$221,000
SOLD JUL 7, 2025
3 Beds
3 Baths
1,948 Sq Ft
0.34 Acres

Recently Sold

$113 Per Sq Ft

1% Above List Price

6 Days on Market

Highlights

  • Ranch Style House
  • Wood Flooring
  • 2 Car Attached Garage
  • Swan Valley High School Rated 9+
  • Fenced Yard
  • Patio

About This Home

As of July 2025

Welcome to 220 Elaine! This well-maintained ranch, located in Swan Valley School District, offers you over 1200sft with main floor laundry, 1.5 baths, new flooring, and new appliances. The lower level has an additional 1200 sqft with a family room, new flooring, built-in bar, and a half bath. Don't forget the extra-large lot, fenced in with a spacious patio and firepit for entertaining.

Last Agent to Sell the Property

Jodie Bow

Century 21 Signature Realty License #SBR-6501392486 Listed on: 06/03/2025

Century 21 Signature Realty

Co-Listed By

Lindsey Flynn

Century 21 Signature Realty License #SBR-6501386403

Last Buyer's Agent

Non Mls

Non-Mls License #BCAR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1977

Lot Details

  • 0.34 Acre Lot
  • Lot Dimensions are 116x129
  • Fenced Yard
  • Garden

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Partially Finished Basement
  • Block Basement Construction

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Kutsch Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 28123263114000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,941

Year Built

Built in 1977

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Flood Insurance: Not Required
  • Total Tax Amount: 2941
  • Total Tax Year: 2025
  • Year Built: 1977
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Basement: Yes
  • Basement: Block, Partially Finished
  • Bedrooms: 3
  • Bedroom 1: On Main Floor, Dimensions: 10 x 14
  • Bedroom 1 Floor Covering: Wood
  • Bedroom 2: On Main Floor, Dimensions: 11 x 12
  • Bedroom 2 Floor Covering: Wood
  • Bedroom 3: On Main Floor, Dimensions: 11 x 10
  • Bedroom 3 Floor Covering: Wood
  • Full Bathrooms: 1
  • Total Bathrooms: 3
  • Bathroom 1: On Level: Main, Flooring: Ceramic
  • Dining Room: On Main Floor, Dimensions: 9 x 10
  • Dining Room Floor Covering: Ceramic
  • Family Room: On Lower Floor, Dimensions: 9 x 20
  • Family Room Floor Covering: Vinyl
  • Kitchen: On Main Floor, Dimensions: 9 x 11
  • Kitchen Floor Covering: Ceramic
  • Laundry: On Main Floor
  • Laundry Room Floor Covering: Ceramic
  • Living Room: On Main Floor, Dimensions: 12 x 18
  • Living Room Floor Covering: Wood
  • Below Grade Sq Ft: 1248
  • Finished Below Grade Sq Ft: 700
  • Above Grade Finished Sq Ft: 1248
  • Total Finished Sq Ft: 1948
  • Half Bathrooms: 2

Exterior Features

  • Exterior: Brick, Vinyl Siding
  • Exterior Features: Fenced Yard, Patio, Street Lights, Garden Area
  • Foundation: Basement
  • Frontage: 116
  • Frontage Type: Road

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Lot Info

  • Assessments: 16.78
  • Assessments: Yes
  • Assessor Parcel Number: 28123263114000
  • Lot Dimensions: 116x129
  • Acreage: 0.34
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2024, Amount: $780.00
  • Winter Tax: Year: 2024, Amount: $2,161.00
  • Taxable Value: 73400
  • Total Tax: Year: 2025, Amount: $2,941.00
  • SEV Year: 2025

MLS Schools

  • School District: Swan Valley School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 3, 2025
Closed on
Jul 7, 2025
Sold by
Gray Katherine
Bought by
Frontiera Nicolas and Frontiera Macey
Seller's Agent
Jodie Bow
Century 21 Signature Realty
Buyer's Agent
Non Mls
Non-Mls
List Price
$219,900
Sold Price
$221,000
Premium/Discount to List
$1,100
0.5%
Views
74

