$1,395,000
PENDING

22 Dear Ln Rainbow Lake, NY 12976

Estimated payment $8,760/month

Total Views 933
3 Beds
3 Baths
1,767 Sq Ft
$789 Price per Sq Ft

Highlights

  • Lake Front
  • Lake On Lot
  • Deck
  • Docks
  • Adirondack Architecture
  • Wooded Lot

About This Home

Spruce Point is a truly exceptional waterfront property on the private shores of Rainbow Lake, offering an extraordinary opportunity to own in one of the Adirondacks' most coveted lakefront communities. This wonderful property with its 247 feet of shoreline is just 10 miles from Saranac Lake. Offered fully furnished, this architecturally striking residence blends timeless Adirondack craftsmanship with refined luxury and spectacular natural beauty.
A dramatic exterior with soaring gables and expansive wraparound decks invites effortless indoor-outdoor living, while a private deck off the primary suite provides the perfect setting overlooking the water. Rich wood finishes, vaulted ceilings, and walls of windows create warm, inviting interiors that capture breathtaking views of Rainbow Lake from nearly every room.
Designed for entertaining, the gourmet kitchen features granite countertops, a generous center island, and seamless flow into the dining and living spaces. The luxurious primary suite offers a vaulted ceiling, spa-inspired bath with double copper sinks, and an exquisite tiled walk-in shower. A private upper-level guest suite with French doors, walk-in closet, and full bath, along with an additional main-level bedroom and bath, ensures exceptional comfort for family and guests.
The walkout lower level presents endless possibilities for additional recreation or living space, while the oversized two-car garage provides abundant storage for vehicles and outdoor gear.
One of the highlights of Spruce Point is its rare, grandfathered two-story boathouse--a remarkable feature no longer permitted in the Adirondacks. Complete with two boat slips, an electric boat lift, and a nicely finished upper-level living quarters with a lakeside balcony, it offers an unmatched waterfront experience.
Spruce Point is more than a home, it is a legacy property where generations will gather, relax, and experience the very best of Adirondack lakefront living.

Listing Agent

Matt Ellis

Coldwell Banker Whitbeck Assoc Tupper Lake License #10401272069 Listed on: 07/02/2026

Coldwell Banker Whitbeck Assoc Tupper Lake

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,169

Year Built

  • Built in 1995

Lot Details

  • 39,640 Sq Ft Lot
  • Lake Front
  • Property fronts a county road
  • Gentle Sloping Lot
  • Wooded Lot
  • Many Trees
  • Private Yard
  • Front Yard

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Front Facing Garage
  • Additional Parking
  • 4 Open Parking Spaces

Property Views

  • Lake
  • Woods
  • Mountain

Home Design

  • Adirondack Architecture
  • Chalet
  • Concrete Foundation
  • Poured Concrete
  • Frame Construction
  • Wood Siding
  • Concrete Siding
  • Block Exterior
  • Clapboard

Interior Spaces

  • 1,767 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Chandelier
  • Gas Log Fireplace
  • Drapes & Rods
  • Blinds
  • French Doors
  • Sliding Doors
  • Living Room
  • Dining Room
  • Home Office
  • Storm Doors

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Block Basement Construction
  • Natural lighting in basement

Outdoor Features

  • Access To Lake
  • Docks
  • Lake On Lot
  • Deck
  • Fire Pit
  • Exterior Lighting
  • Outdoor Gas Grill
  • Rain Gutters
  • Wrap Around Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Propane
  • Drilled Well
  • Water Heater
  • Septic Tank
  • Internet Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 367.3-1-15.100

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,169

Year Built

Built in 1995

Lot Details

0.91 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Lakefront, Waterfront
  • Lot Size Acres: 0.91
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Water Body Name: Rainbow Lake
  • Directions: From NY-86 in Gabriels, turn on to and take Gabriels-Onchiota Road for 2.5 miles. Turn left on to Dear Ln. #22 is last house.
  • Above Grade Finished Sq Ft: 1767.0
  • Architectural Style: Adirondack, Chalet
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Structure Type: House
  • Year Built: 1995
  • Financial Details School Taxes: 8383.0
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • School Taxes Description: Actual
  • Room Types:Living Room2: Yes
  • Room Types:Dining Room2: Yes
  • Room Types:Office: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater
  • Other Equipment: Generator
  • Has Basement: Block, Concrete, Daylight, Exterior Entry, Full, Interior Entry, Unfinished, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: French Doors, Sliding Doors, Storm Door(s)
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Hardwood, Luxury Vinyl, Tile
  • Interior Amenities: Granite Counters, Beamed Ceilings, Bookcases, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Double Vanity, High Ceilings, Kitchen Island, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
  • Living Area: 1767.0
  • Stories: 2
  • Window Features: Blinds, Drapes
  • Appliances Dishwasher: Yes
  • Appliances:Exhaust Fan: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Gas Oven: Yes
  • Appliances:Gas Range: Yes
  • Full Basement: Yes
  • Basement:Unfinished: Yes
  • Basement:Walk-Out Access: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Basement:Exterior Entry: Yes
  • Basement:Daylight: Yes
  • Interior Features:Chandelier: Yes

