Seller's Agent in 2026
Ankoma Hose
eXp Realty of Southern California, Inc.
(858) 210-2061
16 Total Sales
220 Hass Ln Fallbrook, CA 92028
Fallbrook Area
4
Beds
3
Baths
2,209
Sq Ft
3,238
Sq Ft Lot
Highlights
- Spa
- Open Floorplan
- Main Floor Bedroom
- Solar Power System
- Mountain View
- Modern Architecture
About This Home
As of August 2026Assume a 3.5% FHA Loan — Subject to Lender Approval and Buyer Qualification
Built in 2022 and thoughtfully maintained, this modern home in Fallbrook's Citro community delivers one of the most significant buying opportunities in the region: the chance to assume an existing FHA mortgage at just 3.5% interest — a financing advantage that could mean hundreds of dollars in monthly savings compared to current market rates. The open-concept main level flows seamlessly between the kitchen, dining, and living areas, designed for everyday comfort and easy entertaining alike, while a downstairs bedroom and full bath provide exceptional flexibility — perfect for guests, a home office, or multi-generational living arrangements. Upstairs, a spacious loft creates a natural second living space, whether you envision a media room, a dedicated remote-work setup, or additional family room, and the primary suite offers a well-appointed ensuite bath and generous walk-in closet. The fully owned solar system — owned, not leased — delivers meaningful, ongoing savings on monthly electricity costs and protection against rising utility rates, adding long-term value and lowering total cost of ownership from day one. The location is a standout: with direct access to I-15 and Highway 76, destinations throughout the region are all within reach — including Camp Pendleton, North County San Diego, Temecula, Riverside, and Oceanside — while Fallbrook's peaceful, small-town atmosphere awaits when you return home, and the Citro community's position just off the 15/76 interchange makes it one of the most conveniently located communities in the area. Beyond the home itself, Citro's resort-style amenities include 14 miles of maintained trails, playgrounds, parks, bocce ball, a clubhouse, a pool, BBQ areas, dog parks, and a working avocado and citrus grove that residents enjoy throughout the year. Assumable 3.5% FHA financing. Owned solar. Flexible floor plan. Prime North County location. Resort-level amenities — this home checks every box.
Loan assumption subject to lender approval and buyer qualification. Equal Housing Opportunity.
Last Agent to Sell the Property
eXp Realty of Southern California, Inc. Brokerage Phone: 8582102061 License #02015992 Listed on: 03/23/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 2022
Lot Details
- 3,238 Sq Ft Lot
- Vinyl Fence
- Back Yard
HOA Fees
- $267 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
Home Design
- Modern Architecture
- Entry on the 1st floor
- Turnkey
- Planned Development
Interior Spaces
- 2,209 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- ENERGY STAR Qualified Windows
- Sliding Doors
- Living Room
- Loft
- Vinyl Flooring
- Mountain Views
- Laundry on upper level
Kitchen
- Eat-In Kitchen
- Dishwasher
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- Walk-In Closet
- 3 Full Bathrooms
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Eco-Friendly Details
- Energy-Efficient Appliances
- Energy-Efficient HVAC
- Energy-Efficient Thermostat
- Solar Power System
Outdoor Features
- Spa
- Exterior Lighting
Schools
- Fallbrook High School
Utilities
- Central Heating and Cooling System
- 220 Volts in Garage
- Natural Gas Connected
- Tankless Water Heater
Listing and Financial Details
- Tax Lot 71
- Tax Tract Number 57161
- Assessor Parcel Number 1085231500
- $4,529 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Castello At Citro Association, Phone Number (900) 428-5588
- Fallbrook Subdivision
- Maintained Community
- Mountainous Community
Amenities
- Community Barbecue Grill
- Picnic Area
- Laundry Facilities
Recreation
- Bocce Ball Court
- Community Pool
- Community Spa
- Hiking Trails
- Bike Trail
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 1, 2026
Sold by
Sarah Onesy and Laura Onesy
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$676,014
Interest Rate
6.55%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 21, 2022
Sold by
Pardee Homes and Tri Pointe Homes Ie-Sd Inc
Bought by
Onesy Sarah and Onesy Laura
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$676,014
Interest Rate
3.5%
Mortgage Type
FHA
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $688,500 | Fidelity National Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $676,014 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/14/2026 08/14/26 | Sold | $785,000 | +0.6% | $355 / Sq Ft |
| 05/23/2026 05/23/26 | Pending | -- | -- | -- |
| 04/23/2026 04/23/26 | Price Changed | $780,000 | -0.6% | $353 / Sq Ft |
| 04/06/2026 04/06/26 | Price Changed | $785,000 | -1.8% | $355 / Sq Ft |
| 03/23/2026 03/23/26 | For Sale | $799,000 | -- | $362 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $12,169 | $745,232 | $324,727 | $420,505 |
| 2025 | $12,169 | $730,620 | $318,360 | $412,260 |
| 2024 | $11,848 | $708,000 | $308,000 | $400,000 |
| 2023 | $10,889 | $626,000 | $272,000 | $354,000 |
| 2022 | $7,795 | $336,568 | $62,568 | $274,000 |
| 2021 | -- | -- |
Source: Public Records
Agents Affiliated with this Home
-
Ankoma Hose
-
Whitney Mortazavi
WM
Buyer's Agent in 2026
Whitney Mortazavi
Onyx Homes
7 Total Sales
-
Shirin Lieberman
Buyer Co-Listing Agent in 2026
Shirin Lieberman
Onyx Homes
(951) 445-4200
39 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SW26021865
APN: 108-523-15
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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