NOT LISTED FOR SALE

Estimated Value: $356,000 - $391,550

2 Beds
3 Baths
1,694 Sq Ft
$218/Sq Ft Est. Value

Last Sold August 08, 2023

Last sale price $350,000 $207 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,025/month

2 Days on Market

Highlights

  • Waterfront
  • Open Floorplan
  • Deck
  • Oswego High School Rated A-
  • Community Lake
  • Pond

About This Home

As of August 2023

Move right into this charming & inviting, waterfront home in Seasons Ridge. From the front porch to the back yard pond, this meticulously cared-for home boasts many upgrades greeting you with neutral colors and decor. Features include open floor plan, large living area that can be configured numerous ways for all of your entertaining needs, newly updated bathrooms, kitchen includes gorgeous granite counter tops and ceiling fans are in almost in every room. Main level features master bedroom and ensuite bathroom and large walk-in closet. Second bedroom, full hallway bathroom, laundry room, large pantry and plenty of closets completes the main level. Off of the kitchen is access to a beautiful deck with retractable awning that over looks the beautiful landscaped yard and pond. There is a full basement which is partially finished and has 9ft walls with a large bedroom, closet and built-in shelves and a third full bathroom for a potential in-law arrangement. The remaining lower level is a blank canvas and ready to finish off with a spacious family/game room, bar and/or kitchen. There is also additional storage and a full workshop room and 6 panel doors. The yard is professionally landscaped, has a large storage area under the deck, and several electrical outlets in the yard. There is a 2 car garage with newly sealed driveway. The roof, furnace, and AC are just a few years old and has a whole house fan and humidifier. The home is located in a prime location near shopping, restaurants, schools, and parks. Quick closing is available. Come see this waterfront home today!!

Last Agent to Sell the Property

Victor Crisci

VAC Realty License #471013424 Listed on: 07/06/2023

Last Buyer's Agent

Caitlin Spencer

Baird & Warner License #475158431

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,488

Year Built

  • Built in 1998

Lot Details

  • Lot Dimensions are 50 x 92 x 75 x 102
  • Waterfront
  • Paved or Partially Paved Lot

HOA Fees

  • $75 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,694 Sq Ft Home
  • Open Floorplan
  • Bookcases
  • Ceiling height of 9 feet or more
  • Whole House Fan
  • Ceiling Fan
  • Living Room
  • Family or Dining Combination
  • Home Office
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Gas Oven
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Gas Dryer Hookup

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • 9 Foot Basement Ceiling Height
  • Sump Pump
  • Finished Basement Bathroom
  • Basement Storage
  • Basement Window Egress

Accessible Home Design

  • Doors are 36 inches wide or more

Outdoor Features

  • Pond
  • Deck
  • Exterior Lighting

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater
  • Satellite Dish
  • Cable TV Available

Community Details

  • Association fees include lawn care, snow removal
  • Kathy Association, Phone Number (630) 892-8438
  • Seasons Ridge Subdivision
  • Property managed by Lakeside of Seasons Ridge HOA
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,488

Year Built

Built in 1998

Lot Details

0

HOA Fees

$75 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Seasons Ridge
  • Year Built: 1998
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Disposal, Gas Oven
  • Basement: Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Below Grade Finished Sq Ft: 500
  • Interior Amenities: Hardwood Floors, First Floor Laundry, Walk-In Closet(s), Bookcases, Ceilings - 9 Foot, Open Floorplan, Some Carpeting, Dining Combo, Granite Counters, Pantry
  • LivingArea: 1694
  • Other Equipment: Humidifier, TV-Cable, TV-Dish, CO Detectors, Ceiling Fan(s), Fan-Whole House, Sump Pump, Water Heater-Gas
  • Room Type: Office
  • Estimated Total Finished Sq Ft: 2194
  • Assessed Sq Ft: 1694
  • Basement Description: Partially Finished,Egress Window,9 ft + pour,Storage Space
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Total Sq Ft: 1694
  • Basement Sq Ft: 1694
  • Total Sq Ft: 3388
  • Unfinished Basement Sq Ft: 1194
  • Upper Level Sq Ft: 1694
  • Door Features: 36" Minimum Entry Door
  • Flooring: Carpet
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 349900
  • Lot Features: Pond(s), Water View, Outdoor Lighting, Views, Sidewalks, Streetlights, Waterfront
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Aluminum Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Electric
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 75
  • Association Fee Frequency: Monthly
  • Community Features: Lake, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Lakeside of Seasons Ridge HOA
  • Management Contact Name: Kathy
  • Management Phone: 630-892-8438
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Lawn Care, Snow Removal

Schools

  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 50 X 92 X 75 X 102
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7488.1
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 6, 2023
Closed on
Aug 3, 2023
Sold by
Croddy David E and Croddy Debra A
Bought by
Mitchell Frederick Stewart and Mitchell Dorothy A
Seller's Agent
Victor Crisci
VAC Realty
Buyer's Agent
Caitlin Spencer
Baird & Warner
List Price
$349,900
Sold Price
$350,000
Premium/Discount to List
$100
0.03%
Views
76
Current Estimated Value
$369,388

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,388
Avg. Annual Appreciation
2.58%
Original Mortgage
$264,000
Outstanding Balance
$258,569
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$110,819

Purchase Details

Closed on
Oct 30, 2007
Sold by
Croddy David E and Ross Debra A
Bought by
Croddy David E and Croddy Debra A

Purchase Details

Closed on
Sep 15, 2006
Sold by
Croddy Cynthia L and Croddy David E
Bought by
Croddy David E and Ross Debra A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 7, 2006
Sold by
Croddy Cynthia L
Bought by
Croddy Cynthia L and Croddy David E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 30, 1998
Sold by
Lakeside Joint Venture
Bought by
Croddy Tommie J and Croddy Cynthia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
6.74%

Purchase Details

Closed on
Feb 1, 1996
Bought by
Lakeside Joint Venture
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mitchell Frederick Stewart $350,000 None Listed On Document
Croddy David E -- None Available
Croddy David E $100,000 None Available
Croddy Cynthia L -- None Available
Croddy Tommie J $172,000 First American Title Ins Co
Lakeside Joint Venture $566,200 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mitchell Frederick Stewart $264,000
Previous Owner Croddy David E $162,550
Previous Owner Croddy David E $140,000
Previous Owner Croddy Cynthia L $76,500
Previous Owner Croddy Tommie J $144,000
Closed Lakeside Joint Venture --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2023 08/08/23 Sold $350,000 0.0% $207 / Sq Ft
07/09/2023 07/09/23 Pending -- -- --
07/06/2023 07/06/23 For Sale $349,900 -- $207 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $98,822 $22,618 $76,204
2023 $0 $88,234 $20,195 $68,039
2022 $7,488 $86,504 $19,799 $66,705
2021 $7,215 $80,845 $18,504 $62,341
2020 $7,074 $78,490 $17,965 $60,525
2019 $7,300 $79,726 $17,965 $61,761
2018 $6,486 $69,309 $15,618 $53,691
2017 $6,434 $66,643 $15,017 $51,626
2016 $6,166 $63,169 $14,234 $48,935
2015 $6,074 $59,593 $13,428 $46,165
2014 -- $57,857 $13,037 $44,820
2013 -- $58,442 $13,169 $45,273
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11824406

Midwest Real Estate Data (MRED)

APN: 03-04-205-016