NOT LISTED FOR SALE

2207 Spencer Ave Chattanooga, TN 37421

Hickory Valley Neighborhood

Estimated Value: $266,684 - $329,000

3 Beds
2 Baths
1,533 Sq Ft
$190/Sq Ft Est. Value

Sale Details

Date Sold: August 4, 2025

Last sale price $300,000 $196 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,645 / mo

12 Days on Market

Highlights

  • 0.31 Acre Lot
  • No HOA
  • Central Heating and Cooling System
  • Wood Flooring
  • Porch
  • 2 Car Garage

About This Home

As of August 2025

This beautifully updated ranch-style home sits on a flat, easy-to-maintain lot and offers a host of modern upgrades, including a brand-new primary bathroom, a fully renovated kitchen, and a new HVAC system with updated ductwork. Stunning hardwood floors run throughout the home, paired with elegant granite countertops. A versatile flex space provides endless options—it can be used as a fourth bedroom, home office, dining room, art studio, or whatever suits your lifestyle. Outside, you'll find a detached garage with ample storage space. Conveniently located close to shopping, grocery stores, and everyday amenities, this home is truly a must-see!

Last Agent to Sell the Property

Jannis Sams

Crye-Leike - Cleveland Brokerage Phone: 4235032945 License #257313 Listed on: 06/16/2025

Crye-Leike - Cleveland

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,513

Year Built

  • Built in 1957

Lot Details

  • 13,504 Sq Ft Lot
  • Lot Dimensions are 94.8x146.6
  • Level Lot

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 1,533 Sq Ft Home
  • Property has 3 Levels
  • Wood Flooring
  • Crawl Space
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Additional Features

  • Porch
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Riggins Subdivision

Listing and Financial Details

  • Assessor Parcel Number 148C D 007

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,513

Year Built

Built in 1957

Lot Details

0.31 Acres

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1957
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Refrigerator
  • Flooring: Wood
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Has Basement: Crawl Space
  • Building Area Units: Square Feet
  • Living Area: 1533
  • Living Area Units: Square Feet

Exterior Features

  • Patio And Porch Features: Porch
  • Pool Private: No
  • Roof: Shingle
  • Topography: Level
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.31
  • Lot Size: 94.8X146.6
  • Lot Size Units: Acres
  • Parcel #: 148C D 007
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1513

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2025
Closed on
Aug 4, 2025
Sold by
Bought by
Seller's Agent
Jannis Sams
Crye-Leike - Cleveland
List Price
$295,000
Sold Price
$300,000
Premium/Discount to List
$5,000
1.69%
Views
143
Current Estimated Value
$291,421

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,579
Avg. Annual Appreciation
-3.48%
Original Mortgage
$294,566
Outstanding Balance
$292,767
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
-$1,346

Purchase Details

Closed on
Feb 27, 2025
Sold by
Bought by

Purchase Details

Closed on
Dec 27, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
8.8%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$300,000 Foothills Title
$131,000 Key Title
$75,000 Choo Choo Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $294,566
Previous Owner $75,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/04/2025 08/04/25 Sold $300,000 +1.7% $196 / Sq Ft
06/28/2025 06/28/25 Pending -- -- --
06/16/2025 06/16/25 For Sale $295,000 -- $192 / Sq Ft
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $862 $56,900 $0 $0
2024 $755 $33,725 $0 $0
2023 $755 $33,725 $0 $0
2022 $755 $33,725 $0 $0
2021 $755 $33,725 $0 $0
2020 $754 $27,275 $0 $0
2019 $754 $27,275 $0 $0
2018 $748 $27,275 $0 $0
2017 $754 $27,275 $0 $0
2016 $691 $0 $0 $0
2015 $1,384 $25,000 $0 $0
2014 $1,384 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jannis Sams

    Seller's Agent in 2025

    Jannis Sams

    Crye-Leike - Cleveland

    (423) 503-2945

    1 in this area

    310 Total Sales

    Jannis Sams
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Map

Source: Realtracs

MLS Number: 3140556

Realtracs

APN: 148C-D-007

Tennessee Hamilton County Chattanooga 37421 Hickory Valley

2207 Spencer Ave, Chattanooga, TN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Realtracs All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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