Seller's Agent in 2025
Amy Dever
RE/MAX
(859) 801-1550
2 in this area
22 Total Sales
221 Covington Ave Covington, KY 41011
Downtown Covington Neighborhood
3
Beds
1.5
Baths
1,954
Sq Ft
2,075
Sq Ft Lot
Highlights
- City View
- High Ceiling
- No HOA
- Property is near public transit
- Private Yard
- 5-minute walk to George Steinford Park
About This Home
As of May 2025Nestled on a storybook cobblestone street, this charming historic gem is just one block from the future Covington Riverfront Development and 2-minute walk to Main Strasse Village, Paycor Stadium, and Great American Ballpark just across the bridge.
Perfect as a rental or your own urban retreat, this home blends timeless character with modern upgrades, including NEW flooring, Spacious eat-in kitchen, First-floor laundry, Private fenced rear patio, Newer HVAC, hot water heater, Nest thermostat, Custom window with wood shutter, Oversized master closets.
No HOA, no hassle. Need parking? A private resident-only lot on Covington Avenue is available for just $50/month.
Whether you're an investor, dreamer, or weekend ballgame enthusiast, this home is your golden ticket to Covington living with a modern edge.
Last Agent to Sell the Property
RE/MAX Victory + Affiliates License #216956 Listed on: 10/14/2024
Home Details
Home Type
- Single Family
Lot Details
- 2,075 Sq Ft Lot
- Fenced
- Private Yard
- Historic Home
Parking
- On-Street Parking
Home Design
- Stone Foundation
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,954 Sq Ft Home
- 3-Story Property
- High Ceiling
- Ceiling Fan
- Chandelier
- Vinyl Clad Windows
- Insulated Windows
- Living Room
- Formal Dining Room
- City Views
- Storage In Attic
Kitchen
- Eat-In Kitchen
- Gas Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Laminate Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Patio
- Exterior Lighting
Location
- Property is near public transit
Schools
- Glenn O. Swing Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Window Unit Cooling System
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
- John & Russells Subdivision
Listing and Financial Details
- Assessor Parcel Number 054-21-08-006.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 14, 2024
Closed on
May 30, 2025
Sold by
Dever Melinda K
Bought by
Morris Sean and Morris Rebecca
Seller's Agent
Amy Dever
RE/MAX Victory + Affiliates
Buyer's Agent
Robert Johns
Transaction Alliance LLC
List Price
$299,000
Sold Price
$275,000
Premium/Discount to List
-$24,000
-8.03%
Views
304
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,538
Avg. Annual Appreciation
19.84%
Original Mortgage
$275,000
Outstanding Balance
$273,576
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$32,962
Purchase Details
Closed on
Oct 30, 2024
Sold by
Dever Melinda K and Dever Whitney B
Bought by
Dever Melinda K
Purchase Details
Closed on
Jun 28, 2016
Sold by
Heinrich Joshua T and Heinrich Krista
Bought by
Farmwald Paul A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,875
Interest Rate
3.66%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 30, 2010
Sold by
Nuck Barbara A and Mcavoy Drew C
Bought by
Heinrich Joshua T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,188
Interest Rate
4.75%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,000 | 360 American Title | |
| Warranty Deed | $275,000 | 360 American Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $172,500 | Stewart Title Company | |
| Warranty Deed | $100,000 | Lawyers Title Cincinnati Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $275,000 | VA | |
| Closed | $275,000 | VA | |
| Previous Owner | $163,875 | New Conventional | |
| Previous Owner | $98,188 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/30/2025 05/30/25 | Sold | $275,000 | -1.4% | $141 / Sq Ft | |
| 05/01/2025 05/01/25 | Pending | -- | -- | -- | |
| 04/25/2025 04/25/25 | Price Changed | $279,000 | -3.5% | $143 / Sq Ft | |
| 04/01/2025 04/01/25 | Price Changed | $289,000 | -3.3% | $148 / Sq Ft | |
| 03/12/2025 03/12/25 | For Sale | $299,000 | 0.0% | $153 / Sq Ft | |
| 03/03/2025 03/03/25 | For Sale | $299,000 | 0.0% | $153 / Sq Ft | |
| 03/02/2025 03/02/25 | Pending | -- | -- | -- | |
| 02/17/2025 02/17/25 | Price Changed | $299,000 | -8.0% | $153 / Sq Ft | |
| 01/28/2025 01/28/25 | Price Changed | $325,000 | -3.0% | $166 / Sq Ft | |
| 01/10/2025 01/10/25 | For Sale | $335,000 | +21.8% | $171 / Sq Ft | |
| 01/09/2025 01/09/25 | Off Market | $275,000 | -- | -- | |
| 12/27/2024 12/27/24 | For Sale | $335,000 | 0.0% | $171 / Sq Ft | |
| 11/12/2024 11/12/24 | Pending | -- | -- | -- | |
| 11/11/2024 11/11/24 | For Sale | $335,000 | 0.0% | $171 / Sq Ft | |
| 10/26/2024 10/26/24 | Pending | -- | -- | -- | |
| 10/21/2024 10/21/24 | Price Changed | $335,000 | -11.6% | $171 / Sq Ft | |
| 10/14/2024 10/14/24 | For Sale | $379,000 | +39.1% | $194 / Sq Ft | |
| 07/01/2022 07/01/22 | Sold | $272,500 | -0.9% | $139 / Sq Ft | View Prior Sale |
| 05/28/2022 05/28/22 | Pending | -- | -- | -- | |
| 05/26/2022 05/26/22 | Price Changed | $275,000 | -8.3% | $141 / Sq Ft | |
| 05/21/2022 05/21/22 | For Sale | $300,000 | -- | $154 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,611 | $272,500 | $15,000 | $257,500 |
| 2024 | $3,583 | $272,500 | $15,000 | $257,500 |
| 2023 | $3,630 | $272,500 | $15,000 | $257,500 |
| 2022 | $2,586 | $194,000 | $15,000 | $179,000 |
| 2021 | $2,654 | $172,500 | $15,000 | $157,500 |
| 2020 | $2,640 | $172,500 | $15,000 | $157,500 |
| 2019 | $2,670 | $172,500 | $15,000 | $157,500 |
| 2018 | $2,726 | $172,500 | $15,000 | $157,500 |
| 2017 | $2,766 | $172,500 | $10,000 | $162,500 |
| 2015 | $2,000 | $100,000 | $10,000 | $90,000 |
| 2014 | $1,938 | $100,000 | $10,000 | $90,000 |
Source: Public Records
Agents Affiliated with this Home
-
Amy Dever
-
Robert Johns
Buyer's Agent in 2025
Robert Johns
Transaction Alliance LLC
(859) 916-9188
2 in this area
7 Total Sales
-
Jason Arnold
Seller's Agent in 2022
Jason Arnold
eXp Realty, LLC
(859) 801-8345
2 in this area
28 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 627286
APN: 054-21-08-006.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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