$570,000
SOLD DEC 10, 2025

22 Memory Ln Chestertown, NY 12817

3 Beds
1 Bath
1,156 Sq Ft
0.76 Acres

Recently Sold

$493 Per Sq Ft

4 Days on Market

Highlights

  • Lake Front
  • Deck
  • Cathedral Ceiling
  • Docks
  • Wooded Lot
  • Loft

About This Home

As of December 2025

Welcome to your serene Adirondack retreat on the shores of Loon Lake, where the call of the loons will greet you. This charming 3-bedroom, 1-bath cottage boasts 37 feet of private lakefront with a dock—perfect for swimming, boating, or simply soaking in the serene views with family and friends. Inside, you'll be embraced by classic Adirondack ambiance, featuring a stunning stone fireplace, a cozy sleeping loft, and spacious gathering areas designed for making lasting memories. The newly renovated country kitchen and updated bathroom offer a seamless blend of rustic charm and modern convenience, while the outdoor shower adds a refreshing touch of lakeside luxury. With insulated walls (R-19) and insulated floors, monitor propane heaters, electric baseboard heating, and a wood-burning fireplace, comfort is ensured year-round. A drilled well provides reliable water, and all furnishings are included—just bring your suitcase. Drive down Memory Lane and begin a new chapter of lakeside living, where every day feels like a getaway.

Last Agent to Sell the Property

Barbara Kearney

Hunt ERA License #10301222510 Listed on: 09/17/2025

Hunt ERA

Last Buyer's Agent

Jill Brady

Hunt ERA License #40BR0941454

Hunt ERA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,463

Year Built

  • Built in 1985 | Remodeled

Lot Details

  • 0.76 Acre Lot
  • Lake Front
  • Property fronts a private road
  • Cul-De-Sac
  • Irregular Lot
  • Sloped Lot
  • Wooded Lot
  • Property is zoned Governmental

Property Views

  • Lake
  • Woods

Home Design

  • Cottage
  • Pillar, Post or Pier Foundation
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,156 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Paddle Fans
  • Drapes & Rods
  • Window Screens
  • Living Room
  • Dining Room with Fireplace
  • Loft

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Microwave

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Parking

  • 4 Parking Spaces
  • Off-Street Parking

Outdoor Features

  • Outdoor Shower
  • Docks
  • Deck

Schools

  • North Warren Central Elementary School
  • North Warren Central High School

Utilities

  • Window Unit Cooling System
  • Zoned Heating
  • Heating System Uses Propane
  • Heating System Uses Wood
  • Heating System Powered By Leased Propane
  • Baseboard Heating
  • Electric Baseboard Heater
  • 150 Amp Service
  • Tankless Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 29.000 / 1
  • Assessor Parcel Number 522400 86.19-1-29 01

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,463

Year Built

Built in 1985 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Governmental
  • Year Built: 1985
  • Directions: Take exit 25 off the Northway and go west for approximately 5 miles. Make a right onto White Schoolhouse Road. Make a left onto Clarkson Rd (the first Clarkson Rd)and then bear left onto Memory lane. Follow Memory Lane and it leads to #22
  • Above Grade Finished Sq Ft: 1156.0
  • Architectural Style: Cottage
  • Financial Details General Taxes: 2319.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2144.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.76
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: No
  • Water Body Name: Loon Lake
  • Appliances Refrigerators: Yes
  • Flooring:Laminate: Yes
  • Appliances Microwave: Yes
  • Flooring:Vinyl: Yes
  • View:Lake2: Yes
  • Architectural Style:Cottage: Yes
  • View:TreesWoods: Yes
  • Foundation Details:PillarPostPier2: Yes
  • Levels One: Yes
  • Directions Remarks: Agent to Agent Remarks: Septic Note: Septic passed inspection for seasonal use. Sellers have had it pumped every 2 years (2019, 2021 and 2023) like instructed. Asking price of $570k includes credit for new septic should the buyer decide to replace the system. Well Note: Per plumber who winterizes the home -buyer will need to insulate and heat the area where the water pipe comes in if they want to use the home in the winter. Fireplace - owners do not use and have not allowed short term rental guests to use - selling ''as is'' Chimney was repaired when they replaced screws and washers on metal roof. Short term rental income = $1900 a week - seller's have rented it for 7/ 8 weeks during the summer The property has pins marking the property boundaries - see attached plot plan / survey in documents for locations. Voluntary contribution for Clarkson Road Maintenance is $150 a year.
  • Directions Remarks: Public Remarks: Welcome to your serene Adirondack retreat on the shores of Loon Lake, where the call of the loons will greet you. This charming 3-bedroom, 1-bath cottage boasts 37 feet of private lakefront with a dock—perfect for swimming, boating, or simply soaking in the serene views with family and friends. Inside, you'll be embraced by classic Adirondack ambiance, featuring a stunning stone fireplace, a cozy sleeping loft, and spacious gathering areas designed for making lasting memories. The newly renovated country kitchen and updated bathroom offer a seamless blend of rustic charm and modern convenience, while the outdoor shower adds a refreshing touch of lakeside luxury. With insulated walls (R-19) and insulated floors, monitor propane heaters, electric baseboard heating, and a wood-burning fireplace, comfort is ensured year-round. A drilled well provides reliable water, and all furnishings are included—just bring your suitcase. Drive down Memory Lane and begin a new chapter of lakeside living, where every day feels like a getaway.
  • Special Features: None

