221 Chatto Loop Murphy, NC 28906
Murphy AreaEstimated payment $1,603/month
Highlights
- Deck
- 1 Fireplace
- Solid Surface Countertops
- Wooded Lot
- Furnished
- Covered Patio or Porch
About This Home
Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected and has since had the connection capped off. Sellers make no representation about fireplace functionality.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $737
Year Built
- Built in 1994
Lot Details
- 32,234 Sq Ft Lot
- Wire Fence
- Lot Has A Rolling Slope
- Wooded Lot
- Property is zoned N/A
HOA Fees
- $29 Monthly HOA Fees
Home Design
- Block Foundation
- Composition Roof
- Wood Siding
- Cedar
Interior Spaces
- 988 Sq Ft Home
- 1-Story Property
- Furnished
- Ceiling Fan
- Skylights
- 1 Fireplace
- Blinds
- Combination Dining and Living Room
- Attic Fan
Kitchen
- Gas Oven
- Gas Range
- Built-In Microwave
- Dishwasher
- Solid Surface Countertops
Flooring
- Laminate
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Partial Basement
- Exterior Basement Entry
Parking
- No Garage
- Circular Driveway
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Ranger Elementary School
- Hiwassee Dam Middle School
- Hiwassee Dam High School
Utilities
- Whole House Fan
- Heat Pump System
- Shared Well
- Electric Water Heater
- Fiber Optics Available
Community Details
- Indian Rock Springs HOA
- Indian Rock Springs Subdivision
- Maintained Community
Listing and Financial Details
- Assessor Parcel Number 453100611635000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $737 | $93,130 | $0 | $0 |
| 2024 | $703 | $93,130 | $0 | $0 |
| 2023 | $693 | $93,130 | $0 | $0 |
| 2022 | $693 | $93,130 | $0 | $0 |
| 2021 | $591 | $93,130 | $6,650 | $86,480 |
| 2020 | $554 | $93,130 | $0 | $0 |
| 2019 | $610 | $92,280 | $0 | $0 |
| 2018 | $610 | $92,280 | $0 | $0 |
| 2017 | $610 | $92,280 | $0 | $0 |
| 2016 | $610 | $92,280 | $0 | $0 |
| 2015 | $610 | $92,280 | $24,420 | $67,860 |
| 2012 | -- | $92,280 | $24,420 | $67,860 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/29/2026 07/29/26 | For Sale | $285,000 | +3.6% | $288 / Sq Ft | |
| 09/09/2025 09/09/25 | Sold | $275,000 | 0.0% | $279 / Sq Ft | View Prior Sale |
| 09/09/2025 09/09/25 | Sold | $275,000 | -4.2% | $278 / Sq Ft | View Prior Sale |
| 08/10/2025 08/10/25 | Pending | -- | -- | -- | |
| 08/08/2025 08/08/25 | Pending | -- | -- | -- | |
| 07/08/2025 07/08/25 | Price Changed | $287,000 | -3.4% | $290 / Sq Ft | |
| 07/07/2025 07/07/25 | For Sale | $297,000 | +3.5% | $301 / Sq Ft | |
| 07/07/2025 07/07/25 | For Sale | $287,000 | +2.5% | $291 / Sq Ft | |
| 04/28/2025 04/28/25 | Sold | $280,000 | -0.9% | -- | View Prior Sale |
| 04/09/2025 04/09/25 | Pending | -- | -- | -- | |
| 04/07/2025 04/07/25 | Price Changed | $282,500 | -5.8% | -- | |
| 03/03/2025 03/03/25 | For Sale | $299,900 | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,000 | None Listed On Document | |
| Warranty Deed | $280,000 | None Listed On Document | |
| Warranty Deed | $124,000 | -- | |
| Warranty Deed | $124,000 | -- | |
| Warranty Deed | $124,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $206,250 | New Conventional | |
| Previous Owner | $134,800 | Credit Line Revolving |
Source: Hive MLS
MLS Number: 100592236
APN: 4531-00-61-1635-000
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Ask me questions while you tour the home.