$155,000
SOLD MAR 2, 2026

222 Cedar Bluff Ridge Rd Monticello, KY 42633

2 Beds
1 Bath
500 Sq Ft
0.5 Acres Lot

Sale Details

Date Sold: March 2, 2026

$310 Per Sq Ft

9% Below List Price

5 Days on Market

Highlights

  • Lake View
  • Secluded Lot
  • No HOA
  • Waterfront
  • Wood Flooring
  • Cooling Available

About This Home

As of March 2026

Welcome to your next turnkey investment on beautiful Lake Cumberland! This charming 2-bedroom, 1-bath cabin sits on a private lot with seasonal lake views and comes fully furnished — hot tub, fire pit, outdoor seating, décor, appliances, and stylish interiors all included. With a spacious deck, new beds, and thoughtful updates throughout, it's truly ready to impress guests from day one. Currently operating as a successful short-term rental, the property grossed $22,000 last year with virtually no dedicated marketing, dynamic pricing, or optimization — plus frequent personal owner use. This presents tremendous upside for any investor ready to elevate the listing, improve visibility, and maximize occupancy. Located just 15 minutes from Conley Bottom Marina, Burnside Marina, and Somerset's amenities, the cabin offers year-round appeal for travelers seeking boating, fishing, hiking, or a quiet, cozy retreat in nature.

Last Agent to Sell the Property

Colton Flynn

Keller Williams Commonwealth - Somerset License #284615 Listed on: 01/16/2026

Keller Williams Commonwealth - Somerset

Last Buyer's Agent

Colton Flynn

Keller Williams Commonwealth - Somerset License #284615 Listed on: 01/16/2026

Keller Williams Commonwealth - Somerset

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1985

Lot Details

  • 21,780 Sq Ft Lot
  • Waterfront
  • Secluded Lot
  • Many Trees

Property Views

  • Lake
  • Woods

Home Design

  • Cabin
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 500 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Flooring
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Fire Pit

Schools

  • Bell Elementary School
  • Wayne Co Middle School
  • Wayne Co High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number MM-03-110.00ETC

Home Details

Home Type

Single Family

Year Built

Built in 1985

Lot Details

0.5 Acres

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Cabin
  • Structure Type: House
  • Year Built: 1985
  • Above Grade Finished Sq Ft: 500.0
  • Levels: One
  • New Construction: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Microwave, Refrigerator, Washer, Oven
  • Interior Amenities: Ceiling Fan(s)
  • Flooring: Hardwood, Wood
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 2
  • Fireplace: No
  • LivingArea: 500.0
  • Lot Size Area: 0.5

Exterior Features

  • Exterior Features: Fire Pit
  • Roof: Metal
  • Construction Materials: Wood Siding
  • Foundation Details: Pillar/Post/Pier
  • Horse: No
  • List Price: 170000.0
  • Lot Features: Secluded, Many Trees
  • Pool Private: No
  • View: Trees/Woods, Lake
  • View YN: Yes
  • Water Body Name: Lake Cumberland
  • Waterfront: Yes

Garage/Parking

  • Carport: No
  • Garage: No

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Ceiling Fan(s), Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Bell
  • High School: Wayne Co
  • Middle or Junior School: Wayne Co

Lot Info

  • Lot Size Acres: 0.5
  • Lot Size Sq Ft: 21780.0
  • Parcel Number: MM-03-110.00ETC

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2026
Closed on
Mar 2, 2026
Sold by
Riverside Holdings Llc
Bought by
Butcher Daniel and Butcher Michenzi
Seller's Agent
Colton Flynn
Keller Williams Commonwealth - Somerset
Buyer's Agent
Colton Flynn
Keller Williams Commonwealth - Somerset
List Price
$170,000
Sold Price
$155,000
Premium/Discount to List
-$15,000
-8.82%
Views
88

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
115.06%
Original Mortgage
$124,000
Outstanding Balance
$124,000
Interest Rate
6.06%
Mortgage Type
New Conventional
Estimated Equity
$47,224

Purchase Details

Closed on
Jul 21, 2023
Sold by
Lanbrooke Properties Llc
Bought by
Riverside Holding Llc

Purchase Details

Listed on
Nov 26, 2019
Closed on
May 1, 2020
Sold by
Gordon Brian C and Gordon Ginger A
Bought by
Lanbrooke Properties Llc
Seller's Agent
Susan Hansford
Weichert Realtors Ford Brothers, Inc.
Buyer's Agent
Rick Horton
Weichert Realtors Ford Brothers, Inc.
List Price
$89,925
Sold Price
$62,000
Premium/Discount to List
-$27,925
-31.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.09%
Original Mortgage
$49,600
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 26, 2019
Closed on
Mar 11, 2020
Sold by
Hunnicutt Stephen E and Hunnicutt Karen M
Bought by
Gordon Brian C and Gordon Ginger A
Seller's Agent
Susan Hansford
Weichert Realtors Ford Brothers, Inc.
Buyer's Agent
Rick Horton
Weichert Realtors Ford Brothers, Inc.
List Price
$89,925
Sold Price
$62,000
Premium/Discount to List
-$27,925
-31.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,600
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 24, 2017
Sold by
Kraska Peter B and Weer Shannon L
Bought by
Hunnicutt Stephen E and Hunnicutt Karen M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
4.08%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Deed $155,000 Bluegrass Land Title
Deed $115,000 None Listed On Document
Deed $115,000 None Listed On Document
Deed $32,500 None Available
Deed $62,000 Southern Title Llc
Deed $35,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $124,000 New Conventional
Previous Owner $49,600 New Conventional
Previous Owner $65,000 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/02/2026 03/02/26 Sold $155,000 -8.8% $310 / Sq Ft
01/21/2026 01/21/26 Pending -- -- --
01/16/2026 01/16/26 For Sale $170,000 0.0% $340 / Sq Ft
01/11/2026 01/11/26 Pending -- -- --
12/29/2025 12/29/25 Price Changed $170,000 -2.9% $340 / Sq Ft
12/08/2025 12/08/25 For Sale $175,000 +182.3% $350 / Sq Ft
03/11/2020 03/11/20 Sold $62,000 -31.1% $103 / Sq Ft View Prior Sale
01/31/2020 01/31/20 Pending -- -- --
02/27/2018 02/27/18 For Sale $89,925 -- $150 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,011 $115,000 $0 $0
2024 $1,038 $115,000 $0 $0
2023 $585 $62,000 $0 $0
2022 $590 $62,000 $25,000 $37,000
2021 $595 $62,000 $25,000 $37,000
2020 $315 $32,500 $7,500 $25,000
2019 $316 $32,500 $7,500 $25,000
2018 $315 $32,500 $7,500 $25,000
2017 $195 $20,000 $0 $0
2016 $184 $20,000 $2,000 $18,000
2015 $182 $20,000 $2,000 $18,000
2012 $172 $20,000 $2,000 $18,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25507561

ImagineMLS (Bluegrass REALTORS®)

APN: MM-03-110.00ETC

Your Personal Tour Guide

Ask me questions while you tour the home.