$285,000

221 Chatto Loop Murphy, NC 28906

Murphy Area

Estimated payment $1,660/month

Total Views 245
2 Beds
2 Baths
988 Sq Ft
$288 Price per Sq Ft

Highlights

  • Deck
  • Furnished
  • Covered Patio or Porch
  • Wooded Lot
  • Solid Surface Countertops
  • Circular Driveway

About This Home

Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected and has since had the connection capped off. Sellers make no representation about fireplace functionality.

Listing Agent

Shelly Rewis

Re/Max Elite Realty License #268040 Listed on: 07/29/2026

Re/Max Elite Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $737

Year Built

  • Built in 1994

Lot Details

  • 32,234 Sq Ft Lot
  • Wire Fence
  • Lot Has A Rolling Slope
  • Wooded Lot
  • Property is zoned N/A

HOA Fees

  • $29 Monthly HOA Fees

Home Design

  • Block Foundation
  • Composition Roof
  • Wood Siding
  • Cedar

Interior Spaces

  • 988 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Ceiling Fan
  • Skylights
  • Fireplace
  • Blinds
  • Living Room
  • Dining Room
  • Attic Fan

Kitchen

  • Gas Oven
  • Gas Range
  • Built-In Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Laminate
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Exterior Basement Entry

Parking

  • No Garage
  • Circular Driveway

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Ranger Elementary School
  • Hiwassee Dam Middle School
  • Hiwassee Dam High School

Utilities

  • Whole House Fan
  • Heat Pump System
  • Shared Well
  • Electric Water Heater
  • Fiber Optics Available

Community Details

  • Indian Rock Springs HOA
  • Indian Rock Springs Subdivision
  • Maintained Community

Listing and Financial Details

  • Assessor Parcel Number 453100611635000

Home Details

Home Type

Single Family

Est. Annual Taxes

$737

Year Built

Built in 1994

Lot Details

0.74 Acres

HOA Fees

$29 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1994
  • Property Sub Type: Single Family Residence
  • View: None
  • Appliances: Gas Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Gas Range
  • Original List Price: 285000.00
  • Unit Levels: One
  • Living Area: 988.00
  • Is New Construction?: No
  • Island Or Mainland: Mainland
  • Prospect Exempt Y N: No
  • Remarks And Showing Info Recording Device Y N: Yes
  • Remarks Written By Agent Y N: No
  • List Price Per Sqft: 288.46
  • Special Features: None

Interior Features

  • Basement: Exterior Entry, Partial, Unfinished
  • Flooring: LVT/LVP, Laminate, Ceramic Tile
  • Interior Amenities: Walk-in Closet(s), Solid Surface, Ceiling Fan(s), Furnished, Blinds/Shades, Walk-In Closet(s), Whole House Fan
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Entry Level: 1
  • Total Bedrooms: 4
  • Room Types: Living Room, Dining Area, Dining Room, Laundry, Master Bedroom, Bedroom 2
  • Stories: 1
  • Window Features: Skylight(s)
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 2.00
  • Attic Features: See Remarks
  • Living Area Range: 800 - 999

Exterior Features

  • Exterior Finish: Wood Siding, Cedar
  • Fencing: Wire, Partial
  • Roof: Composition
  • Road Frontage Type: See Remarks
  • Pool Features: None
  • Road Frontage Type: Gravel
  • Waterfront Features: None
  • Waterfront?: No
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Porch

Garage/Parking

  • Has Attached Garage?: No
  • Has Attached Garage?: No
  • Parking Features: Circular Driveway, Gravel, Asphalt, No Garage

Utilities

  • Utilities: Fiber Optic
  • Water Heater: Electric
  • Heating System Fuel Source: Electric
  • Trash Collection: Other
  • Water Source: Shared Well
  • Cooling: Attic Fan, Whole House Fan, Heat Pump
  • Has Cooling?: Yes
  • Heating: Heat Pump, Electric
  • Heating Yn: Yes
  • Sewer Provider: Septic Tank
  • Fuel Tank Owned Or Leased: Leased
  • Electric Provider: Blue Ridge Mountain EMC
  • Fuel Vendor Contact Name And Contact: Amerigas
  • Internet Service Providers: Blue Ridge Mountain
  • Fuel Tank Above Or Below Ground: Above Ground
  • Fuel Tank Fuel Type: Propane
  • Fuel Tank In Use: Yes
  • Fuel Type Lessor Name And Contact: Amerigas 828-837-8787

Condo/Co-op/Association

  • Association Amenities: Maintenance Common Areas, Maintenance Roads, Short Term Rental
  • Association Fees: 350.00
  • Association Fee Frequency: Annually
  • Association Name: Indian Rock Springs HOA
  • Association Phone#: 904-923-52
  • Has H O A?: Yes

Schools

  • Elementary School: Ranger
  • High School: Hiwassee Dam
  • Middle Or Junior School: Hiwassee Dam

Lot Info

  • Deed Book: 1785
  • Deed Page: 852.00
  • Zoning: N/A
  • Lot Features: Wooded, Rolling Slope
  • Lot Size Acres: 0.74
  • Lot Size: IRR
  • Lot Size Sq Ft: 32234.00
  • Parcel#: 453100611635000
  • Permitted Use: Public

Green Features

  • Green Building Verification Type: None

Tax Info

  • Tax Year: 2025
  • Tax Book Number: N/A
  • Tax Map Number: N/A
  • Tax Other Assessment Amount Frequency: 0
  • Tax Amount: 736.91

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $737 $93,130 $0 $0
2024 $703 $93,130 $0 $0
2023 $693 $93,130 $0 $0
2022 $693 $93,130 $0 $0
2021 $591 $93,130 $6,650 $86,480
2020 $554 $93,130 $0 $0
2019 $610 $92,280 $0 $0
2018 $610 $92,280 $0 $0
2017 $610 $92,280 $0 $0
2016 $610 $92,280 $0 $0
2015 $610 $92,280 $24,420 $67,860
2012 -- $92,280 $24,420 $67,860
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/29/2026 07/29/26 For Sale $285,000 +3.6% $288 / Sq Ft
09/09/2025 09/09/25 Sold $275,000 0.0% $279 / Sq Ft View Prior Sale
09/09/2025 09/09/25 Sold $275,000 -4.2% $278 / Sq Ft View Prior Sale
08/10/2025 08/10/25 Pending -- -- --
08/08/2025 08/08/25 Pending -- -- --
07/08/2025 07/08/25 Price Changed $287,000 -3.4% $290 / Sq Ft
07/07/2025 07/07/25 For Sale $297,000 +3.5% $301 / Sq Ft
07/07/2025 07/07/25 For Sale $287,000 +2.5% $291 / Sq Ft
04/28/2025 04/28/25 Sold $280,000 -0.9% -- View Prior Sale
04/09/2025 04/09/25 Pending -- -- --
04/07/2025 04/07/25 Price Changed $282,500 -5.8% --
03/03/2025 03/03/25 For Sale $299,900 -- --
Source: Hive MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $275,000 None Listed On Document
Warranty Deed $280,000 None Listed On Document
Warranty Deed $124,000 --
Warranty Deed $124,000 --
Warranty Deed $124,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $206,250 New Conventional
Previous Owner $134,800 Credit Line Revolving
Source: Public Records

Source: Hive MLS

MLS Number: 100592236

Hive MLS

APN: 4531-00-61-1635-000

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