$265,000
SOLD OCT 31, 2024

2217 Windmill Point Rd White Stone, VA 22578

2 Beds
1 Bath
1,135 Sq Ft
1.03 Acres

Recently Sold

$233 Per Sq Ft

7% Below List Price

17 Days on Market

Highlights

  • Cape Cod Architecture
  • Glass Enclosed
  • Shed
  • Wood Flooring
  • Cooling Available
  • Heat Pump System

About This Home

As of October 2024

Situated on a peninsula bounded by Antipoison Creek to the North, the Rappahannock River to the south, and the Chesapeake Bay to the East, this early Virginia coastal hamlet, Palmer, was a waterman’s community. The stretch of sweet, unpretentious cottages along Windmill Point Road capture the breezes from the Bay and catch glimpses of the River; plus, they are not in the flood plain. This cute cottage is on about a quarter-acre site, with an additional three-quarter-acre site included. This delightful home provides a one-floor design with everything you need at your fingertips. The comfortable living room opens to a bright sunroom, which may be opened as a summer porch. The cheerful dining room is ideal for gatherings. The galley kitchen is efficient with early country cabinetry, adding a nostalgic ambiance. The mudroom/laundry equipped with a washer and dryer is an ideal catchall for river life. The two bedrooms share a jack-and-jill bath. Enjoy the convenience of the nearby variety store, restaurants, gourmet deli, farm cooperative, and eclectic gift shops. Take a leisurely stroll or bike ride on the country roads, enjoy award-winning golf courses, and discover bird sanctuaries and nature preserves. This property provides an excellent location for full-time living or an investment opportunity, promising a bright future. Whether you’re looking to move in permanently or simply seeking a vacation home, this charming property is sure to impress.

Last Agent to Sell the Property

Emily Carter

Jim & Pat Carter Real Estate License #0225024367 Listed on: 08/20/2024

Co-Listed By

Emily Donofrio

Jim & Pat Carter Real Estate License #0225246749

Last Buyer's Agent

Jennifer Miller

Isabell K. Horsley Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $419

Year Built

  • Built in 1946

Lot Details

  • 1.03 Acre Lot
  • Zoning described as R1

Home Design

  • Cape Cod Architecture
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,135 Sq Ft Home
  • 1-Story Property
  • Crawl Space

Kitchen

  • Electric Cooktop
  • Stove

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • Carport
  • Off-Street Parking

Outdoor Features

  • Glass Enclosed
  • Shed
  • Outbuilding

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Shared Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 39-36

Home Details

Home Type

Single Family

Est. Annual Taxes

$419

Year Built

Built in 1946

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1946
  • Property Attached Yn: No
  • Lot Size Acres: 1.03
  • Co List Office Mls Id: cbra.151
  • Co List Office Phone: (804) 436-4949
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Cape Cod
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Carpet, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Electric Cooking, Electric Water Heater, Refrigerator, Stove, Washer
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Bedroom on Main Level
  • Living Area: 1135.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Pool Features: None
  • Waterfront: No
  • Disclosures: Disclosure on File
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Out Building(s)
  • Other Structures: Shed(s), Outbuilding
  • Patio And Porch Features: Glass Enclosed
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Carport, Off Street

Utilities

  • Heating: Electric
  • Cooling: Electric, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 39-36
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 418.95

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2024
Closed on
Oct 25, 2024
Sold by
Rice Martha H
Bought by
Zveare Eric and Zveare Janet
Seller's Agent
Emily Carter
Jim & Pat Carter Real Estate
Buyer's Agent
Jennifer Miller
Isabell K. Horsley Real Estate
List Price
$285,000
Sold Price
$265,000
Premium/Discount to List
-$20,000
-7.02%
Total Days on Market
17
Views
113
Current Estimated Value
$274,455

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,455
Avg. Annual Appreciation
6.28%
Original Mortgage
$192,000
Outstanding Balance
$191,051
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$84,323
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $265,000 Lawyers Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $192,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/31/2024 10/31/24 Sold $265,000 -7.0% $233 / Sq Ft
09/06/2024 09/06/24 Pending -- -- --
08/20/2024 08/20/24 For Sale $285,000 -- $251 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $641 $116,500 $14,000 $102,500
2023 $419 $66,500 $11,000 $55,500
2022 $419 $66,500 $11,000 $55,500
2021 $419 $66,500 $11,000 $55,500
2020 $419 $66,500 $11,000 $55,500
2019 $419 $66,500 $11,000 $55,500
2018 $480 $81,300 $15,000 $66,300
2017 $480 $81,300 $15,000 $66,300
2016 -- $81,300 $15,000 $66,300
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2421185

Chesapeake Bay & Rivers Association of REALTORS®

APN: 39-36