$275,000
SOLD SEP 9, 2025

221 Chatto Loop Murphy, NC 28906

2 Beds
2 Baths
988 Sq Ft
0.73 Acres Lot

Sale Details

Date Sold: September 9, 2025

$278 Per Sq Ft

7% Below List Price

31 Days on Market

Highlights

  • View of Trees or Woods
  • 1 Fireplace
  • Covered Patio or Porch
  • Deck
  • Furnished
  • Tile Flooring

About This Home

As of September 2025

Tucked away just minutes from downtown Murphy, this charming two bedroom, two bath cabin is a true gem that's move-in ready! Everything about this property invites comfort and mountain living, from the open layout to its multiple outdoor spaces that include firepit areas perfect for cozy evenings. The kitchen impresses with granite countertops and upgraded stainless appliances, including a gas range, making it a great space for both casual and gourmet cooking. A wood burning stove adds warmth and rustic charm, with the option to convert back to a vented fireplace if desired. The cabin offers a new roof, replaced in 2024 and a newer HVAC replaced in 2020. Step outside and you'll find a large, covered private porch that wraps around to an open deck overlooking the lower yard. The crawl space is outfitted with workbenches - a perfect setup for anyone who enjoys DIY. This immaculate cabin combines functionality with mountain charm, and it's ready for its next chapter.

Last Agent to Sell the Property

Kelley Richardson

BHHS Georgia Properties - Ellijay Brokerage Phone: 7064413786 License #417921 Listed on: 07/07/2025

BHHS Georgia Properties - Ellijay

Last Buyer's Agent

Non NON-MLS MEMBER

NON-MLS OFFICE License #0

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1994

Lot Details

  • 31,799 Sq Ft Lot
  • Fenced
  • Garden

Home Design

  • Frame Construction
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 988 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • 1 Fireplace
  • Tile Flooring
  • Views of Woods
  • Crawl Space
  • Range
  • Laundry on main level

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Parking

  • Driveway
  • Open Parking

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Septic Tank

Community Details

  • Property has a Home Owners Association
  • Indian Rock Springs Subdivision

Listing and Financial Details

  • Assessor Parcel Number 453100611635000

Home Details

Home Type

Single Family

Year Built

Built in 1994

Lot Details

0.73 Acres

Listing Details

  • Prop. Type: Residential
  • Year Built: 1994
  • Property Sub Type: Residential
  • Road Frontage Type: Road
  • Lot Size Acres: 0.73
  • Road Surface Type: Gravel, Paved
  • Subdivision Name: Indian Rock Springs
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Refrigerator, Range
  • Has Basement: Crawl Space
  • Furnished: Furnished
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Vented, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile, Laminate, Luxury Vinyl
  • Interior Amenities: Ceiling Fan(s), Sheetrock
  • Living Area: 988
  • Master Bedroom Master Bedroom Level: Main

Exterior Features

  • Roof: Shingle
  • View: Trees/Woods
  • Fencing: Fenced
  • Topography: Sloping
  • View: Yes
  • Waterfront: No
  • Construction Type: Frame, Cedar, Wood Siding
  • Exterior Features: Garden, Fire Pit
  • Patio And Porch Features: Deck, Covered
  • Property Condition: Resale

Garage/Parking

  • Open Parking: Yes
  • Parking Features: Driveway, Gravel, Asphalt

Utilities

  • Cooling: Central Air, Electric, Heat Pump
  • Heating: Central, Heat Pump
  • Sewer: Septic Tank
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Shared Well, See Remarks

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 350
  • Association: Yes

Schools

  • Junior High Dist: Murphy

Lot Info

  • Lot Size Sq Ft: 31798.8
  • Parcel #: 453100611635000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Sep 8, 2025
Sold by
Middleton Michael William and Lynn Karon
Bought by
Heppenstall Christopher and Heppenstall Nicole
Seller's Agent
Kelley Richardson
BHHS Georgia Properties - Ellijay
Buyer's Agent
Non NON-MLS MEMBER
NON-MLS OFFICE
List Price
$297,000
Sold Price
$275,000
Premium/Discount to List
-$22,000
-7.41%
Views
73
Current Estimated Value
$269,420

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,580
Avg. Annual Appreciation
-5.34%
Original Mortgage
$206,250
Outstanding Balance
$206,250
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$59,693

Purchase Details

Listed on
Mar 3, 2025
Closed on
Apr 23, 2025
Sold by
Wellington Stephanie and Wellington Norman Leon
Bought by
Middleton Michael William and Middleton Lynn Karon
Seller's Agent
Janet Simony
Mountain Realty
Buyer's Agent
Wendy Henson
EXIT Realty Mountain View Properties
List Price
$299,900
Sold Price
$280,000
Premium/Discount to List
-$19,900
-6.64%
Views
80

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.75%

Purchase Details

Closed on
Nov 14, 2005
Sold by
Corporative Relocation Services
Bought by
Wellington Norman L and Wellington Stephanie A

Purchase Details

Closed on
Oct 25, 2005
Sold by
Deal Joshua A and Deal Nicole M
Bought by
Corporate Relocation Services A Virginia
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $275,000 None Listed On Document
Warranty Deed $275,000 None Listed On Document
Warranty Deed $280,000 None Listed On Document
Warranty Deed $124,000 --
Warranty Deed $124,000 --
Warranty Deed $124,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $206,250 New Conventional
Closed $206,250 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/09/2025 09/09/25 Sold $275,000 0.0% -- View Prior Sale
09/09/2025 09/09/25 Sold $275,000 -4.2% $278 / Sq Ft
08/08/2025 08/08/25 Pending -- -- --
08/08/2025 08/08/25 Pending -- -- --
07/08/2025 07/08/25 Price Changed $287,000 -3.4% $290 / Sq Ft
07/07/2025 07/07/25 For Sale $297,000 +8.0% $301 / Sq Ft
07/07/2025 07/07/25 For Sale $275,000 -1.8% --
04/28/2025 04/28/25 Sold $280,000 -0.9% -- View Prior Sale
04/09/2025 04/09/25 Pending -- -- --
04/07/2025 04/07/25 Price Changed $282,500 -5.8% --
03/03/2025 03/03/25 For Sale $299,900 -- --
Source: Northeast Georgia Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $737 $93,130 $0 $0
2024 $703 $93,130 $0 $0
2023 $693 $93,130 $0 $0
2022 $693 $93,130 $0 $0
2021 $591 $93,130 $6,650 $86,480
2020 $554 $93,130 $0 $0
2019 $610 $92,280 $0 $0
2018 $610 $92,280 $0 $0
2017 $610 $92,280 $0 $0
2016 $610 $92,280 $0 $0
2015 $610 $92,280 $24,420 $67,860
2012 -- $92,280 $24,420 $67,860
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Georgia Board of REALTORS®

MLS Number: 417070

Northeast Georgia Board of REALTORS®

APN: 4531-00-61-1635-000

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