Interior Features

  • Flooring: Vinyl, Laminate
  • Basement: None
  • Interior Amenities: High Speed Internet, Paddle Fan, Cathedral Ceiling(s), Eat-in Kitchen
  • Appliances: Electric Oven, Microwave, Refrigerator, Tankless Water Heater
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Dining Room
  • Fireplaces: 1
  • Living Area: 1156.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Loft Level: Second
  • Window Features: Screens, Window Treatments, Curtain Rods, Drapes
  • Bathroom Levels Full Bathroom 1: 1st
  • Fireplace: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:Electric Oven: Yes
  • Kitchen Features:Country Kitchen: Yes
  • Attic Features:Hatch: Yes
  • Basement:None15: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Fireplace Features:Dining Room: Yes

Exterior Features

  • Exterior Features: Outdoor Shower, Dock
  • Roof: Metal
  • Construction Type: Drywall, Wood Siding
  • Fencing: None
  • Foundation Details: Pillar/Post/Pier
  • Other Structures: None
  • Patio And Porch Features: Pressure Treated Deck, Deck
  • View: Trees/Woods, Lake
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Property Condition: Updated/Remodeled
  • Construction Materials:Drywall: Yes
  • Construction Materials:Wood Siding: Yes
  • Waterfront Features:Lake Front: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Sloped: Yes
  • Window Features:Curtain Rods: Yes
  • Window Features:Drapes: Yes
  • Lot Features:Road Frontage: Yes
  • Lot Features:Irregular Lot: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Pressure Treated Deck: Yes
  • Window Features:Screens: Yes
  • Waterfront Features:Dock: Yes
  • Exterior Features:Outdoor Shower: Yes
  • Window Features:Window Treatments: Yes

Garage/Parking

  • Parking Features: Off Street, Stone
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Stone2: Yes

Utilities

  • Utilities: Cable Connected
  • Sewer: Septic Tank
  • Cooling: Window Unit(s)
  • Electric: 150 Amp Service
  • Heating: Other, Baseboard, Electric, Propane, Propane Tank Leased, Wood, Zoned
  • Laundry Features: None
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes
  • Heating:Electric: Yes
  • Heating:Propane: Yes
  • Heating:Wood3: Yes
  • Heating:Other46: Yes
  • Heating:Zoned: Yes
  • Heating:Propane Tank Leased: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: North Warren

Lot Info

  • Land Lease: No
  • Lot Features: Road Frontage, Sloped, Views, Wooded, Cul-De-Sac, Irregular Lot
  • Parcel #: 522400 86.19-1-29 01
  • Lot Size Sq Ft: 33105.6

Tax Info

  • Tax Annual Amount: 4463.0
  • Tax Block: 1
  • Tax Lot: 29.000

MLS Schools

  • Elementary School: North Warren Central
  • HighSchool: North Warren Central

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2018
Closed on
Jun 11, 2019
Sold by
Noe James M and Noe Carol P
Bought by
Dunnigan John P and Dunnigan Susan M
Seller's Agent
Carol Monroe
Najer Realty
Buyer's Agent
Carol Monroe
Sellers Choice Realty
List Price
$332,000
Sold Price
$308,500
Premium/Discount to List
-$23,500
-7.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.27%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $308,500 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/10/2025 12/10/25 Sold $570,000 0.0% $493 / Sq Ft
09/21/2025 09/21/25 Pending -- -- --
09/17/2025 09/17/25 For Sale $570,000 +84.8% $493 / Sq Ft
06/13/2019 06/13/19 Sold $308,500 -7.1% $267 / Sq Ft View Prior Sale
04/23/2019 04/23/19 Pending -- -- --
10/30/2018 10/30/18 For Sale $332,000 -- $287 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,415 $415,000 $265,000 $150,000
2023 $3,980 $305,000 $198,800 $106,200
2022 $3,922 $305,000 $198,800 $106,200
2021 $4,090 $305,000 $198,800 $106,200
2020 $4,049 $305,000 $198,800 $106,200
2019 $4,019 $305,000 $198,800 $106,200
2018 $4,019 $305,000 $198,800 $106,200
2017 $4,013 $305,000 $198,800 $106,200
2016 $3,957 $305,000 $198,800 $106,200
2015 -- $305,000 $198,800 $106,200
2014 -- $305,000 $198,800 $106,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202525940

Global MLS

APN: 522400-086-019-0001-029-000-0000