Seller's Agent in 2025
Vickie Soupos
Fulton Grace Realty
(630) 965-6000
1 in this area
107 Total Sales
220 Dexter Ave Elgin, IL 60120
Downtown Elgin Neighborhood
4
Beds
4
Baths
--
Sq Ft
6,098
Sq Ft Lot
Highlights
- 2 Car Detached Garage
- Paved or Partially Paved Lot
- 4-minute walk to Advocate Park
About This Home
As of February 2025Here's an excellent investment property opportunity in the heart of Downtown Elgin, offering several standout features: **Prime Location:** Situated in the vibrant downtown area, this property is highly appealing to renters, thanks to its proximity to amenities, transportation, and potential employment hubs. **Income Growth Potential:** The basement unit offers exciting renovation possibilities. Converting it into a fourth rentable space could significantly boost the property's earning potential. **Recent Upgrades:** Major updates, including a new roof (2021), gutters, chimney rebuild, sewer line, and water heaters (2023), enhance the property's value. These improvements reduce the likelihood of costly repairs and make the property more attractive to tenants and buyers alike. City of Elgin will fix front landscaping and front section of cement driveway come spring. **Future City Enhancements:** Planned city infrastructure upgrades, such as lead pipe replacements, will ensure improved water quality for tenants and enhance the property's long-term desirability. Don't miss this fantastic chance to grow your investment portfolio!
Last Agent to Sell the Property
Fulton Grace Realty License #475125581 Listed on: 01/07/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,967
Year Built
- Built in 1880 | Remodeled in 2021
Lot Details
- 6,098 Sq Ft Lot
- Lot Dimensions are 54 x 127
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Parking Included in Price
Home Design
- Asphalt Roof
- Vinyl Siding
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 4 Bathrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
Schools
- Hillcrest Elementary School
- Kimball Middle School
- Larkin High School
Utilities
- Radiant Heating System
- Lake Michigan Water
Community Details
Overview
- 4 Units
Building Details
- Electric Expense $200
- Fuel Expense $1,500
- Insurance Expense $1,920
- Water Sewer Expense $2,100
- Gross Income $37,500
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 7, 2025
Closed on
Jan 29, 2025
Sold by
220 Dexter Llc
Bought by
Arvizu Maria
Seller's Agent
Vickie Soupos
Fulton Grace Realty
Buyer's Agent
Jesus Perez
Realty of America, LLC
List Price
$309,900
Sold Price
$286,000
Premium/Discount to List
-$23,900
-7.71%
Views
40
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,964
Avg. Annual Appreciation
7.94%
Purchase Details
Listed on
Sep 2, 2020
Closed on
Nov 15, 2020
Sold by
Dominici Jaclyn Marie
Bought by
220 Dexter Llc
Seller's Agent
Holly Connors
@properties Christie's International Real Estate
Buyer's Agent
Georgia Colovos
Fulton Grace Realty
List Price
$284,900
Sold Price
$240,000
Premium/Discount to List
-$44,900
-15.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.21%
Original Mortgage
$216,000
Interest Rate
2.87%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 2, 2020
Closed on
Oct 9, 2020
Sold by
Schulz Thomas D and Umlauf Catherine A
Bought by
Dominici Jaclyn Marie
Seller's Agent
Holly Connors
@properties Christie's International Real Estate
Buyer's Agent
Georgia Colovos
Fulton Grace Realty
List Price
$284,900
Sold Price
$240,000
Premium/Discount to List
-$44,900
-15.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
2.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 29, 2004
Sold by
Umlauf Catherine A
Bought by
Schulz Thomas D and Umlauf Catherine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.63%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Nov 26, 2002
Sold by
Camacho William and Camacho Gladys
Bought by
Umlauf Catherine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
6.01%
Purchase Details
Closed on
Apr 15, 2002
Sold by
Centanni Anthony J and Centanni Shirlee Y
Bought by
Camacho William and Camacho Gladys
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Interest Rate
7.5%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $286,000 | Fidelity National Title | |
| Quit Claim Deed | -- | Mantas John | |
| Warranty Deed | $240,000 | First American Title | |
| Interfamily Deed Transfer | -- | Integrity Title | |
| Warranty Deed | $163,000 | Multiple | |
| Warranty Deed | $140,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $216,000 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $130,000 | Balloon | |
| Previous Owner | $130,000 | No Value Available | |
| Previous Owner | $224,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/10/2025 02/10/25 | Sold | $286,000 | -7.7% | -- |
| 01/16/2025 01/16/25 | Pending | -- | -- | -- |
| 01/07/2025 01/07/25 | For Sale | $309,900 | +29.1% | -- |
| 11/13/2020 11/13/20 | Sold | $240,000 | -15.8% | -- |
| 09/06/2020 09/06/20 | Pending | -- | -- | -- |
| 09/02/2020 09/02/20 | For Sale | $284,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,250 | $90,587 | $13,045 | $77,542 |
| 2023 | $6,976 | $81,838 | $11,785 | $70,053 |
| 2022 | $5,967 | $68,815 | $10,746 | $58,069 |
| 2021 | $5,740 | $64,337 | $10,047 | $54,290 |
| 2020 | $5,602 | $61,419 | $9,591 | $51,828 |
| 2019 | $5,464 | $58,505 | $9,136 | $49,369 |
| 2018 | $5,449 | $55,116 | $8,607 | $46,509 |
| 2017 | $5,359 | $52,105 | $8,137 | $43,968 |
| 2016 | $5,155 | $48,339 | $7,549 | $40,790 |
| 2015 | -- | $44,307 | $6,919 | $37,388 |
| 2014 | -- | $43,760 | $6,834 | $36,926 |
| 2013 | -- | $44,914 | $7,014 | $37,900 |
Source: Public Records
Agents Affiliated with this Home
-
Vickie Soupos
-
Jesus Perez
Buyer's Agent in 2025
Jesus Perez
Realty of America, LLC
(630) 878-9064
2 in this area
435 Total Sales
-
Holly Connors
Seller's Agent in 2020
Holly Connors
@ Properties
(773) 383-2490
1 in this area
819 Total Sales
-
Noel Walton
Seller Co-Listing Agent in 2020
Noel Walton
The McDonald Group
(224) 531-9900
1 in this area
61 Total Sales
-
Georgia Colovos
Buyer's Agent in 2020
Georgia Colovos
Fulton Grace Realty
(630) 965-6000
1 in this area
35 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12266014
APN: 06-13-151-009
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