Exterior Features

  • Lot Features: Front Yard, Gentle Sloping, Lake on Lot, Many Trees, Views, Waterfront, Wooded
  • View: Lake, Mountain(s), Trees/Woods
  • Waterfront Features: Lake Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Block, Clapboard, Concrete, Frame, Wood Siding
  • Exterior Features: Dock, Fire Pit, Gas Grill, Lake Access Steps, Lighting, Outdoor Grill, Private Yard, Rain Gutters
  • Foundation Details: Block, Poured
  • Other Structures: Boat House, Garage(s)
  • Patio And Porch Features: Deck, Wrap Around
  • Roof: Asphalt
  • Lot Features:Wooded: Yes
  • Lot Features:Waterfront: Yes
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Views: Yes
  • Door Features:Storm Door(s): Yes
  • Exterior Features:Gas Grill: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Many Trees: Yes
  • Exterior Features:Lake Access Steps: Yes
  • Door Features:French Doors: Yes
  • Construction Materials:Frame: Yes
  • Exterior Features:Outdoor Grill: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Lake On Lot: Yes
  • Window Features:Drapes: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Open Parking Spaces: 4.0
  • Open Parking: Yes
  • Parking Features: Additional Parking, Garage Faces Front, Heated Garage
  • Total Parking Spaces: 6.0

Utilities

  • Laundry Features: Laundry Room, Main Level
  • Cooling: Ceiling Fan(s), Central Air, Gas
  • Cooling Y N: Yes
  • Heating: Central, Fireplace(s), Forced Air, Free Standing Stove, Propane
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Sewer: Septic Tank
  • Utilities: Cable Connected, Electricity Connected, Internet Connected, Propane
  • Water Source: Well Drilled
  • Sewer Septic Tank: Yes
  • Heating:Forced Air: Yes
  • Heating:Free Standing Stove: Yes
  • Water Heater: Yes
  • Heating:Propane2: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Saranac Lake

Lot Info

  • Lot Size Sq Ft: 39639.6
  • Parcel #: 367.3-1-15.100
  • Zoning: Residential

Rental Info

  • Lease Term: ["Short Term Lease"]

Tax Info

  • Tax Annual Amount: 14169.0

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,938 $1,136,100 $512,800 $623,300
2024 $14,938 $1,136,100 $512,800 $623,300
2023 $13,253 $555,900 $312,300 $243,600
2022 $13,254 $555,900 $312,300 $243,600
2021 $12,095 $555,900 $312,300 $243,600
2020 $11,970 $555,900 $312,300 $243,600
2019 $12,927 $555,900 $312,300 $243,600
2018 $11,248 $555,900 $312,300 $243,600
2017 $11,105 $555,900 $312,300 $243,600
2016 $11,299 $555,900 $312,300 $243,600
2015 -- $432,300 $312,300 $120,000
2014 -- $432,300 $312,300 $120,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2026 07/02/26 For Sale $1,395,000 +26.7% $789 / Sq Ft
06/30/2026 06/30/26 Pending -- -- --
08/29/2023 08/29/23 Sold $1,100,716 +0.1% $623 / Sq Ft View Prior Sale
07/26/2023 07/26/23 For Sale $1,100,000 -- $623 / Sq Ft
07/25/2023 07/25/23 Pending -- -- --
Source: Adirondack-Champlain Valley MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- Brownell Abstract
Deed $1,101,000 None Listed On Document
Deed $545,750 John T Wilkins
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $50,000 Unknown
Previous Owner $110,000 Unknown
Previous Owner $130,000 Unknown
Source: Public Records

Source: Adirondack-Champlain Valley MLS

MLS Number: 207753

APN: 163000-367-003-0001-015-100-0000

Your Personal Tour Guide

Ask me questions while you tour the home.