Patio
  • Outdoor Living Area

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 553841070000019300

Community Details

Overview

  • Association fees include common areas, security
  • Locks Landing Plat 1 Subdivision

Recreation

  • Boat Ramp
  • Boating
  • Trails

Additional Features

  • Picnic Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,790

Year Built

Built in 2004

Lot Details

0.5 Acres

HOA Fees

$90 per month

Parking

3

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: Kanner Highway to Locks Road left into Locks Landing. At security gate enter 590 for entrance. Take left on Yachtsman the first left onto Mainsail. Home is on the corner to the right.
  • Year Built: 2004
  • Architectural Style: Florida
  • Unit Levels: Multi/Split, One
  • New Construction: No
  • Building Stories: 1
  • DelayedMarketingYN: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Attic, Built-in Features, Breakfast Area, Bathtub, Dual Sinks, Entrance Foyer, Family/Dining Room, High Ceilings, Jetted Tub, Main Level Primary, Pantry, Pull Down Attic Stairs, Split Bedrooms, Soaking Tub, Separate Shower, Walk-In Closet(s)
  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Water Heater, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Entry Location: Entry Level Living Area Y
  • Flooring: Wood
  • Living Area: 2563.0
  • Dining Room Type: Dining Room, Florida Room
  • Stories: 1
  • Window Features: Blinds, Metal, Plantation Shutters, Single Hung, Sliding, Storm Window(s)

Exterior Features

  • Exterior Features: Outdoor Living Area, Porch
  • View: Garden, Pool
  • Fencing: Fenced
  • Lot Features: 1/4 to 1/2 Acre Lot, Sprinkler System
  • Pool Features: Gunite, In Ground, Screen Enclosure, Salt Water
  • Pool Private: Yes
  • View: Yes
  • Waterfront Features: None
  • Waterfront: No
  • Disclosures: Deed Restriction
  • Construction Type: Block
  • Direction Faces: North
  • Patio And Porch Features: Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Barrel

Garage/Parking

  • Covered Parking Spaces: 3.0
  • Open Parking Spaces: 3.0
  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage Yn: Yes
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup, Inside, Laundry Tub
  • Other Equipment: Intercom
  • Security: Fire Alarm, Gated Community, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Available, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 90.0
  • Pets Allowed: Yes
  • Community Features: Home Owners Association, Boat Facilities, Gated
  • Senior Community: No
  • Amenities: Boating, Picnic Area, Sidewalks, Trail(s)
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Common Areas, Security

Lot Info

  • Parcel #: 553841070000019300
  • Lot Size Acres: 0.5
  • Lot Size Sq Ft: 21780.0
  • Mobile Dim Units: Feet
  • Zoning: Residential

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 7789.6

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 8, 2020
Closed on
Oct 28, 2020
Sold by
Bought by
Buyer's Agent
Simon Lightbourn
Keller Williams Realty Of The Treasure Coast
List Price
$580,000
Sold Price
$577,500
Premium/Discount to List
-$2,500
-0.43%
Current Estimated Value
$832,912

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$255,412
Avg. Annual Appreciation
6.70%
Original Mortgage
$460,000
Outstanding Balance
$404,638
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$428,274

Purchase Details

Listed on
Apr 5, 2017
Closed on
Jun 21, 2017
Sold by
Bought by
Seller's Agent
Holly Luhtala
Inactive Member
Buyer's Agent
JPaul Moore
RE/MAX of Stuart
List Price
$495,000
Sold Price
$470,000
Premium/Discount to List
-$25,000
-5.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.61%

Purchase Details

Listed on
Aug 26, 2015
Closed on
Oct 2, 2015
Sold by
Bought by
Seller's Agent
Julie Cline
RE/MAX of Stuart
Buyer's Agent
Holly Luhtala
Inactive Member
List Price
$450,000
Sold Price
$445,000
Premium/Discount to List
-$5,000
-1.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.00%
Original Mortgage
$311,500
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 5, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$338,751
Interest Rate
4.86%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 5, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$317,200
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 1, 2003
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$577,500 Starfish Title Agency Llc
$470,000 Stewart Title Guaranty Co
$445,000 Attorney
$345,000 Attorney
$79,000 Universal Land Title Inc
$75,000 Universal Land Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $460,000
Previous Owner $311,500
Previous Owner $338,751
Previous Owner $317,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/29/2020 10/29/20 Sold $577,500 0.0% $225 / Sq Ft
10/28/2020 10/28/20 Sold $577,500 -0.4% $225 / Sq Ft View Prior Sale
09/29/2020 09/29/20 Pending -- -- --
09/28/2020 09/28/20 Pending -- -- --
09/08/2020 09/08/20 For Sale $580,000 0.0% $226 / Sq Ft
07/01/2020 07/01/20 For Sale $580,000 +23.4% $226 / Sq Ft
08/08/2017 08/08/17 Sold $470,000 -5.1% $183 / Sq Ft View Prior Sale
07/09/2017 07/09/17 Pending -- -- --
04/05/2017 04/05/17 For Sale $495,000 +11.2% $193 / Sq Ft
10/02/2015 10/02/15 Sold $445,000 -1.1% $174 / Sq Ft View Prior Sale
09/02/2015 09/02/15 Pending -- -- --
08/26/2015 08/26/15 For Sale $450,000 -- $176 / Sq Ft
Source: BeachesMLS (Greater Fort Lauderdale)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,542 $550,118 -- --
2024 $8,390 $534,615 -- --
2023 $8,390 $519,044 $0 $0
2022 $8,108 $503,927 $0 $0
2021 $8,148 $489,250 $155,000 $334,250
2020 $7,800 $428,940 $130,000 $298,940
2019 $7,790 $424,770 $130,000 $294,770
2018 $7,296 $399,090 $125,000 $274,090
2017 $5,508 $367,795 $0 $0
2016 $5,750 $360,230 $140,000 $220,230
2015 $4,349 $289,273 $0 $0
2014 $4,349 $286,977 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • JPaul Moore

    Seller's Agent in 2020

    JPaul Moore

    RE/MAX

    (772) 209-0038

    7 in this area

    65 Total Sales

    JPaul Moore
    Section Image

  • S

    Buyer's Agent in 2020

    Simon Lightbourn

    Keller Williams Realty Of The Treasure Coast

    (954) 225-0884

    1 in this area

    5 Total Sales

    Simon Lightbourn
    Section Image

  • H

    Seller's Agent in 2017

    Holly Luhtala

    Inactive Member

    Section Image
  • Julie Cline

    Seller's Agent in 2015

    Julie Cline

    RE/MAX

    (772) 919-5338

    53 in this area

    164 Total Sales

    Julie Cline
    Section Image
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Map

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: R10653347

BeachesMLS (Greater Fort Lauderdale)

APN: 55-38-41-070-000-01930-0

Florida Martin County Stuart 34997 South Stuart

2198 SW Mainsail Terrace, Stuart, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

BeachesMLS (Greater Fort Lauderdale) All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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