$465,000
SOLD AUG 21, 2025

220 Sarah Ct Waterloo, IL 62298

5 Beds
3 Baths
3,028 Sq Ft
0.56 Acres

Recently Sold

$154 Per Sq Ft

1 Day on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • Sun or Florida Room
  • Rogers Elementary School Rated A-
  • 1.5-Story Property
  • No HOA

About This Home

As of August 2025

Welcome to your Custom Dream Home on a Cul-de-Sac with Walk-Out Basement, Four-Season Room & Gorgeous Views! This meticulously maintained, immaculate, 5-bedroom, 3-bath, custom-built home by TAP Builders in desirable Rose Meadows Phase 1 subdivision has 4 walk-in closets! No HOA! Located on a quiet cul-de-sac with no rear neighbors-- just open farm fields and breathtaking sunsets. The 9 ft walk-out basement features a second kitchen, ideal for entertaining or multi-generational living. This home offers 1,923 sq ft on the main level, 1,105 finished sq ft in the basement, and an 840 sq ft 3-car heated garage (24 ft deep) with a 30 Amp camper plug-in. Recent updates include: new roof (2023), new flooring (2020), two 50-gallon water heaters (1 replaced in 2024), quartz countertops, updated kitchen and master bath (2021), tinted rear windows with new screens, whole-house water softener, and a reinforced storm shelter in the basement. Enjoy outdoor living on the covered patio with ceiling fans, and benefit from mature trees, and both main-floor and basement laundry hookups. Carpets professionally cleaned 7/15/25. Extremely clean, modern, and move-in ready! Schedule your showing today! In the event that multiple offers are received, all offers will be reviewed on Tuesday, 7/22/25. Contract expiration 7/22/25 @ 8:00 PM. Seller reserves the right to accept offer at any time. SQFT & INFO deemed accurate but not guaranteed. Buyer or Buyer's Agent to verify all information.

Last Agent to Sell the Property

Kevin Barbier

Barbier Agency License #471000816 Listed on: 07/20/2025

Last Buyer's Agent

Brooke Mitchell

Keller Williams Pinnacle License #475184593

Keller Williams Pinnacle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,170

Year Built

  • Built in 2006

Lot Details

  • 0.56 Acre Lot
  • Cul-De-Sac

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • 1.5-Story Property
  • Brick Veneer
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Ceiling Fan
  • Family Room
  • Living Room
  • Formal Dining Room
  • Sun or Florida Room
  • Storage Room
  • Laundry on lower level
  • Basement
  • 9 Foot Basement Ceiling Height

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 07-12-317-010-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,170

Year Built

Built in 2006

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Lower Level, Main Level
  • ResoLotFeatures: Cul-De-Sac
  • Lot Size Acres: 0.56
  • Co List Office Phone: 618-406-4993
  • MLS Status: Closed
  • Subdivision Name: Rose Mdws Ph 01
  • Above Grade Finished Sq Ft: 1923
  • Architectural Style: Ranch
  • Carport Y N: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Reso Structure Type: House
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1923.00
  • PreviousStatus: Active Under Contract
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 1105.00
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 9 ft + Pour
  • Interior Amenities: Ceiling Fan(s), High Ceilings, Separate Dining, Storage, Vaulted Ceiling(s), Walk-In Closet(s)
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1105
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 2
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Roof: Architectural Shingle
  • Waterfront: No
  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer, Vinyl Siding
  • Other Structures: None
  • Patio And Porch Features: Covered, Deck, Patio

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Concrete, Driveway

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: .56 Acres +/-
  • Parcel Number: 07-12-317-010-000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 6170

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2025
Closed on
Aug 21, 2025
Sold by
Stipes Bruce E and Stipes Jo-Anne K
Bought by
Deh Trust
Seller's Agent
Kevin Barbier
Barbier Agency
Buyer's Agent
Brooke Mitchell
Keller Williams Pinnacle
List Price
$465,000
Sold Price
$465,000
Views
78
Current Estimated Value
$467,252

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,252
Avg. Annual Appreciation
1.19%
Original Mortgage
$340,000
Outstanding Balance
$339,441
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$127,811
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed $465,000 Community Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $340,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/21/2025 08/21/25 Sold $465,000 0.0% $154 / Sq Ft
07/20/2025 07/20/25 For Sale $465,000 -- $154 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,014 $124,503 $17,943 $106,560
2023 -- $104,270 $16,430 $87,840
2022 $6,073 $101,300 $16,590 $84,710
2021 $5,710 $93,670 $14,070 $79,600
2020 $5,605 $89,870 $14,070 $75,800
2019 $5,549 $88,060 $14,070 $73,990
2018 $5,272 $81,660 $13,900 $67,760
2017 $5,117 $83,130 $14,150 $68,980
2016 $0 $81,660 $13,900 $67,760
2015 $5,020 $81,660 $13,900 $67,760
2014 $4,831 $81,660 $13,900 $67,760
2012 -- $81,660 $16,330 $65,330
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: MARIS MLS

MLS Number: MIS25049639

MARIS MLS

APN: 07-12-317-010-000