$175,000
SOLD AUG 7, 2017

22013 Torrence Chapel Rd Cornelius, NC 28031

2 Beds
1 Bath
1,028 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$170 Per Sq Ft

8% Below List Price

Highlights

  • Community Lake
  • Private Lot
  • Fireplace
  • Bailey Middle School Rated A-
  • Ranch Style House
  • Shed

About This Home

As of March 2025

ADORABLE RANCH HOME with DEEDED LAKE ACCESS, BOAT LAUNCH AND PARKING. This quaint home is nestled on a PRIVATE lot on Torrance Chapel Rd. Spacious kitchen area opens up into Family Room with easy access to the front and back yard. 1 FULL BATH - 2 BEDROOMS ~ ONE RM is large enough to sleep 4-5 people~ perfect for a weekend retreat! RELAX or ENTERTAIN family/friends on the LARGE FRONT PORCH or by the COZY back yard! GREAT LOCATION!

Last Agent to Sell the Property

Melissa Chambers

EXP Realty LLC Mooresville License #136461 Listed on: 07/25/2017

EXP Realty LLC Mooresville

Last Buyer's Agent

Non Member

Canopy Administration

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1977

Lot Details

  • Private Lot
  • Level Lot
  • Many Trees

HOA Fees

  • $6 Monthly HOA Fees

Home Design

  • Ranch Style House

Interior Spaces

  • 1 Full Bathroom
  • Fireplace
  • Insulated Windows
  • Laminate Flooring
  • Crawl Space
  • Pull Down Stairs to Attic

Outdoor Features

  • Shed

Community Details

  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 001-292-06

Home Details

Home Type

Single Family

Year Built

Built in 1977

Lot Details

0

HOA Fees

$6 per month

Listing Details

  • Property Type: Single Family
  • Property Sub Type: 1 Story
  • Architectural Style: Ranch
  • Construction Status: Complete
  • Ratio Close Price By List Price: 0.92105
  • Ratio Close Price By Original Li: 0.92105
  • Ratio Current Price By Acre: 760869.57
  • Ratio Current Price By Sq Ft: 170.23
  • Year Built: 1977
  • Special Features: None
  • Stories: 1

Interior Features

  • Foundation Details: Crawl Space
  • Full Bathrooms: 1
  • Total Bathrooms: 1.00
  • Total Bedrooms: 2
  • Doors and Windows: Insulated Windows
  • Equipment: Ceiling Fan(s), Electric Range, Electric Oven
  • Fireplace Description: FAMILYRM
  • Fireplace: Yes
  • Flooring: Laminate Wood
  • Interior Amenities: Attic Stairs Pulldown
  • Laundry Location: Main
  • Room Count: 1
  • Main Level Sq Ft: 1028
  • Total Sq Ft: 1028

Exterior Features

  • Construction: Hardboard Siding
  • Construction Type: Site Built
  • Exterior Features: Shed(s)
  • Publically Maintained Road: Yes

Garage/Parking

  • Driveway: Concrete
  • Parking: Carport - 1 Car, Driveway

Utilities

  • Heating: Central Air, Heat Pump - Heat
  • Sewer: Septic Tank
  • Water: Community Well
  • Water Heater: Natural Gas

Condo/Co-op/Association

  • Community Features: Boat Ramp, Lake
  • Association Fee: 75.00
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory

Schools

  • Elementary School: Cornelius
  • Middle School: Bailey
  • High School: William Amos Hough

Lot Info

  • Lot Dimension: 70x143x70x143
  • Lot Features: Level, Private, Trees
  • Lot Size Area: 0.230
  • Parcel Number: 001-292-06
  • Plat Reference Section Pages: 215
  • Zoning: Residential
  • Zoning Specification: GR

Tax Info

  • Tax Value: 105800.00
  • Tax Location: Cornelius

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 5, 2025
Closed on
Mar 27, 2025
Sold by
Ritchey Jean and Schaible Spencer Sterling
Bought by
Smith Elicia and Elmalem Ryan D
Seller's Agent
JoAnna Dougan
NextHome Serene Living
Buyer's Agent
Skip Shean
Better Homes and Gardens Real Estate Paracle
List Price
$409,780
Sold Price
$395,000
Premium/Discount to List
-$14,780
-3.61%
Views
48
Current Estimated Value
$392,297

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,703
Avg. Annual Appreciation
-0.05%
Original Mortgage
$327,850
Outstanding Balance
$326,456
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$68,457

Purchase Details

Closed on
Apr 20, 2018
Sold by
Ellis Scott R and Ellis Charity E
Bought by
Ritchey Jean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,200
Interest Rate
4.37%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Jul 25, 2017
Closed on
Aug 2, 2017
Sold by
Rasmussen Susan S
Bought by
Ellis Scott R and Ellis Charity E
Seller's Agent
Melissa Chambers
EXP Realty LLC Mooresville
Buyer's Agent
Non Member
Canopy Administration
List Price
$190,000
Sold Price
$175,000
Premium/Discount to List
-$15,000
-7.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.57%

Purchase Details

Closed on
Aug 28, 2003
Sold by
Hartley Timothy David
Bought by
Rasmussen Susan S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 25, 1999
Sold by
Leonard Jane C
Bought by
Hartley Timothy David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,400
Interest Rate
5.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $395,000 Statewide Title
Warranty Deed $218,000 Statewide Title
Warranty Deed $175,000 None Available
Warranty Deed $100,000 --
Warranty Deed $85,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $327,850 New Conventional
Previous Owner $281,300 New Conventional
Previous Owner $28,000 Credit Line Revolving
Previous Owner $196,200 Adjustable Rate Mortgage/ARM
Previous Owner $67,000 New Conventional
Previous Owner $102,000 Fannie Mae Freddie Mac
Previous Owner $80,000 Purchase Money Mortgage
Previous Owner $76,400 Adjustable Rate Mortgage/ARM
Closed $20,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2025 03/28/25 Sold $395,000 -3.6% $392 / Sq Ft
02/05/2025 02/05/25 For Sale $409,780 +134.2% $407 / Sq Ft
08/07/2017 08/07/17 Sold $175,000 -7.9% $170 / Sq Ft
07/25/2017 07/25/17 Pending -- -- --
07/25/2017 07/25/17 For Sale $190,000 -- $185 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,169 $323,000 $160,000 $163,000
2023 $2,169 $323,000 $160,000 $163,000
2022 $1,744 $200,800 $75,000 $125,800
2021 $1,724 $200,800 $75,000 $125,800
2020 $1,724 $200,800 $75,000 $125,800
2019 $1,718 $200,800 $75,000 $125,800
2018 $1,168 $105,800 $60,000 $45,800
2017 $1,157 $105,800 $60,000 $45,800
2016 $1,153 $105,800 $60,000 $45,800
2015 -- $105,800 $60,000 $45,800
2014 $1,132 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3304287

Canopy MLS (Canopy Realtor® Association)

APN: 001-292-06