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.13%
Original Mortgage
$187,850
Outstanding Balance
$187,533
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$34,698

Purchase Details

Listed on
Oct 16, 2023
Closed on
Nov 10, 2023
Sold by
Muszynski Adam J and Muszynski Melanie C
Bought by
Gray Katherine
Seller's Agent
Emilee Davey
Modern Realty
Buyer's Agent
Jodie Bow
Century 21 Signature Realty
List Price
$190,000
Sold Price
$200,000
Premium/Discount to List
$10,000
5.26%
Views
51

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.20%
Original Mortgage
$194,000
Interest Rate
7.49%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 16, 2023
Closed on
Nov 9, 2023
Sold by
Muszynski Adam J and Muszynski Melanie C
Bought by
Gray Katherine
Seller's Agent
Emilee Davey
Modern Realty
Buyer's Agent
Jodie Bow
Century 21 Signature Realty
List Price
$190,000
Sold Price
$200,000
Premium/Discount to List
$10,000
5.26%
Views
51

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,000
Interest Rate
7.49%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 18, 2011
Closed on
Jul 16, 2012
Sold by
White Bryan J and White Bryan
Bought by
Muszynski Adam J and Richter Melanie C
Seller's Agent
Vicki White
White Realty
Buyer's Agent
Nathon Wilson
Wilson Realty
List Price
$112,900
Sold Price
$98,000
Premium/Discount to List
-$14,900
-13.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.50%
Original Mortgage
$83,500
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 6, 2008
Sold by
Secretary Of Hud 2621593155703
Bought by
White Bryan J

Purchase Details

Closed on
Jun 22, 2007
Sold by
Washington Mutual Bank
Bought by
Secretary Of Hud 2621593155703

Purchase Details

Closed on
Nov 30, 2006
Sold by
Saginaw County Deputy Sheriff
Bought by
Washington Mutual Bank

Purchase Details

Closed on
Sep 26, 2005
Bought by
Esterling Daniel D and Esterling Candice L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $221,000 Saginaw Bay Area Title
Warranty Deed $200,000 Midland Title
Warranty Deed $200,000 Midland Title
Warranty Deed $98,000 First American Title Insuran
Deed $75,000 --
Deed -- --
Deed $124,800 --
Deed $119,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $187,850 New Conventional
Previous Owner $194,000 New Conventional
Previous Owner $194,000 New Conventional
Previous Owner $73,000 New Conventional
Previous Owner $83,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2025 07/07/25 Sold $221,000 +0.5% $113 / Sq Ft
06/09/2025 06/09/25 Pending -- -- --
06/03/2025 06/03/25 For Sale $219,900 +10.0% $113 / Sq Ft
11/09/2023 11/09/23 Sold $200,000 +5.3% $101 / Sq Ft
10/18/2023 10/18/23 Pending -- -- --
10/16/2023 10/16/23 For Sale $190,000 +93.9% $96 / Sq Ft
07/16/2012 07/16/12 Sold $98,000 -13.2% $76 / Sq Ft
06/25/2012 06/25/12 Pending -- -- --
10/18/2011 10/18/11 For Sale $112,900 -- $88 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,177 $82,300 $0 $0
2024 $780 $71,200 $0 $0
2023 $546 $66,900 $0 $0
2022 $2,009 $61,800 $0 $0
2021 $1,761 $54,500 $0 $0
2020 $1,722 $54,100 $0 $0
2019 $1,644 $51,900 $7,100 $44,800
2018 $476 $43,400 $0 $0
2017 $1,618 $48,700 $0 $0
2016 $1,627 $49,000 $0 $0
2014 -- $50,200 $0 $43,100
2013 -- $52,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50176916

Michigan Multiple Listing Service

APN: 28123263114000