$364,900
$15K PRICE INCREASE

2209 Gainsboro Ave Davis, IL 61019

Lake Summerset Neighborhood

Estimated payment $2,541/month

Total Views 7,248
4 Beds
3 Baths
2,796 Sq Ft
$131 Price per Sq Ft

Highlights

  • Gated Community
  • Countryside Views
  • Vaulted Ceiling
  • Durand Elementary School Rated A-
  • Wooded Lot
  • Ranch Style House

About This Home

Split bedroom configuration in a finely updated three bedroom ranch home with two walkout level sleeping spaces in the Lake Summerset community / Durand Schools. Updates include roof 2021, stove & microwave, 2025; all baths updated 2025. Walk out level has excellent set up for potential in-law suite. Full new bath here too. Located against the exterior south fence of Lake Summerset with 1 vacant lot to the east and 3 vacant lots to the west providing significant privacy . Absolutely move in ready. Primary suite has two closets, soaker tub and walk in shower. Tall heated three car garage with vertical space for practicing your golf swing. Professionally landscaped walkway gardens front and rear. Garden shed stays. Gas fireplace keeps the chill off. Electric Dog Fence stays. Gutter guards for easy care goes with the overall low maintenance required theme of the home.

Listing Agent

Don Morgan

Morgan Realty, Inc. License #471013558 Listed on: 10/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,373

Year Built

  • Built in 1998

Lot Details

  • 0.35 Acre Lot
  • Wooded Lot

HOA Fees

  • $92 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Shingle Roof
  • Siding

Interior Spaces

  • Vaulted Ceiling
  • Skylights
  • Gas Fireplace
  • Window Treatments
  • Great Room
  • Countryside Views

Kitchen

  • Stove
  • Gas Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Parking

  • 3 Car Garage
  • Driveway

Outdoor Features

  • Covered Patio or Porch
  • Storage Shed

Schools

  • Durand Elementary School
  • Durand Jr High Middle School
  • Durand High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

Overview

  • Association fees include pool access, water access, clubhouse

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,373

Year Built

Built in 1998

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Interior Amenities: Ceiling Fan(s), Ceiling-Vaults/Cathedral, Countertop-Solid Surface, Walk-In Closet, Window Treatments, Ceiling Fan Remote(s)
  • Road Frontage: City/Town
  • Type: Gated Community, Wooded, Country View
  • Electric: Circuit Breaker
  • Appliances That Stay or Are Included: Dishwasher, Microwave, Refrigerator, Stove/Cooktop, Washer
  • Class: HOUSE
  • Estimated Below Grade Finished Sq Ft: 1287
  • Fee Includes: Pool Access, Water Access, Clubhouse
  • General Features: Basement Entrance, County Taxes, Great Room, Laundry 1st Floor, L.L. Finished Space, Main Floor Primary, Partial Exposure, Skylight(s), Patio-Brick Paver, Porch Covered, Storage Shed, Split Bedroom Floor Plan
  • Hoa Fee Frequency: Yearly
  • Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 2209
  • Lot Acreage: 0.35
  • Lvt Date: 10/15/2025
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Stove Range Fuel: Gas
  • Style: Ranch
  • Type: House
  • Agent Only_ L A1 User Code: 8498
  • Egress: Yes
  • Elementary School: Durand Elementary
  • Estimated Total Finished Sq Ft: 2796
  • Garage Type Driveway: Asphalt, Attached
  • Hold Earnest Money Y N: No
  • Pertinent Facts: Split bedroom configuration in a finely updated three bedroom ranch home with two walkout level sleeping spaces in the Lake Summerset community / Durand Schools. Updates include roof 2021, stove & microwave, 2025; all baths updated 2025. Walk out level has excellent set up for potential in-law suite. Full new bath here too. Located against the exterior south fence of Lake Summerset with 1 vacant lot to the east and 3 vacant lots to the west providing significant privacy . Absolutely move in ready. Primary suite has two closets, soaker tub and walk in shower. Tall heated three car garage with vertical space for practicing your golf swing. Professionally landscaped walkway gardens front and rear. Garden shed stays. Gas fireplace keeps the chill off. Electric Dog Fence stays. Gutter guards for easy care goes with the overall low maintenance required theme of the home.
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 1509
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 4
  • Basement Type: Full
  • Master Bedroom: Dimensions: 20x13, On Level: Main
  • Fireplace Type: Gas
  • Basement: Basement Entrance, Finished, Partial Exposure
  • Bedroom 2: Dimensions: 14.5x11, On Level: Main
  • Bedroom 3: Dimensions: 14x11, On Level: Main
  • Bedroom 4: Dimensions: 16x11, On Level: Walk Out
  • Dining Room: Yes, On Level: Main, Dimensions: 14x10
  • Family Room: Yes, On Level: Walk Out, Dimensions: 40.5x13.5
  • Fireplace: Yes
  • Full Bathrooms: 3
  • Kitchen: Dimensions: 13x10, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 16x14
  • Recreation Room: Yes, On Level: Walk Out, Dimensions: 10.2x9
  • Total Bathrooms: 3
  • Basement: Yes

Exterior Features

  • Exterior: Siding
  • Roof: Shingle

Garage/Parking

  • Garage: 3

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Condo/Co-op/Association

  • HOA Fees: 1099

Building Info

  • Year Built: 1998

Tax Info

  • Year: 2024
  • Taxes: 6373

MLS Schools

  • HighSchool: Durand High
  • School District: Durand 322
  • Middle School: Durand Jr High

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,373 $83,635 $2,281 $81,354
2023 $4,340 $53,565 $1,955 $51,610
2022 $3,927 $47,318 $1,744 $45,574
2021 $4,067 $43,571 $1,606 $41,965
2020 $4,052 $41,923 $1,545 $40,378
2019 $3,998 $40,861 $1,506 $39,355
2018 $4,222 $39,226 $1,446 $37,780
2017 $4,080 $38,457 $1,418 $37,039
2016 $4,334 $38,457 $1,418 $37,039
2015 $4,337 $38,457 $1,418 $37,039
2014 $4,285 $38,457 $1,418 $37,039
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/16/2025 10/16/25 Price Changed $364,900 +4.3% $131 / Sq Ft
10/15/2025 10/15/25 For Sale $350,000 +48.4% $125 / Sq Ft
07/21/2023 07/21/23 Sold $235,900 +2.6% $157 / Sq Ft View Prior Sale
05/19/2023 05/19/23 Pending -- -- --
05/14/2023 05/14/23 For Sale $229,900 -- $153 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $236,000 Chicago Title
Warranty Deed $236,000 Chicago Title
Deed $145,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,000 New Conventional
Closed $196,000 New Conventional
Source: Public Records

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202506417

NorthWest Illinois Alliance of REALTORS®

APN: 05-07-151-017

Illinois Winnebago County Davis 61019 Lake Summerset

2209 Gainsboro Ave, Davis, IL

For Sale

Detached

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Don Morgan
Listing Agent
Don Morgan
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Morgan Realty, Inc.
(779) 252-7559