$428,000
SOLD JUL 18, 2025

22189 SW Neptune Blvd Dunnellon, FL 34431

4 Beds
3 Baths
2,607 Sq Ft
1.98 Acres

Recently Sold

$164 Per Sq Ft

14% Below List Price

32 Days on Market

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Family Room with Fireplace
  • 1.98 Acre Lot
  • Fruit Trees
  • Traditional Architecture

About This Home

As of July 2025

***MOTIVATED SELLER*** Welcome to this beautifully maintained 4-bedroom, 3-bathroom home situated on nearly 2 fully fenced acres in the heart of Dunnellon. With nearly 3,000 square feet of living space and an open floor plan, this home offers both functionality and comfort for modern living.
A highlight of the property is the private entrance in-law suite, perfect for extended family, guests, or potential rental income. The home is ADA compliant throughout, making it accessible and convenient for all.
Thoughtfully equipped with upgrades for peace of mind, including hurricane panels, a Guardian whole-home generator with automatic transfer switch, on-demand water heater, and a Carrier AC unit.
Solar panels energize the majority of the home, dramatically reducing energy costs. The average electric bill is around $60/month, and in some months, the electric company owes the seller credit—a fantastic bonus for energy efficiency. A new roof installed in 2024 adds even more value and long-term reliability.
Cozy up by the wood-burning fireplace or enjoy the outdoors surrounded by a variety of fruit trees, with plenty of space to garden, entertain, or simply relax in privacy.
Just add a fresh coat of paint and move right in—this well-cared-for home is ready for your personal touch and immediate enjoyment. It’s the perfect blend of country tranquility and modern convenience with room to grow.

Last Agent to Sell the Property

Tiffany Spencer

COOKIE KING REAL ESTATE, INC Brokerage Phone: 352-528-5010 License #3406109 Listed on: 05/16/2025

Co-Listed By

NANCY BOWMAN

COOKIE KING REAL ESTATE, INC Brokerage Phone: 352-528-5010 License #380456

Last Buyer's Agent

Roberta Gainer

PREMIER SOTHEBYS INTL REALTY License #3516750

PREMIER SOTHEBYS INTL REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $384

Year Built

  • Built in 2008

Lot Details

  • 1.98 Acre Lot
  • Lot Dimensions are 135x320
  • South Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Sloped Lot
  • Cleared Lot
  • Fruit Trees
  • Property is zoned R1

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,607 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Window Treatments
  • French Doors
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Inside Utility
  • Laundry Room
  • Views of Woods
  • Fire and Smoke Detector

Kitchen

  • Range
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Accessible Home Design

  • Visitor Bathroom
  • Accessible Kitchen
  • Accessible Hallway
  • Accessible Washer and Dryer
  • Accessibility Features
  • Accessible Entrance

Eco-Friendly Details

  • Energy-Efficient Construction
  • Energy-Efficient HVAC

Outdoor Features

  • Covered Patio or Porch
  • Shed
  • Private Mailbox

Location

  • Property is near a golf course

Schools

  • Romeo Elementary School
  • Dunnellon Middle School
  • Dunnellon High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • 1 Water Well
  • High-Efficiency Water Heater
  • 1 Septic Tank

Community Details

  • No Home Owners Association
  • Rainbow Lakes Estate Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$384

Year Built

Built in 2008

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Construction Materials: Stucco
  • Fireplace: Yes
  • Living Area: 2607
  • Lot Size Acres: 1.98
  • New Construction: No
  • Year Built: 2008
  • Accessibility Features: Accessible Entrance, Visitor Bathroom, Accessible Hallway(s), Accessible Kitchen, Accessible Central Living Area, Accessible Washer/Dryer
  • Building Area Total: 2607
  • Lot Size Sq Ft: 86249
  • Status: Sold
  • Street Direction: SW
  • Co List Office Mls Id: MFR271501237
  • Co List Office Phone: 352-528-5010
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 242.20
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 164.17
  • Total Acreage: 1 to less than 2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_DockYN: 0
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,Private Entrance
  • Attribution Contact: 352-528-5010
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room
  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Accessibility Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater, Range
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Additional Rooms: Family Room,Inside Utility,Interior In-Law Suite w/Private Entry
  • Living Area Meters: 242.20

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s)
  • Exterior Features: French Doors, Private Mailbox, Storage
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Septic Tank
  • Water Source: Private, Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Romeo Elementary School
  • High School: Dunnellon High School
  • Middle Or Junior School: Dunnellon Middle School

Lot Info

  • Zoning: R1
  • Parcel Number: 1806-005-034
  • Additional Parcels: No
  • Lot Features: Cleared, In County, Near Golf Course, Oversized Lot, Sloped, Paved
  • Lot Dimensions: 135x320
  • Flood Zone Code: X

Green Features

  • Efficiency: Construction, HVAC, Water Heater

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 383.91
  • Tax Block: 5
  • Tax Book Number: F-147RAINBOW
  • Tax Lot: 34

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2025
Closed on
Jul 17, 2025
Sold by
Smith Esther C
Bought by
Day Zachary John and Cameron Marissah D
Seller's Agent
Tiffany Spencer
COOKIE KING REAL ESTATE, INC
Buyer's Agent
Roberta Gainer
PREMIER SOTHEBYS INTL REALTY
List Price
$500,000
Sold Price
$428,000
Premium/Discount to List
-$72,000
-14.4%
Views
65
Current Estimated Value
$433,561

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,561
Avg. Annual Appreciation
3.12%
Original Mortgage
$342,400
Outstanding Balance
$341,820
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$91,741

Purchase Details

Closed on
Dec 30, 2023
Sold by
Smith Wade and Smith Esther
Bought by
Smith Esther

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$361,000
Interest Rate
7.22%
Mortgage Type
VA

Purchase Details

Closed on
Jun 4, 2007
Sold by
Shady Oaks Llc
Bought by
Smith Wade and Smith Esther

Purchase Details

Closed on
Aug 3, 2005
Sold by
Hainisch Richard K and Hainisch Laura M
Bought by
Shady Oaks Llc

Purchase Details

Closed on
Jun 16, 2005
Sold by
Hainisch Richard K and Hainisch Laura M
Bought by
Shady Oaks Llc

Purchase Details

Closed on
Aug 23, 2002
Sold by
Bender Mark P
Bought by
Hainisch Richard K and Hainisch Laura M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $428,000 None Listed On Document
Warranty Deed $428,000 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Warranty Deed $13,400 Attorney
Warranty Deed -- --
Warranty Deed -- --
Warranty Deed $3,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $342,400 New Conventional
Closed $342,400 New Conventional
Previous Owner $361,000 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/18/2025 07/18/25 Sold $428,000 -8.0% $164 / Sq Ft
06/17/2025 06/17/25 Pending -- -- --
06/07/2025 06/07/25 Price Changed $465,000 -7.0% $178 / Sq Ft
05/16/2025 05/16/25 For Sale $500,000 -- $192 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $384 $173,609 -- --
2023 $384 $168,552 $0 $0
2022 $167 $163,643 $0 $0
2021 $167 $157,346 $0 $0
2020 $167 $155,174 $0 $0
2019 $167 $151,685 $0 $0
2018 $167 $148,857 $0 $0
2017 $167 $145,795 $0 $0
2016 $167 $142,796 $0 $0
2015 $167 $141,803 $0 $0
2014 $167 $140,678 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: OM701495

Stellar MLS

APN: 1806-005-034